Convertible Note: What It Is, How It Works & vs. SAFE
A convertible note is short-term debt that converts into equity during future financing, benefiting startup seed investors by funding without immediate valuation, offering flexibility in early-stage investments and potential for equity participation.
Martin Christensen • July 16th, 2024
![Convertible Notes The definition of Convertible Notes](https://p2pmarketdata.s3.eu-central-1.amazonaws.com/featured-images/20372/conversions/Convertible-Note-%282%29-banner.jpg)
Marketplace Lending: What It Is, How It Works & Platforms
Marketplace lending enables direct borrowing and lending via online platforms, connecting borrowers with investors without traditional banks. This modern financial practice uses technology to match loan seekers with lenders, fostering efficient fund transactions outside conventional banking channels.
Martin Christensen • July 9th, 2024
![Marketplace Lending The definition of Marketplace Lending](https://p2pmarketdata.s3.eu-central-1.amazonaws.com/featured-images/20368/conversions/Marketplace-Lending-%281%29-banner.jpg)
Investment Thesis: What It Is, How To Write One & Examples
An investment thesis defines profitable investment traits, rationale, criteria, financial goals, and risk management strategies. It guides investor decisions with a detailed plan, outlining why and how investments align with goals and conditions for success.
Martin Christensen • June 26th, 2024
![Investment Thesis The definition of Investment Thesis](https://p2pmarketdata.s3.eu-central-1.amazonaws.com/featured-images/20239/conversions/Investment-Thesis-%281%29-banner.jpg)
First-rank Mortgage Definition
First-rank mortgage (also first-rank, first-lien or senior debt) refers to the most secure available form of loan security. Senior debt takes priority over other more “junior” debt (such as mezzanine debt or equity). Learn about First-rank Mortgages and what it means for lenders and borrowers.
Martin Christensen • April 30th, 2024
![First-rank Mortgage document Image of first-rank mortgage document with house and keys](https://p2pmarketdata.s3.eu-central-1.amazonaws.com/featured-images/11622/conversions/First-rank-Mortgage-real-estate-banner.jpg)
Donation-based Crowdfunding: What It Is & Examples
Donation-based crowdfunding is a platform for raising funds where contributors donate money to support a cause or project without expecting financial returns. This method relies on the collective support of individuals who are passionate about specific initiatives or charitable causes.
Martin Christensen • April 4th, 2024
Definitions & Terms
Crowdfunding
![Donation-based Crowdfunding The definition of donation based crowdfunding](https://p2pmarketdata.s3.eu-central-1.amazonaws.com/featured-images/14782/conversions/Donation-based-Crowdfunding-banner.jpg)
Private Credit: Definition, What It Is & vs. Private Equity
Private credit is an essential component of the financial ecosystem, offering alternative sources of capital to businesses and individuals while providing financing solutions outside of traditional banking channels.
Martin Christensen • March 15th, 2024
![Private Credit barometer Private Credit illustrating financing taking place in the private markets](https://p2pmarketdata.s3.eu-central-1.amazonaws.com/featured-images/14776/conversions/Private-Credit-banner.jpg)
Private Equity: What It Is, How It Works & Investments
Private equity is an alternative investment where investors buy shares in private companies to enhance their value over time before ultimately selling for a profit. This type of investment often involves active management strategies, restructuring, operational improvements, and mergers to enhance the performance and value of the company.
Martin Christensen • February 28th, 2024
![Private Equity Investing Private equity investing explanation](https://p2pmarketdata.s3.eu-central-1.amazonaws.com/featured-images/14679/conversions/Private-Equity-banner.jpg)
Private Markets Investing: What It Is & How It Works
Private markets are investments in debts and equities that are not listed on a public stock exchange. These markets provide investment opportunities for investors seeking potentially higher returns and diversification beyond traditional public markets, including venture capital, private equity, real estate, and alternative investments.
Martin Christensen • February 20th, 2024
![Private Markets Private market investments](https://p2pmarketdata.s3.eu-central-1.amazonaws.com/featured-images/14673/conversions/Private-Markets-banner.jpg)
Digital Lending: What It Is, How It Works & Platforms
Digital lending or fintech lending refers to obtaining loans online through digital platforms. The process is streamlined, bypasses traditional intermediaries like banks, and often eliminates excessive paperwork. It is technology to simplify borrowing money. Instead of visiting a bank, you can apply for loans online.
Martin Christensen • February 16th, 2024
![Digital Lending Definition The Difinition of Digital Lending](https://p2pmarketdata.s3.eu-central-1.amazonaws.com/featured-images/14671/conversions/Digital-Lending-Definition-banner.jpg)
Income Investing: What It Is, How It Works & Strategies
Income investing is a strategy focused on generating regular income rather than capital appreciation, typically through dividends from stocks, interest from bonds, or rent from real estate. This approach aims for a stable cash flow, balancing risk and potential return.
Martin Christensen • February 1st, 2024
Definitions & Terms
Informational
![Income Investment Types Types of Income Investments](https://p2pmarketdata.s3.eu-central-1.amazonaws.com/featured-images/14584/conversions/Income-Investments-banner.jpg)
Equity Crowdfunding: What It Is, How It Works & Platforms
Equity crowdfunding allows businesses to raise funds by enabling individuals to invest small amounts to become partial owners. Unlike traditional crowdfunding, where backers receive a product or thank-you, equity crowdfunding lets anyone invest as little as a few dollars to own a share of a company.
Martin Christensen • January 23rd, 2024
![Equity Crowdfunding Image of how equity crowdfunding works](https://p2pmarketdata.s3.eu-central-1.amazonaws.com/featured-images/14577/conversions/Equity-Crowdfunding-image-banner.jpg)
Crowdfunding Investment: What It Is, How It Works & Websites
Crowdfunding investments are gaining popularity among bold investors exploring opportunities not available in the public markets and for entrepreneurs to access capital easily. What is it and how does it work?
Martin Christensen • December 14th, 2023
![Crowdfunding Investment Image of an crowdfunding investor commiting money to a crowdfunding investment](https://p2pmarketdata.s3.eu-central-1.amazonaws.com/featured-images/14339/conversions/Crowdfunding-Investment-banner.jpg)