Tomas Kaziukevicius: How Nordstreet is Fueling Real Estate and Business Financing
In this interview, we speak with Tomas Kaziukevicius, COO of Nordstreet, about how the company is driving growth in real estate and business financing. Learn about the inspiration behind Nordstreet, the investment opportunities it provides, potential returns for investors, and the ambitious milestones they aim to achieve.
Martin Christensen • December 18th, 2024
Funding Report for November 2024
Dive into the Funding Report for November 2024, where we examine monthly volumes, industry trends, and other data to keep you informed on the ever-evolving crowdfunding landscape.
Martin Christensen • December 10th, 2024
Investment Thesis: What It Is, How To Write One & Examples
An investment thesis defines profitable investment traits, rationale, criteria, financial goals, and risk management strategies. It guides investor decisions with a detailed plan, outlining why and how investments align with goals and conditions for success.
Martin Christensen • December 10th, 2024
Funding Report for October 2024
Dive into the Funding Report for October 2024, where we examine monthly volumes, industry trends, and other data to keep you informed on the ever-evolving crowdfunding landscape.
Martin Christensen • November 11th, 2024
Funding Report for September 2024
Dive into the Funding Report for September 2024, where we examine monthly volumes, industry trends, and other data to keep you informed on the ever-evolving crowdfunding landscape.
Martin Christensen • October 11th, 2024
How Lendermarket is Powering High-Yield Investments in Lending Companies
In this interview, we talk with Carles Federico, CEO of Lendermarket, about the platform’s approach to high-yield loan investments and its role in the wider lending industry. We explore how Lendermarket fits into the competitive landscape, what sets it apart, and the challenges it faces as it navigates a crowded market of investment platforms.
Martin Christensen • September 19th, 2024
Funding Report for August 2024
Dive into the Funding Report for August 2024, where we examine monthly volumes, industry trends, and other data to keep you informed on the ever-evolving crowdfunding landscape.
Martin Christensen • September 11th, 2024
Funding Report for July 2024
Dive into the Funding Report for July 2024, where we examine monthly volumes, industry trends, and other data to keep you informed on the ever-evolving crowdfunding landscape.
Martin Christensen • August 9th, 2024
Startup Crowdfunding: What It Is, How It Works & Platforms
Startup crowdfunding provides high-risk, high-reward opportunities in early-stage businesses. Investors can choose between equity or debt notes, benefit from lower investment thresholds, diversify their portfolios, and directly support innovation.
Martin Christensen • August 4th, 2024
Kamil Kurmakayev: How Scramble Innovates Consumer Brands Financing
In this interview, we hear from Kamil Kurmakayev, the founder and CEO of Scramble, about the innovative ways Scramble is transforming investment opportunities in Europe. Join us as we delve into Kamil’s inspiration, the selection process of investments, the team behind Scramble, and the company’s goals for the future. Discover how Scramble is making consumer brand investments accessible for everyone.
Martin Christensen • July 30th, 2024
Funding Report for June 2024
Dive into the Funding Report for June 2024, where we examine monthly volumes, industry trends, and other data to keep you informed on the ever-evolving crowdfunding landscape.
Martin Christensen • July 9th, 2024
Venture Debt: What It Is, How It Works
Venture debt provides startups with additional funding while minimizing equity dilution. It features higher interest rates and may include warrants for equity, offering flexibility and support during early growth stages.
Martin Christensen • July 5th, 2024
Convertible Note: What It Is, How It Works & vs. SAFE
A convertible note is short-term debt that converts into equity during future financing, benefiting startup seed investors by funding without immediate valuation, offering flexibility in early-stage investments and potential for equity participation.
Martin Christensen • July 5th, 2024
Marketplace Lending: What It Is, How It Works & Platforms
Marketplace lending enables direct borrowing and lending via online platforms, connecting borrowers with investors without traditional banks. This modern financial practice uses technology to match loan seekers with lenders, fostering efficient fund transactions outside conventional banking channels.
