Martin Christensen, Author at P2PMarketData

Dive into the Funding Report for October 2024, where we examine monthly volumes, industry trends, and other data to keep you informed on the ever-evolving crowdfunding landscape.

In this interview, we talk with Carles Federico, CEO of Lendermarket, about the platform’s approach to high-yield loan investments and its role in the wider lending industry. We explore how Lendermarket fits into the competitive landscape, what sets it apart, and the challenges it faces as it navigates a crowded market of investment platforms.

Dive into the Funding Report for September 2024, where we examine monthly volumes, industry trends, and other data to keep you informed on the ever-evolving crowdfunding landscape.

Explore the world of crowdfunding: dive into various models, understand how it works, and unravel the community essence of collective financing. Turn ideas into reality with communal support and investment.

Dive into the Funding Report for August 2024, where we examine monthly volumes, industry trends, and other data to keep you informed on the ever-evolving crowdfunding landscape.

Startup crowdfunding provides high-risk, high-reward opportunities in early-stage businesses. Investors can choose between equity or debt notes, benefit from lower investment thresholds, diversify their portfolios, and directly support innovation.

Real estate crowdfunding is democratizing the world of property investment, opening doors for everyday investors to get involved in this lucrative market. Enabled by online platforms and regulatory changes, it offers an alternative to traditional investment options like REITs. With low upfront costs and opportunities for portfolio diversification, it's an increasingly popular choice among investors.

Dive into the Funding Report for July 2024, where we examine monthly volumes, industry trends, and other data to keep you informed on the ever-evolving crowdfunding landscape.

Venture debt provides startups with additional funding while minimizing equity dilution. It features higher interest rates and may include warrants for equity, offering flexibility and support during early growth stages.

In this interview, we hear from Kamil Kurmakayev, the founder and CEO of Scramble, about the innovative ways Scramble is transforming investment opportunities in Europe. Join us as we delve into Kamil’s inspiration, the selection process of investments, the team behind Scramble, and the company’s goals for the future. Discover how Scramble is making consumer brand investments accessible for everyone.

A convertible note is short-term debt that converts into equity during future financing, benefiting startup seed investors by funding without immediate valuation, offering flexibility in early-stage investments and potential for equity participation.

Dive into the Funding Report for June 2024, where we examine monthly volumes, industry trends, and other data to keep you informed on the ever-evolving crowdfunding landscape.

Marketplace lending enables direct borrowing and lending via online platforms, connecting borrowers with investors without traditional banks. This modern financial practice uses technology to match loan seekers with lenders, fostering efficient fund transactions outside conventional banking channels.

In this interview, we speak with Darius Noreika, CEO of Finbee, about how the company integrates the concept of a beehive into its innovative financial solutions. Discover the inspiration behind Finbee, the investment opportunities they offer, potential earnings for investors, and the milestones they aim to achieve.

An investment thesis defines profitable investment traits, rationale, criteria, financial goals, and risk management strategies. It guides investor decisions with a detailed plan, outlining why and how investments align with goals and conditions for success.

In the past year, Debitum Investments has rebounded from a previous downturn and returned to its former levels. To uncover the secrets behind this success, we spoke with Ēriks Reņģītis, one of Debitum Investments' co-owners.

Stock Estate is a new regulated crowdfunding investment platform from Romania that offer investments in real estate loans. In this interview, you will learn from the CEO Vicentiu Vlad what it means to invest with Stock Estate.

Nectaro is a newly launched Latvian digital lending platform that offer investments in loans issued by EcoFinance and CreditPrime. In this interview, you will learn from the CEO Sigita Kotlere what it means to invest with Nectaro.

First-rank mortgage (also first-rank, first-lien or senior debt) refers to the most secure available form of loan security. Senior debt takes priority over other more “junior” debt (such as mezzanine debt or equity). Learn about First-rank Mortgages and what it means for lenders and borrowers.

Donation-based crowdfunding is a platform for raising funds where contributors donate money to support a cause or project without expecting financial returns. This method relies on the collective support of individuals who are passionate about specific initiatives or charitable causes.

Explore the transformative growth in digital private markets in 2023 with a staggering €3.36 billion in annual funding, highlighting a 21.9% increase from 2022. Discover detailed insights into the distribution and performance of funds across various categories.

Private credit is an essential component of the financial ecosystem, offering alternative sources of capital to businesses and individuals while providing financing solutions outside of traditional banking channels.

Private equity is an alternative investment where investors buy shares in private companies to enhance their value over time before ultimately selling for a profit. This type of investment often involves active management strategies, restructuring, operational improvements, and mergers to enhance the performance and value of the company.

Private markets are investments in debts and equities that are not listed on a public stock exchange. These markets provide investment opportunities for investors seeking potentially higher returns and diversification beyond traditional public markets, including venture capital, private equity, real estate, and alternative investments.

SAVY is a well-established Lithuanian peer-to-peer lending platform that offers loans to Lithuanian citizens, companies and European investors. In this interview, you will learn from the Chairman of the Board, Audrius Žiugžda, what it means to invest with SAVY.

Digital lending or fintech lending refers to obtaining loans online through digital platforms. The process is streamlined, bypasses traditional intermediaries like banks, and often eliminates excessive paperwork. It is technology to simplify borrowing money. Instead of visiting a bank, you can apply for loans online.

Income investing is a strategy focused on generating regular income rather than capital appreciation, typically through dividends from stocks, interest from bonds, or rent from real estate. This approach aims for a stable cash flow, balancing risk and potential return.

