Digilo

Digilo is a newly launched Latvian real estate debt crowdfunding platform operated by CSP Growth Solutions SIA (reg. 40203585248), licensed as an ECSP by the Bank of Latvia on 16 September 2025. The platform offers minimum investments from €150 with target returns of 9-12% per annum on loan terms of 12 to 36 months.^[1] Its parent group has operated in Latvian real estate lending since 2008, expanding into business loans, consumer mortgages, and credit brokerage before launching the crowdfunding platform.^[2] No public portfolio statistics are yet available, consistent with the platform's early operational stage.

• New platform with no crowdfunding track record yet: Digilo only received its ECSP licence in September 2025 and launched recently, so there is currently no public data on funded volume, defaults, late payments, or realised investor returns.
• Backed by an experienced lending group: While the crowdfunding platform itself is new, the parent group has been active in Latvian real estate and mortgage lending since 2008, providing operational experience in the underlying sector.
• Real estate debt focus with market target returns: Investors can access secured real estate loans targeting 9-12% annual returns, with loan terms of 12-36 months and a minimum investment of €150.
• Regulated and collateral-backed structure: Digilo operates under an ECSP licence from the Bank of Latvia, and mortgage collateral is held through a dedicated collateral agent structure on behalf of investors.
• Limited transparency at this stage: Important metrics such as portfolio size, historical performance, default rates, recovery rates, and investor outcomes are not yet publicly available. Investors therefore need to rely primarily on project-level due diligence rather than platform-level performance data.

Investors register on the Digilo platform, complete identity verification (KYC), and fund a wallet via Lemonway. Projects listed on the marketplace include details such as borrower profile, loan-to-value ratio, interest rate, loan term, and collateral type.^[1]

Investors may allocate funds manually to individual projects or use the auto-invest feature to deploy capital automatically according to pre-set criteria including return targets, loan terms, and diversification limits. Once a project is fully funded, the loan is disbursed and repayment begins according to the agreed schedule.^[1]

Interest payments are made to investors on a monthly or bullet basis depending on the loan structure. If a borrower defaults, Digilo initiates enforcement proceedings against the collateral. Loan terms range from 12 to 36 months, covering short to medium real estate financing needs.^[1]

Digilo charges investors no fees for platform use or Collateral Agent services, as stated in its published terms and conditions. Lemonway payment-processing fees may apply where specified in the platform's Price List, though that page was not publicly accessible as of May 2026.^[1]

Target annual returns are 9-12% per annum. All projects carry a fixed interest rate established at loan origination. The ECSP framework requires disclosure of total costs and effective annual rates in the Key Investment Information Sheet for each project, providing investors with a cost picture prior to investment.^[1]

The minimum investment of €150 allows small allocations across projects, which may assist in natural risk diversification. No secondary market is described in public documentation, meaning investor capital may be illiquid until loan maturity.^[1]

Digilo is operated by CSP Growth Solutions SIA, incorporated in Latvia (registration number 40203585248) with paid capital of €57,000. Mortgage collateral is held by the affiliated Collateral Agent, CSP Assets SIA (registration number 40203682810), acting on behalf of investors. The parent group's prior activities span real estate lending (2008), business loans (2009), consumer mortgages (2016), and credit brokerage (2023).^[2][4]

Four team members are named on the About page: Zane Sniedze (Legal and Compliance), Dana Gorina (Finance), Kristiana Balina, and Kristine Skaubite-Preijure (Project Screening). The founder and CEO are not named publicly. The commercial registry records 100% ownership by a single Latvian natural person whose identity is not publicly disclosed.^[4]

Regulatory supervision is provided by the Bank of Latvia, which issued the ECSP licence on 16 September 2025 following assessment of management fitness and propriety requirements under ECSP Regulation Article 12.^[3]

The platform launched ECSP operations following authorisation in September 2025, meaning no material track record of crowdfunding loan performance exists. The parent group's prior lending activities provide operational context, but those books are separate from the regulated crowdfunding operations.^[2]

No data is available on the current total loan book, average loan size, funded volume, investor returns realised to date, or default and late payment rates. These metrics are expected to appear as the platform matures and builds a public statistics page consistent with ECSP obligations.^[1]

1. Digilo: "Official Platform Website and Documentation"
2. Digilo: "About and Parent Group History Since 2008"
3. Bank of Latvia: "ECSP Authorisation Register — Digilo"
4. Latvian Enterprise Register: "CSP Growth Solutions SIA Registration"

Digilo is a newly launched Latvian real estate debt crowdfunding platform operated by CSP Growth Solutions SIA (reg. 40203585248), licensed as an ECSP by the Bank of Latvia on 16 September 2025. The platform offers minimum investments from €150 with target returns of 9-12% per annum on loan terms of 12 to 36 months.^[1] Its parent group has operated in Latvian real estate lending since 2008, expanding into business loans, consumer mortgages, and credit brokerage before launching the crowdfunding platform.^[2] No public portfolio statistics are yet available, consistent with the platform's early operational stage.