Martin Christensen • July 5th, 2024
Darius Noreika: How Finbee is Cultivating a Buzzing Hive of Financial Solutions
In this interview, we speak with Darius Noreika, CEO of Finbee, about how the company integrates the concept of a beehive into its innovative financial solutions. Discover the inspiration behind Finbee, the investment opportunities they offer, potential earnings for investors, and the milestones they aim to achieve.
Martin Christensen • June 28th, 2024
Debitum Investments interview with co-owner Ēriks Reņģītis 2024
In the past year, Debitum Investments has rebounded from a previous downturn and returned to its former levels. To uncover the secrets behind this success, we spoke with Ēriks Reņģītis, one of Debitum Investments' co-owners.
Martin Christensen • May 30th, 2024
Stock Estate interview with CEO Vicentiu Vlad
Stock Estate is a new regulated crowdfunding investment platform from Romania that offer investments in real estate loans. In this interview, you will learn from the CEO Vicentiu Vlad what it means to invest with Stock Estate.
Martin Christensen • May 15th, 2024
Interview with Nectaro CEO Sigita Kotlere
Nectaro is a newly launched Latvian digital lending platform that offer investments in loans issued by EcoFinance and CreditPrime. In this interview, you will learn from the CEO Sigita Kotlere what it means to invest with Nectaro.
Martin Christensen • April 23rd, 2024
Donation-based Crowdfunding: What It Is & Examples
Donation-based crowdfunding is a platform for raising funds where contributors donate money to support a cause or project without expecting financial returns. This method relies on the collective support of individuals who are passionate about specific initiatives or charitable causes.
Martin Christensen • April 1st, 2024
Definitions & Terms
Crowdfunding
Digital Private Markets Report 2023
Explore the transformative growth in digital private markets in 2023 with a staggering €3.36 billion in annual funding, highlighting a 21.9% increase from 2022. Discover detailed insights into the distribution and performance of funds across various categories.
Martin Christensen • March 21st, 2024
Private Credit: Definition, What It Is & vs. Private Equity
Private credit is an essential component of the financial ecosystem, offering alternative sources of capital to businesses and individuals while providing financing solutions outside of traditional banking channels.
Martin Christensen • March 15th, 2024
Private Equity: What It Is, How It Works & Investments
Private equity is an alternative investment where investors buy shares in private companies to enhance their value over time before ultimately selling for a profit. This type of investment often involves active management strategies, restructuring, operational improvements, and mergers to enhance the performance and value of the company.
Martin Christensen • February 28th, 2024
Private Markets Investing: What It Is & How It Works
Private markets are investments in debts and equities that are not listed on a public stock exchange. These markets provide investment opportunities for investors seeking potentially higher returns and diversification beyond traditional public markets, including venture capital, private equity, real estate, and alternative investments.
Martin Christensen • February 20th, 2024
Digital Lending: What It Is, How It Works & Platforms
Digital lending or fintech lending refers to obtaining loans online through digital platforms. The process is streamlined, bypasses traditional intermediaries like banks, and often eliminates excessive paperwork. It is technology to simplify borrowing money. Instead of visiting a bank, you can apply for loans online.
Martin Christensen • February 15th, 2024
Income Investing: What It Is, How It Works & Strategies
Income investing is a strategy focused on generating regular income rather than capital appreciation, typically through dividends from stocks, interest from bonds, or rent from real estate. This approach aims for a stable cash flow, balancing risk and potential return.
Martin Christensen • February 1st, 2024
Definitions & Terms
Informational
Equity Crowdfunding: What It Is, How It Works & Platforms
Equity crowdfunding allows businesses to raise funds by enabling individuals to invest small amounts to become partial owners. Unlike traditional crowdfunding, where backers receive a product or thank-you, equity crowdfunding lets anyone invest as little as a few dollars to own a share of a company.
Martin Christensen • January 23rd, 2024
Crowdfunding Investment: What It Is, How It Works & Websites
Crowdfunding investments are gaining popularity among bold investors exploring opportunities not available in the public markets and for entrepreneurs to access capital easily. What is it and how does it work?
Martin Christensen • December 14th, 2023
Interview with SAVY Chairman of the Board & former CEO Audrius Žiugžda
SAVY is a well-established Lithuanian peer-to-peer lending platform that offers loans to Lithuanian citizens, companies and European investors. In this interview, you will learn from the Chairman of the Board, Audrius Žiugžda, what it means to invest with SAVY.
