Logo of Mintos


Personal Loans
Short-Term Personal Loans
Car Loans
Pawnbroking Loans
Resale Marketplace Lending
Explore Mintos
Funded Since January 2015
Minimum Investment
Auto Invest
Secondary Market
Ring Fence
Wind Down Plan

What is Mintos?

Mintos is managed by AS Mintos Marketplace, based in Latvia. Mintos is a Resale Marketplace Lending platform, which means it aggregates pre-funded loans from partner organisations (loan originators) and re-sells them to investors. It has been granted an Investment License and a Payment License from Latvia's Financial and Capital Market Commission (FCMC).

Mintos makes it possible to provide funding to individuals by investing in personal loans, short-term personal loans, car loans, pawnbroking loans, real estate loans, agricultural loans, business loans and invoices. Mintos only serves lenders, so you can’t apply for a loan directly on the platform.

What does Mintos offer?

At Mintos, you can invest in projects denominated in EUR starting from €10 (it's also possible to invest in other currencies, see table below). You can also set up an auto-invest feature and buy and sell loans on a secondary market.

Mintos separates investors’ funds from the platform company assets but doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It discloses statistics about its funded loans on a dedicated public page and shares its monthly funding volumes with P2PMarketData.

Mintos Details

Legal Company Name
AS Mintos Marketplace
Business ID
Main Currency
Euro (€)
Headquarters Location
Established Date
June 2015
Launch Date
January 2015

How is Mintos regulated?

License Name License Key Regulatory Entity Country
Investment Firm 40103903643 Financial and Capital Market Commission (FCMC) Latvia
Payment Service Provider 44103143397 Financial and Capital Market Commission (FCMC) Latvia

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