Platform Analysis

CapitalRise is a UK-based real estate investment platform that provides individual and institutional investors with access to high-quality property-backed loans. The platform specialises in financing prime developments in London and the Home Counties...

Nordstreet is a regulated crowdfunding investment platform based in Lithuania. It offers business loans and loans secured by real estate collateral, providing an alternative financing option for small and medium-sized enterprises and real estate deve...

InSoil is a Lithuania-based investment platform launched in June 2020 and regulated by the Bank of Lithuania under the European Crowdfunding Service Providers Regulation (ECSPR). The platform connects small and medium-sized farmers with investors to...

TWINO is a MiFID II‑regulated investment platform based in Latvia that connects European investors with short‑term consumer loans in Poland. The platform acts as an investment broker licensed by the National Bank of Latvia, meaning it does not issue...

Letsinvest is a Lithuanian real-estate debt crowdfunding platform operated by 8 Stars UAB, launched in 2021 and licensed as a European Crowdfunding Service Provider (ECSP) by the Bank of Lithuania (authorisation LB002206). It uses the ECSP passport t...

Robocash is an automated debt investment platform based in Croatia. It is an integral part of UnaFinancial’s financial holding, which is headquartered in Singapore. The holding owns and controls several loan originators in various European and Asian...

Fagura is a cross-border peer-to-peer lending marketplace originating from Moldova and now headquartered in Bucharest, Romania. In November 2024 it became the first Moldovan platform to secure the European Crowdfunding Service Provider (ECSP) licence...

Profitus is a Lithuanian real estate investment platform licensed by the National Bank of Lithuania to operate crowdfunding investments. Launched in August 2018, Profitus offers investors access to three types of real estate debt investments: real es...

Scramble is a peer-to-peer lending platform based in Estonia, launched in August 2021. It connects investors with small business debt and consumer goods brands in the UK and continental Europe. Scramble also acts as a loan originator, providing...

Lande (formerly LendSecured) is an ECSP-licensed crowdfunding platform for farmers. It operates in Latvia, Lithuania, and Romania. Investors with a Single Euro Payments Area (SEPA) bank account can participate in agriculture loans secured by collater...

Launched in early 2021, Income Marketplace, also known as getincome.com, is an unlicensed peer-to-peer lending platform based in Estonia. The platform offers a range of loans, including car loans, litigation loans, and short-term consumer loans, sour...

Afranga was launched in 2021, which later went offline temporarily to meet ECSP license requirements while operations continued on StikCredit. Afranga is now back online with the European Crowdfunding Service Provider license while Stikcredit is fasi...