Logo of Mintos


Loan Originator Debt
Personal Debt
Car Debt
Peer-to-Peer Lending

What is Mintos?

Mintos is the leading global platform for investing in personal loans with more than €8.5 billion worth of loans funded since launching in 2015. An investor can buy fractional ownership in debt notes containing 6 to 20 loans from one of the platform's partnering 60+ loan originators. The headquarters of AS Mintos Marketplace is located in Latvia, and it is licensed both as an investment firm and as a payment service provider by the Latvian Financial and Capital Market Commission (FCMC).

Minimum Investment
Projected Returns
High (9%+)
Public Statistics
Mobile Application
Auto Invest
Secondary Market
Buyback Guarantee
Open to investors
Open to borrowers

What does Mintos offer?

At Mintos, you can make EUR-denominated investments starting from €10 (it's also possible to invest in other currencies, see table below). You can also set up an auto-invest feature and buy and sell loans on a secondary market.

Mintos separates investors’ funds from the platform company assets but doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It discloses statistics about its funded loans on a dedicated public page and shares its monthly funding volumes with P2PMarketData.

Mintos Details

Legal Company Name
AS Mintos Marketplace
Business ID
Main Currency
Euro (€)
Headquarters Location
Founded Date
June 2015
Launch Date
January 2015

How is Mintos regulated?

License Name License Key Regulatory Entity Country
Investment Service Provider National Bank of Latvia (Latvijas Banka) Latvia

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