What is Buyback Guarantee? How it Works, Examples & Criticism
A Buyback Guarantee obliges loan originators to buy back overdue loans from investors. The buyback guarantee is a protection mechanism for retail investors and is also often referred to as a buyback obligation. All buyback guarantees aim to protect investors from non-performing loans and to recover the investments from borrower default. This article will teach you everything you need to know about Buyback Guarantees.
Martin Christensen   •  May 18th, 2023
Definitions & Terms
Peer-to-Peer Lending

What is Peer-to-Peer (P2P) Lending? How it works
Peer-to-peer lending (P2P) is an innovative form of borrowing and investing money without the involvement of traditional financial institutions. P2P lending is also known as "social lending", "lending-based crowdfunding", or "crowd lending". Learn how it works.
Martin Christensen   •  May 12th, 2023
Definitions & Terms
Peer-to-Peer Lending

What is the Secondary Market? How it works
Secondary markets are financial marketplaces where investors trade previously issued assets like stocks and bonds. These markets enable securities exchange between investors, driving prices toward their actual value and providing liquidity.
Martin Christensen   •  April 26th, 2023

NEO Finance interview with CEO Evaldas Remeikis
NEO Finance is a well-established Lithuanian peer-to-peer lending platform that offers personal loans to Lithuanian citizens available for European retail investors. In this interview, you will learn from the CEO Evaldas Remeikis what it means to invest with NEO Finance.
Martin Christensen   •  March 29th, 2023
Industry Interviews
Peer-to-Peer Lending

Scramble interview with CEO & Founder Kamil Kurmakayev
Scramble is a newly launched platform that offers investments in bundled loans to startups with high-interest rates. In this interview, you will learn from the CEO & Founder Kamil Kurmakayev how Scramble came about and what it means to invest with Scramble.
Martin Christensen   •  February 16th, 2023
Industry Interviews
Startup Investing

Bulkestate Interview with CEO & Co-founder Igors Puntuss
Bulkestate is a real estate crowdfunding platform that also facilitates residential real estate group-buying deals. The platform offers fractional investments in debt secured by Latvian real estate. In this interview, you will learn from the CEO & Co-founder Igors Puntuss what it means to invest with Bulkestate.
Martin Christensen   •  January 18th, 2023
Industry Interviews
Real Estate Crowdfunding

Žltý melón Interview with Founder & CEO Roman Feranec
Žltý melón is a well-established Peer-to-Peer lending platform for private debt in Slovakia with over 10 years of operation. The platform offers personal debt investments from borrowers in Slovakia for European retail investors. In this interview, you will learn from the Founder & CEO Roman Feranec what it means to invest with Žltý melón.
Martin Christensen   •  December 21st, 2022
Industry Interviews
Peer-to-Peer Lending

Reinvest24 interview with CEO Tanel Orro
Reinvest24 is an Estonian real estate crowdfunding platform that offers European citizens investments in debt notes secured by a property. The platform allows you to invest in real estate located in more than six countries such as Estonia, Latvia, Moldova, Spain, Germany and Switzerland. In this interview, you will hear from the CEO Tanel Orro what it means to invest at Reinvest24.
Martin Christensen   •  December 7th, 2022
Industry Interviews
Real Estate Crowdfunding

Klear Interview with CEO & Co-founder Loic Le Pichoux
Klear Lending is the main personal debt P2P lending platform in Bulgaria to offer European retail investors investments directly funding loans to Bulgarian individuals. The debt investments are personal loans at fair interest rates, neither to be considered payday loans nor subprime loans at high-interest rates. In this interview, you will hear from the CEO & Co-founder Loic le Pichoux what it means to invest with Klear.
Martin Christensen   •  December 2nd, 2022
Industry Interviews
Peer-to-Peer Lending

Robocash interview with Founder & CEO Sergey Sedov
Robocash is one of the large debt investment marketplaces from Europe offering primarily short-term consumer loans from the same group of loan originators in five different countries. In this interview, you will learn from Founder & CEO Sergey Sedov how Robocash came about and what it means to invest with Robocash.
Martin Christensen   •  November 23rd, 2022
Industry Interviews
Peer-to-Peer Lending

Kuflink interview with CEO Narinder Khattoare
Kuflink is a well-established online debt investment platform for retail investors to invest in debt secured by UK property. The investments are IF-ISA eligible, and multiple auto investment options are available. In this interview, you will hear from the CEO Narinder Khattoare what it means to invest with Kuflink.
Martin Christensen   •  November 17th, 2022
Industry Interviews
Real Estate Crowdfunding