• New platform with no crowdfunding track record yet: Digilo only received its ECSP licence in September 2025 and launched recently, so there is currently no public data on funded volume, defaults, late payments, or realised investor returns.
• Backed by an experienced lending group: While the crowdfunding platform itself is new, the parent group has been active in Latvian real estate and mortgage lending since 2008, providing operational experience in the underlying sector.
• Real estate debt focus with market target returns: Investors can access secured real estate loans targeting 9-12% annual returns, with loan terms of 12-36 months and a minimum investment of €150.
• Regulated and collateral-backed structure: Digilo operates under an ECSP licence from the Bank of Latvia, and mortgage collateral is held through a dedicated collateral agent structure on behalf of investors.
• Limited transparency at this stage: Important metrics such as portfolio size, historical performance, default rates, recovery rates, and investor outcomes are not yet publicly available. Investors therefore need to rely primarily on project-level due diligence rather than platform-level performance data.

Investors register on the Digilo platform, complete identity verification (KYC), and fund a wallet via Lemonway. Projects listed on the marketplace include details such as borrower profile, loan-to-value ratio, interest rate, loan term, and collateral type.^[1]

Investors may allocate funds manually to individual projects or use the auto-invest feature to deploy capital automatically according to pre-set criteria including return targets, loan terms, and diversification limits. Once a project is fully funded, the loan is disbursed and repayment begins according to the agreed schedule.^[1]

Interest payments are made to investors on a monthly or bullet basis depending on the loan structure. If a borrower defaults, Digilo initiates enforcement proceedings against the collateral. Loan terms range from 12 to 36 months, covering short to medium real estate financing needs.^[1]

Digilo charges investors no fees for platform use or Collateral Agent services, as stated in its published terms and conditions. Lemonway payment-processing fees may apply where specified in the platform's Price List, though that page was not publicly accessible as of May 2026.^[1]

Target annual returns are 9-12% per annum. All projects carry a fixed interest rate established at loan origination. The ECSP framework requires disclosure of total costs and effective annual rates in the Key Investment Information Sheet for each project, providing investors with a cost picture prior to investment.^[1]

The minimum investment of €150 allows small allocations across projects, which may assist in natural risk diversification. No secondary market is described in public documentation, meaning investor capital may be illiquid until loan maturity.^[1]

Digilo is operated by CSP Growth Solutions SIA, incorporated in Latvia (registration number 40203585248) with paid capital of €57,000. Mortgage collateral is held by the affiliated Collateral Agent, CSP Assets SIA (registration number 40203682810), acting on behalf of investors. The parent group's prior activities span real estate lending (2008), business loans (2009), consumer mortgages (2016), and credit brokerage (2023).^[2][4]

Four team members are named on the About page: Zane Sniedze (Legal and Compliance), Dana Gorina (Finance), Kristiana Balina, and Kristine Skaubite-Preijure (Project Screening). The founder and CEO are not named publicly. The commercial registry records 100% ownership by a single Latvian natural person whose identity is not publicly disclosed.^[4]

Regulatory supervision is provided by the Bank of Latvia, which issued the ECSP licence on 16 September 2025 following assessment of management fitness and propriety requirements under ECSP Regulation Article 12.^[3]

The platform launched ECSP operations following authorisation in September 2025, meaning no material track record of crowdfunding loan performance exists. The parent group's prior lending activities provide operational context, but those books are separate from the regulated crowdfunding operations.^[2]

No data is available on the current total loan book, average loan size, funded volume, investor returns realised to date, or default and late payment rates. These metrics are expected to appear as the platform matures and builds a public statistics page consistent with ECSP obligations.^[1]

1. Digilo: "Official Platform Website and Documentation"
2. Digilo: "About and Parent Group History Since 2008"
3. Bank of Latvia: "ECSP Authorisation Register — Digilo"
4. Latvian Enterprise Register: "CSP Growth Solutions SIA Registration"

Digilo is a newly launched Latvian real estate debt crowdfunding platform operated by CSP Growth Solutions SIA (reg. 40203585248), licensed as an ECSP by the Bank of Latvia on 16 September 2025. The platform offers minimum investments from €150 with target returns of 9-12% per annum on loan terms of 12 to 36 months.^[1] Its parent group has operated in Latvian real estate lending since 2008, expanding into business loans, consumer mortgages, and credit brokerage before launching the crowdfunding platform.^[2] No public portfolio statistics are yet available, consistent with the platform's early operational stage.