Martin Christensen • October 19th, 2023
Crowdfunding: What It Is, How It Works, Types & Websites
Explore the world of crowdfunding: dive into various models, understand how it works, and unravel the community essence of collective financing. Turn ideas into reality with communal support and investment.
Martin Christensen • October 4th, 2023
Definitions & Terms
Crowdfunding
What is Real Estate Crowdfunding? How It Works & Investments
Real estate crowdfunding is democratizing the world of property investment, opening doors for everyday investors to get involved in this lucrative market. Enabled by online platforms and regulatory changes, it offers an alternative to traditional investment options like REITs. With low upfront costs and opportunities for portfolio diversification, it's an increasingly popular choice among investors.
Martin Christensen • August 24th, 2023
NEO Finance interview with CEO Evaldas Remeikis 2023
NEO Finance is a well-established Lithuanian peer-to-peer lending platform that offers personal loans to Lithuanian citizens available for European retail investors. In this interview, you will learn from the CEO Evaldas Remeikis what it means to invest with NEO Finance.
Martin Christensen • March 29th, 2023
Scramble interview with CEO & Founder Kamil Kurmakayev 2023
Scramble is a newly launched platform that offers investments in bundled loans to startups with high-interest rates. In this interview, you will learn from the CEO & Founder Kamil Kurmakayev how Scramble came about and what it means to invest with Scramble.
Martin Christensen • February 16th, 2023
Bulkestate Interview with CEO & Co-founder Igors Puntuss 2023
Bulkestate is a real estate crowdfunding platform that also facilitates residential real estate group-buying deals. The platform offers fractional investments in debt secured by Latvian real estate. In this interview, you will learn from the CEO & Co-founder Igors Puntuss what it means to invest with Bulkestate.
Martin Christensen • January 10th, 2023
Žltý melón Interview with Founder & CEO Roman Feranec 2022
Žltý melón is a well-established Peer-to-Peer lending platform for private debt in Slovakia with over 10 years of operation. The platform offers personal debt investments from borrowers in Slovakia for European retail investors. In this interview, you will learn from the Founder & CEO Roman Feranec what it means to invest with Žltý melón.
Martin Christensen • December 21st, 2022
Reinvest24 interview with CEO Tanel Orro 2022
Reinvest24 is an Estonian real estate crowdfunding platform that offers European citizens investments in debt notes secured by a property. The platform allows you to invest in real estate located in more than six countries such as Estonia, Latvia, Moldova, Spain, Germany and Switzerland. In this interview, you will hear from the CEO Tanel Orro what it means to invest at Reinvest24.
Martin Christensen • December 7th, 2022
Klear Interview with CEO & Co-founder Loic Le Pichoux 2022
Klear Lending is the main personal debt P2P lending platform in Bulgaria to offer European retail investors investments directly funding loans to Bulgarian individuals. The debt investments are personal loans at fair interest rates, neither to be considered payday loans nor subprime loans at high-interest rates. In this interview, you will hear from the CEO & Co-founder Loic le Pichoux what it means to invest with Klear.
Martin Christensen • December 1st, 2022
Robocash interview with Founder & CEO Sergey Sedov 2022
Robocash is one of the large debt investment marketplaces from Europe offering primarily short-term consumer loans from the same group of loan originators in five different countries. In this interview, you will learn from Founder & CEO Sergey Sedov how Robocash came about and what it means to invest with Robocash.
Martin Christensen • November 23rd, 2022
Kuflink interview with CEO Narinder Khattoare 2022
Kuflink is a well-established online debt investment platform for retail investors to invest in debt secured by UK property. The investments are IF-ISA eligible, and multiple auto investment options are available. In this interview, you will hear from the CEO Narinder Khattoare what it means to invest with Kuflink.
Martin Christensen • November 17th, 2022
LandlordInvest interview with CEO Filip Karadaghi 2022
LandlordInvest is a London-based property investment marketplace offering retail investors property debt investments in the United Kingdom. In this interview, you will hear from the CEO & Co-founder Filip Karadaghi what it means to invest with LandlordInvest.
