Robocash

Robocash operates a resale marketplace lending platform, which means it aggregates pre-funded loans from partner organisations (loan originators) and re-sells them to investors. Robocash is run by ROBOCASH d.o.o., headquatered in Croatia. It hasn't been licensed by a relevant supervisory authority.

Robocash allows you to provide funding to individuals by investing in short-term personal loans. Robocash only serves lenders, so you can’t apply for a loan directly on the platform.

At Robocash, you can invest in projects denominated in EUR starting from €10. You can also set up an auto-invest feature and buy and sell loans on a secondary market.

Robocash separates investors’ funds from the platform company assets but doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It doesn’t disclose statistics about its funded loans but shares its monthly funding volumes with P2PMarketData.

Robocash was started in 2018 by Sergey Sedov. Sergey has over 10 years of experience. His professional background is mainly in entrepreneurship, and fintech. Sergey has been, for instance, a Founder & CEO of Robocash Group — a robocash platform's parent company, and a Co-founder of FinTerra — a microfinance company in siberia.