• New platform with no crowdfunding track record yet: Digilo only received its ECSP licence in September 2025 and launched recently, so there is currently no public data on funded volume, defaults, late payments, or realised investor returns.
• Backed by an experienced lending group: While the crowdfunding platform itself is new, the parent group has been active in Latvian real estate and mortgage lending since 2008, providing operational experience in the underlying sector.
• Real estate debt focus with market target returns: Investors can access secured real estate loans targeting 9-12% annual returns, with loan terms of 12-36 months and a minimum investment of €150.
• Regulated and collateral-backed structure: Digilo operates under an ECSP licence from the Bank of Latvia, and mortgage collateral is held through a dedicated collateral agent structure on behalf of investors.
• Limited transparency at this stage: Important metrics such as portfolio size, historical performance, default rates, recovery rates, and investor outcomes are not yet publicly available. Investors therefore need to rely primarily on project-level due diligence rather than platform-level performance data.

Investors register on the Digilo platform, complete identity verification (KYC), and fund a wallet via Lemonway. Projects listed on the marketplace include details such as borrower profile, loan-to-value ratio, interest rate, loan term, and collateral type.^[1]

Investors may allocate funds manually to individual projects or use the auto-invest feature to deploy capital automatically according to pre-set criteria including return targets, loan terms, and diversification limits. Once a project is fully funded, the loan is disbursed and repayment begins according to the agreed schedule.^[1]

Interest payments are made to investors on a monthly or bullet basis depending on the loan structure. If a borrower defaults, Digilo initiates enforcement proceedings against the collateral. Loan terms range from 12 to 36 months, covering short to medium real estate financing needs.^[1]

Digilo charges investors no fees for platform use or Collateral Agent services, as stated in its published terms and conditions. Lemonway payment-processing fees may apply where specified in the platform's Price List, though that page was not publicly accessible as of May 2026.^[1]

Target annual returns are 9-12% per annum. All projects carry a fixed interest rate established at loan origination. The ECSP framework requires disclosure of total costs and effective annual rates in the Key Investment Information Sheet for each project, providing investors with a cost picture prior to investment.^[1]

The minimum investment of €150 allows small allocations across projects, which may assist in natural risk diversification. No secondary market is described in public documentation, meaning investor capital may be illiquid until loan maturity.^[1]

Digilo is operated by CSP Growth Solutions SIA, incorporated in Latvia (registration number 40203585248) with paid capital of €57,000. Mortgage collateral is held by the affiliated Collateral Agent, CSP Assets SIA (registration number 40203682810), acting on behalf of investors. The parent group's prior activities span real estate lending (2008), business loans (2009), consumer mortgages (2016), and credit brokerage (2023).^[2][4]

Four team members are named on the About page: Zane Sniedze (Legal and Compliance), Dana Gorina (Finance), Kristiana Balina, and Kristine Skaubite-Preijure (Project Screening). The founder and CEO are not named publicly. The commercial registry records 100% ownership by a single Latvian natural person whose identity is not publicly disclosed.^[4]

Regulatory supervision is provided by the Bank of Latvia, which issued the ECSP licence on 16 September 2025 following assessment of management fitness and propriety requirements under ECSP Regulation Article 12.^[3]

The platform launched ECSP operations following authorisation in September 2025, meaning no material track record of crowdfunding loan performance exists. The parent group's prior lending activities provide operational context, but those books are separate from the regulated crowdfunding operations.^[2]

No data is available on the current total loan book, average loan size, funded volume, investor returns realised to date, or default and late payment rates. These metrics are expected to appear as the platform matures and builds a public statistics page consistent with ECSP obligations.^[1]

1. Digilo: "Official Platform Website and Documentation"
2. Digilo: "About and Parent Group History Since 2008"
3. Bank of Latvia: "ECSP Authorisation Register — Digilo"
4. Latvian Enterprise Register: "CSP Growth Solutions SIA Registration"

Digilo is a newly launched Latvian real estate debt crowdfunding platform operated by CSP Growth Solutions SIA (reg. 40203585248), licensed as an ECSP by the Bank of Latvia on 16 September 2025. The platform offers minimum investments from €150 with target returns of 9-12% per annum on loan terms of 12 to 36 months.^[1] Its parent group has operated in Latvian real estate lending since 2008, expanding into business loans, consumer mortgages, and credit brokerage before launching the crowdfunding platform.^[2] No public portfolio statistics are yet available, consistent with the platform's early operational stage.