LandlordInvest interview with CEO & Co-founder Filip Karadaghi
LandlordInvest is a London-based property investment marketplace offering retail investors property debt investments in the United Kingdom. In this interview, you will hear from the CEO & Co-founder Filip Karadaghi what it means to invest with LandlordInvest.
Martin Christensen   •  October 27th, 2022
Industry Interviews
Real Estate Crowdfunding

Debitum Interview with CEO Henrijs Jansons
Debitum is a Latvian based marketplace platform that offers retail investors in Europe to invest in business loans. Debitum offers investments in pools of business loans issued by third-party loan originators in this interview, you will learn from the CEO Henrijs Jansons what it means to invest with Debitum.
Martin Christensen   •  October 17th, 2022
Industry Interviews
Peer-to-Peer Lending

First-rank Mortgage Definition
First-rank mortgage (also first-rank, first-lien or senior debt) refers to the most secure available form of loan security. Senior debt takes priority over other more “junior” debt (such as mezzanine debt or equity). Learn about First-rank Mortgages and what it means for lenders and borrowers.
Martin Christensen   •  September 22nd, 2022
Definitions & Terms
Peer-to-Peer Lending

Investing in Germany
In this Country Guide, you will learn about investing in Germany with ETFs and alternative investments. As an international investor, you can invest in German real estate crowdfunding and become a lender to German businesses and private individuals with Peer-to-Peer lending. Learn how to become an investor, real estate tycoon and private lender in Germany right here.
Martin Christensen   •  August 18th, 2022

Lendermarket Interview with CEO & P2P Veteran Endrik Eller
In this interview, the P2P Veteran and CEO of Lendermarket shares his story with peer-to-peer lending and explain in-depth how Lendermarket works.
Martin Christensen   •  August 16th, 2022
Industry Interviews
Peer-to-Peer Lending

EstateGuru interview with COO Mihkel Stamm
We talk to EstateGuru's Chief Operating Officer to look back at the platform's and industry's beginnings and forward to what awaits EstateGuru and the whole European online lending sector.
Martin Christensen   •  April 20th, 2022
Industry Interviews
Real Estate Crowdfunding

Max Crowdfund interview with CEO Felix Berkhout
In this interview Felix Berkhout, CEO of Max Crowdfund, thoroughly explains the platform's investments offerings, business model, use of blockchain technology, and much more.
Martin Christensen   •  March 21st, 2022
Industry Interviews
Real Estate Crowdfunding

Tribe Funding interview with CEO Aleksandrs Pirhs
A very thoughtful interview with the CEO of Tribe Aleksandrs Pirhs about the newly launched peer-to-peer lending aggregation platform Tribe Funding.
Martin Christensen   •  December 13th, 2021
Industry Interviews
Peer-to-Peer Lending

Mintos interview with Head of Product Marcis Gogis
Hear Head of Product Marcis Gogis talk about where Mintos is heading in the future, upcoming products, the decision to remove discussions with investors from the comment section, automatisation, competitors, DeFi, and much more.
Martin Christensen   •  October 3rd, 2021
Industry Interviews
Peer-to-Peer Lending

Lendahand interview with CEO Koen The
In this interview, we talk with Lendahand CEO Keon The about why he decided to leave the traditional banking world to start the social impact lending company Lendahand, how investing on Lendahand works and much more.
Martin Christensen   •  May 8th, 2021
Industry Interviews
Peer-to-Peer Lending

Mintos interview with CEO Martins Sulte
In this interview, we ask CEO Martins Sulte how Mintos is handling the Covid-19 pandemic, what Mintos does to minimise the investors’ risk, his views on the alternative investment industry, and much more. Learn about Mintos directly from the CEO.
Martin Christensen   •  March 2nd, 2021
Industry Interviews
Peer-to-Peer Lending

International Funding Volumes December 2020
The Monthly Funding Report is tracking the monthly funding amounts of real estate crowdfunding, peer-to-peer & online marketplace lending platforms. This is the December 2020 report based on numbers reported to P2PMarketData.
Martin Christensen   •  January 14th, 2021

International Funding Volumes November 2020
The Monthly Funding Report is tracking the monthly funding amounts of real estate crowdfunding, peer-to-peer & online marketplace lending platforms. Is the market increasing or decreasing? A report based on numbers reported to P2PMarketData.
Martin Christensen   •  December 15th, 2020

International Funding Volumes October 2020
The Monthly Funding Report covers the development of alternative financing throughout the world by tracking crowdfunding investments, peer-to-peer & online lending platforms funding amounts month-by-month.
Martin Christensen   •  November 15th, 2020

International Funding Volumes September 2020
This is the September Funding Volume Report published by P2P Market Data. We publish a new funding volume report on a monthly basis as we receive fresh monthly data from all the platforms listed on the site.
Martin Christensen   •  October 15th, 2020