Equity crowdfunding allows businesses to raise funds by enabling individuals to invest small amounts to become partial owners. Unlike traditional crowdfunding, where backers receive a product or thank-you, equity crowdfunding lets anyone invest as little as a few dollars to own a share of a company.

Crowdfunding investments are gaining popularity among bold investors exploring opportunities not available in the public markets and for entrepreneurs to access capital easily. What is it and how does it work?

Secondary markets are financial marketplaces where investors trade previously issued assets like stocks and bonds. These markets enable securities exchange between investors, driving prices toward their actual value and providing liquidity.

A Buyback Guarantee obliges loan originators to buy back overdue loans from investors. The buyback guarantee is a protection mechanism for retail investors and is also often referred to as a buyback obligation. All buyback guarantees aim to protect investors from non-performing loans and to recover the investments from borrower default. This article will teach you everything you need to know about Buyback Guarantees.

Peer-to-peer lending (P2P) is an innovative form of borrowing and investing money without the involvement of traditional financial institutions. P2P lending is also known as "social lending", "lending-based crowdfunding", or "crowd lending". Learn how it works.

NEO Finance is a well-established Lithuanian peer-to-peer lending platform that offers personal loans to Lithuanian citizens available for European retail investors. In this interview, you will learn from the CEO Evaldas Remeikis what it means to invest with NEO Finance.

Scramble is a newly launched platform that offers investments in bundled loans to startups with high-interest rates. In this interview, you will learn from the CEO & Founder Kamil Kurmakayev how Scramble came about and what it means to invest with Scramble.

Bulkestate is a real estate crowdfunding platform that also facilitates residential real estate group-buying deals. The platform offers fractional investments in debt secured by Latvian real estate. In this interview, you will learn from the CEO & Co-founder Igors Puntuss what it means to invest with Bulkestate.

Žltý melón is a well-established Peer-to-Peer lending platform for private debt in Slovakia with over 10 years of operation. The platform offers personal debt investments from borrowers in Slovakia for European retail investors. In this interview, you will learn from the Founder & CEO Roman Feranec what it means to invest with Žltý melón.

Reinvest24 is an Estonian real estate crowdfunding platform that offers European citizens investments in debt notes secured by a property. The platform allows you to invest in real estate located in more than six countries such as Estonia, Latvia, Moldova, Spain, Germany and Switzerland. In this interview, you will hear from the CEO Tanel Orro what it means to invest at Reinvest24.

Klear Lending is the main personal debt P2P lending platform in Bulgaria to offer European retail investors investments directly funding loans to Bulgarian individuals. The debt investments are personal loans at fair interest rates, neither to be considered payday loans nor subprime loans at high-interest rates. In this interview, you will hear from the CEO & Co-founder Loic le Pichoux what it means to invest with Klear.

Robocash is one of the large debt investment marketplaces from Europe offering primarily short-term consumer loans from the same group of loan originators in five different countries. In this interview, you will learn from Founder & CEO Sergey Sedov how Robocash came about and what it means to invest with Robocash.

Kuflink is a well-established online debt investment platform for retail investors to invest in debt secured by UK property. The investments are IF-ISA eligible, and multiple auto investment options are available. In this interview, you will hear from the CEO Narinder Khattoare what it means to invest with Kuflink.

LandlordInvest is a London-based property investment marketplace offering retail investors property debt investments in the United Kingdom. In this interview, you will hear from the CEO & Co-founder Filip Karadaghi what it means to invest with LandlordInvest.

Debitum is a Latvian based marketplace platform that offers retail investors in Europe to invest in business loans. Debitum offers investments in pools of business loans issued by third-party loan originators in this interview, you will learn from the CEO Henrijs Jansons what it means to invest with Debitum.

In this interview, the P2P Veteran and CEO of Lendermarket shares his story with peer-to-peer lending and explain in-depth how Lendermarket works.

We talk to EstateGuru's Chief Operating Officer to look back at the platform's and industry's beginnings and forward to what awaits EstateGuru and the whole European online lending sector.

In this interview Felix Berkhout, CEO of Max Crowdfund, thoroughly explains the platform's investments offerings, business model, use of blockchain technology, and much more.

Hear Head of Product Marcis Gogis talk about where Mintos is heading in the future, upcoming products, the decision to remove discussions with investors from the comment section, automatisation, competitors, DeFi, and much more.

In this interview, we ask CEO Martins Sulte how Mintos is handling the Covid-19 pandemic, what Mintos does to minimise the investors’ risk, his views on the alternative investment industry, and much more. Learn about Mintos directly from the CEO.

The Monthly Funding Report is tracking the monthly funding amounts of real estate crowdfunding, peer-to-peer & online marketplace lending platforms. This is the December 2020 report based on numbers reported to P2PMarketData.

The Monthly Funding Report is tracking the monthly funding amounts of real estate crowdfunding, peer-to-peer & online marketplace lending platforms. Is the market increasing or decreasing? A report based on numbers reported to P2PMarketData.

The Monthly Funding Report covers the development of alternative financing throughout the world by tracking crowdfunding investments, peer-to-peer & online lending platforms funding amounts month-by-month.

This is the September Funding Volume Report published by P2P Market Data. We publish a new funding volume report on a monthly basis as we receive fresh monthly data from all the platforms listed on the site.

This is the August Funding Volume Report published by P2P Market Data. We publish a new funding volume report on a monthly basis as we receive fresh monthly data from all the platforms listed on the site.