• New platform with no crowdfunding track record yet: Digilo only received its ECSP licence in September 2025 and launched recently, so there is currently no public data on funded volume, defaults, late payments, or realised investor returns.
• Backed by an experienced lending group: While the crowdfunding platform itself is new, the parent group has been active in Latvian real estate and mortgage lending since 2008, providing operational experience in the underlying sector.
• Real estate debt focus with market target returns: Investors can access secured real estate loans targeting 9-12% annual returns, with loan terms of 12-36 months and a minimum investment of €150.
• Regulated and collateral-backed structure: Digilo operates under an ECSP licence from the Bank of Latvia, and mortgage collateral is held through a dedicated collateral agent structure on behalf of investors.
• Limited transparency at this stage: Important metrics such as portfolio size, historical performance, default rates, recovery rates, and investor outcomes are not yet publicly available. Investors therefore need to rely primarily on project-level due diligence rather than platform-level performance data.

Investors register on the Digilo platform, complete identity verification (KYC), and fund a wallet via Lemonway. Projects listed on the marketplace include details such as borrower profile, loan-to-value ratio, interest rate, loan term, and collateral type.^[1]

Investors may allocate funds manually to individual projects or use the auto-invest feature to deploy capital automatically according to pre-set criteria including return targets, loan terms, and diversification limits. Once a project is fully funded, the loan is disbursed and repayment begins according to the agreed schedule.^[1]

Interest payments are made to investors on a monthly or bullet basis depending on the loan structure. If a borrower defaults, Digilo initiates enforcement proceedings against the collateral. Loan terms range from 12 to 36 months, covering short to medium real estate financing needs.^[1]

Digilo charges investors no fees for platform use or Collateral Agent services, as stated in its published terms and conditions. Lemonway payment-processing fees may apply where specified in the platform's Price List, though that page was not publicly accessible as of May 2026.^[1]

Target annual returns are 9-12% per annum. All projects carry a fixed interest rate established at loan origination. The ECSP framework requires disclosure of total costs and effective annual rates in the Key Investment Information Sheet for each project, providing investors with a cost picture prior to investment.^[1]

The minimum investment of €150 allows small allocations across projects, which may assist in natural risk diversification. No secondary market is described in public documentation, meaning investor capital may be illiquid until loan maturity.^[1]

Digilo is operated by CSP Growth Solutions SIA, incorporated in Latvia (registration number 40203585248) with paid capital of €57,000. Mortgage collateral is held by the affiliated Collateral Agent, CSP Assets SIA (registration number 40203682810), acting on behalf of investors. The parent group's prior activities span real estate lending (2008), business loans (2009), consumer mortgages (2016), and credit brokerage (2023).^[2][4]

Four team members are named on the About page: Zane Sniedze (Legal and Compliance), Dana Gorina (Finance), Kristiana Balina, and Kristine Skaubite-Preijure (Project Screening). The founder and CEO are not named publicly. The commercial registry records 100% ownership by a single Latvian natural person whose identity is not publicly disclosed.^[4]

Regulatory supervision is provided by the Bank of Latvia, which issued the ECSP licence on 16 September 2025 following assessment of management fitness and propriety requirements under ECSP Regulation Article 12.^[3]

The platform launched ECSP operations following authorisation in September 2025, meaning no material track record of crowdfunding loan performance exists. The parent group's prior lending activities provide operational context, but those books are separate from the regulated crowdfunding operations.^[2]

No data is available on the current total loan book, average loan size, funded volume, investor returns realised to date, or default and late payment rates. These metrics are expected to appear as the platform matures and builds a public statistics page consistent with ECSP obligations.^[1]

1. Digilo: "Official Platform Website and Documentation"
2. Digilo: "About and Parent Group History Since 2008"
3. Bank of Latvia: "ECSP Authorisation Register — Digilo"
4. Latvian Enterprise Register: "CSP Growth Solutions SIA Registration"

Digilo is a newly launched Latvian real estate debt crowdfunding platform operated by CSP Growth Solutions SIA (reg. 40203585248), licensed as an ECSP by the Bank of Latvia on 16 September 2025. The platform offers minimum investments from €150 with target returns of 9-12% per annum on loan terms of 12 to 36 months.^[1] Its parent group has operated in Latvian real estate lending since 2008, expanding into business loans, consumer mortgages, and credit brokerage before launching the crowdfunding platform.^[2] No public portfolio statistics are yet available, consistent with the platform's early operational stage.