Martin Christensen • October 26th, 2022
Debitum Interview with CEO Henrijs Jansons 2022
Debitum is a Latvian based marketplace platform that offers retail investors in Europe to invest in business loans. Debitum offers investments in pools of business loans issued by third-party loan originators in this interview, you will learn from the CEO Henrijs Jansons what it means to invest with Debitum.
Martin Christensen • October 14th, 2022
First-rank Mortgage Definition
First-rank mortgage (also first-rank, first-lien or senior debt) refers to the most secure available form of loan security. Senior debt takes priority over other more “junior” debt (such as mezzanine debt or equity). Learn about First-rank Mortgages and what it means for lenders and borrowers.
Martin Christensen • September 7th, 2022
What is Buyback Guarantee? Meaning, How it works & Examples
A Buyback Guarantee obliges loan originators to buy back overdue loans from investors. The buyback guarantee is a protection mechanism for retail investors and is also often referred to as a buyback obligation. All buyback guarantees aim to protect investors from non-performing loans and to recover the investments from borrower default. This article will teach you everything you need to know about Buyback Guarantees.
Martin Christensen • September 5th, 2022
Lendermarket Interview with CEO Endrik Eller 2022
In this interview, the P2P Veteran and CEO of Lendermarket shares his story with peer-to-peer lending and explain in-depth how Lendermarket works.
Martin Christensen • August 15th, 2022
EstateGuru interview with COO Mihkel Stamm 2022
We talk to EstateGuru's Chief Operating Officer to look back at the platform's and industry's beginnings and forward to what awaits EstateGuru and the whole European online lending sector.
Martin Christensen • March 31st, 2022
Max Crowdfund interview with CEO Felix Berkhout 2022
In this interview Felix Berkhout, CEO of Max Crowdfund, thoroughly explains the platform's investments offerings, business model, use of blockchain technology, and much more.
Martin Christensen • March 20th, 2022
Mintos interview with Head of Product Marcis Gogis 2021
Hear Head of Product Marcis Gogis talk about where Mintos is heading in the future, upcoming products, the decision to remove discussions with investors from the comment section, automatisation, competitors, DeFi, and much more.
Martin Christensen • October 3rd, 2021
Mintos interview with CEO Martins Sulte 2021
In this interview, we ask CEO Martins Sulte how Mintos is handling the Covid-19 pandemic, what Mintos does to minimise the investors’ risk, his views on the alternative investment industry, and much more. Learn about Mintos directly from the CEO.
Martin Christensen • March 2nd, 2021
What is the Secondary Market? How it works
Secondary markets are financial marketplaces where investors trade previously issued assets like stocks and bonds. These markets enable securities exchange between investors, driving prices toward their actual value and providing liquidity.
Martin Christensen • February 2nd, 2021
International Funding Volumes December 2020
The Monthly Funding Report is tracking the monthly funding amounts of real estate crowdfunding, peer-to-peer & online marketplace lending platforms. This is the December 2020 report based on numbers reported to P2PMarketData.
Martin Christensen • January 14th, 2021
International Funding Volumes November 2020
The Monthly Funding Report is tracking the monthly funding amounts of real estate crowdfunding, peer-to-peer & online marketplace lending platforms. Is the market increasing or decreasing? A report based on numbers reported to P2PMarketData.
Martin Christensen • December 15th, 2020
International Funding Volumes October 2020
The Monthly Funding Report covers the development of alternative financing throughout the world by tracking crowdfunding investments, peer-to-peer & online lending platforms funding amounts month-by-month.
Martin Christensen • November 15th, 2020
What is Peer-to-Peer (P2P) Lending? How it works
Peer-to-peer lending (P2P) is an innovative form of borrowing and investing money without the involvement of traditional financial institutions. P2P lending is also known as "social lending", "lending-based crowdfunding", or "crowd lending". Learn how it works.
Martin Christensen • October 17th, 2020
International Funding Volumes September 2020
This is the September Funding Volume Report published by P2P Market Data. We publish a new funding volume report on a monthly basis as we receive fresh monthly data from all the platforms listed on the site.
Martin Christensen • October 15th, 2020