Platform Analysis

Fagura is a cross-border peer-to-peer lending marketplace originating from Moldova and now headquartered in Bucharest, Romania. In November 2024 it became the first Moldovan platform to secure the European Crowdfunding Service Provider (ECSP) licence...

Profitus is a Lithuanian real estate investment platform licensed by the National Bank of Lithuania to operate crowdfunding investments. Launched in August 2018, Profitus offers investors access to three types of real estate debt investments: real es...

Scramble is a peer-to-peer lending platform based in Estonia, launched in August 2021. It connects investors with small business debt and consumer goods brands in the UK and continental Europe. Scramble also acts as a loan originator, providing...

Lande (formerly LendSecured) is an ECSP-licensed crowdfunding platform for farmers. It operates in Latvia, Lithuania, and Romania. Investors with a Single Euro Payments Area (SEPA) bank account can participate in agriculture loans secured by collater...

Launched in early 2021, Income Marketplace, also known as getincome.com, is an unlicensed peer-to-peer lending platform based in Estonia. The platform offers a range of loans, including car loans, litigation loans, and short-term consumer loans, sour...

Stikcredit was launched in 2021 under the name Afranga, which later went offline temporarily to meet ECSP license requirements. Afranga is now back online, along with Stikcredit, and both act as marketplaces for investing in loans. They connect inves...

Founded in 2011, Bergfürst is a German real estate crowdfunding platform based in Berlin that connects investors with property projects primarily in Germany. Bergfürst originates loans, providing real estate companies with access to mezzanine capital...

CG24 Group, launched in March 2015, is a Swiss financing marketplace that connects borrowers with private and institutional investors. It offers personal, real estate, and business loans. The platform provides three investment products:Business Credi...

Estateguru, founded in 2014 and based in Estonia, holds a license from Estonia’s Financial Supervision and Resolution Authority (Finantsinspektsioon), allowing it to operate across the EU. The platform connects investors with property-backed loans, f...

Launched in November 2023, Nectaro is a Latvia-based digital lending platform under Dyninno Fintech Holding Ltd, a Cyprus-incorporated company. It connects investors with borrowers in Moldova and Romania through personal loans issued by CreditPrime,...

Röntgen, founded in 2016, is a licensed platform under the EU Crowdfunding Regulation and supervised by the Bank of Lithuania. It connects investors with Lithuanian real estate developments backed by real estate pledges and also recently offers selec...

AxiaFunder, a UK-based litigation funding platform launched in 2016, operates under the trading name of Champerty Ltd. Incorporated in London, it is authorised and regulated by the Financial Conduct Authority (FCA). The platform connects investors wi...