• New platform with no crowdfunding track record yet: Digilo only received its ECSP licence in September 2025 and launched recently, so there is currently no public data on funded volume, defaults, late payments, or realised investor returns.
• Backed by an experienced lending group: While the crowdfunding platform itself is new, the parent group has been active in Latvian real estate and mortgage lending since 2008, providing operational experience in the underlying sector.
• Real estate debt focus with market target returns: Investors can access secured real estate loans targeting 9-12% annual returns, with loan terms of 12-36 months and a minimum investment of €150.
• Regulated and collateral-backed structure: Digilo operates under an ECSP licence from the Bank of Latvia, and mortgage collateral is held through a dedicated collateral agent structure on behalf of investors.
• Limited transparency at this stage: Important metrics such as portfolio size, historical performance, default rates, recovery rates, and investor outcomes are not yet publicly available. Investors therefore need to rely primarily on project-level due diligence rather than platform-level performance data.

Investors register on the Digilo platform, complete identity verification (KYC), and fund a wallet via Lemonway. Projects listed on the marketplace include details such as borrower profile, loan-to-value ratio, interest rate, loan term, and collateral type.^[1]

Investors may allocate funds manually to individual projects or use the auto-invest feature to deploy capital automatically according to pre-set criteria including return targets, loan terms, and diversification limits. Once a project is fully funded, the loan is disbursed and repayment begins according to the agreed schedule.^[1]

Interest payments are made to investors on a monthly or bullet basis depending on the loan structure. If a borrower defaults, Digilo initiates enforcement proceedings against the collateral. Loan terms range from 12 to 36 months, covering short to medium real estate financing needs.^[1]

Digilo charges investors no fees for platform use or Collateral Agent services, as stated in its published terms and conditions. Lemonway payment-processing fees may apply where specified in the platform's Price List, though that page was not publicly accessible as of May 2026.^[1]

Target annual returns are 9-12% per annum. All projects carry a fixed interest rate established at loan origination. The ECSP framework requires disclosure of total costs and effective annual rates in the Key Investment Information Sheet for each project, providing investors with a cost picture prior to investment.^[1]

The minimum investment of €150 allows small allocations across projects, which may assist in natural risk diversification. No secondary market is described in public documentation, meaning investor capital may be illiquid until loan maturity.^[1]

Digilo is operated by CSP Growth Solutions SIA, incorporated in Latvia (registration number 40203585248) with paid capital of €57,000. Mortgage collateral is held by the affiliated Collateral Agent, CSP Assets SIA (registration number 40203682810), acting on behalf of investors. The parent group's prior activities span real estate lending (2008), business loans (2009), consumer mortgages (2016), and credit brokerage (2023).^[2][4]

Four team members are named on the About page: Zane Sniedze (Legal and Compliance), Dana Gorina (Finance), Kristiana Balina, and Kristine Skaubite-Preijure (Project Screening). The founder and CEO are not named publicly. The commercial registry records 100% ownership by a single Latvian natural person whose identity is not publicly disclosed.^[4]

Regulatory supervision is provided by the Bank of Latvia, which issued the ECSP licence on 16 September 2025 following assessment of management fitness and propriety requirements under ECSP Regulation Article 12.^[3]

The platform launched ECSP operations following authorisation in September 2025, meaning no material track record of crowdfunding loan performance exists. The parent group's prior lending activities provide operational context, but those books are separate from the regulated crowdfunding operations.^[2]

No data is available on the current total loan book, average loan size, funded volume, investor returns realised to date, or default and late payment rates. These metrics are expected to appear as the platform matures and builds a public statistics page consistent with ECSP obligations.^[1]

1. Digilo: "Official Platform Website and Documentation"
2. Digilo: "About and Parent Group History Since 2008"
3. Bank of Latvia: "ECSP Authorisation Register — Digilo"
4. Latvian Enterprise Register: "CSP Growth Solutions SIA Registration"