Lonvest

Lonvest is a Croatian-based peer-to-peer lending platform connecting retail investors to debt investments originated by the partner loan originator Clicredito in Mexico starting at a minimum investment of €10. The platform accepts investors from the EEA, UK and Switzerland (with some nationality restrictions). Since launching in March 2023, Lonvest has raised a total of approximately €1.8 million from investors. On average over the past 12 months it has facilitated around €100 000 per month in investment volume.^[1] The platform advertises an average interest rate of about 10.75% and reports having 745 investors.^[2]

• Lonvest connects investors with their partner loan originator Clicredito and are currently working on expanding to Malaysia with OnCredit.
• The platform offer access to consumer loan investments in Mexico, with a minimum investment starting at €10.
• Loan durations range from 1 month to 1 year, with interest rates on the platform claimed to range between 11% and 13.5%.
• All loans on Lonvest come with a 60-day buyback guarantee.

Lonvest operates as a platform connecting lenders with microfinance organizations within the group SpaceCrew Finance, while previously offering loans in Sri Lanka on Lonvest they currently primarily offers debt investments in Mexico. The platform exclusively offer investment opportunities in short-term consumer loans and is not regulated under any financial services license. Investments are structured into baskets of loans, pooled by Lonvest’s algorithms. Current investments range from €25 to about €100, with a minimum starting at €10.

The principal and accrued interest are paid out at the end of the loan term. While these loans are not secured, they are backed by a 60-day buyback guarantee.^[3] This means that if a borrower fails to repay the loan on time, the loan originator is obliged to refund the investment within 60 days after the due date. Lonvest does not have a secondary market for selling investments, but investors can exit early back to the platform for a fee. The platform also offers an auto-invest feature for queuing new investments.

Lonvest claims to provide an average annualized interest rate ranging of 10.75%.^[4] The platform has not disclosed any information regarding its loan delay rates. Lonvest has also not explicitly disclosed its statistics regarding the default rate of its loan portfolio, however the platform mentions in their FAQ that the normal default rate of loans issued by its loan originator partners ranges from 12% to 22%.^[5]

Lonvest does not charge fees for depositing, investing, or withdrawing funds. There is a 100% loss on the accumulated interest rates for early deal closure. Lonvest collects commissions from loan originators, typically between 0.5% and 1% of the loan amount. The platform’s main source of income is these commissions, collected from the loan originators.^[6]

The Lonvest team is led by founder and CEO Roman Katerynchyk, a fintech entrepreneur with ten years of experience in innovative product development across Ukraine, Poland, and Sri Lanka, serving over 5 million users globally. Kataryna Devyatkina, Chief Operations Officer, brings decades of experience in managing business operations, with a focus on marketing strategies to attract investors and borrowers. Chief Financial Officer Nataliya Holyak also serves as the Director of Business Development at Space Crew Asia Pte Ltd in Singapore, where she applies her extensive financial management expertise at Lonvest. Among the team members, Oleksandra Lutytska serves as the senior lawyer and an international lawyer at Space Crew.

The platform is incorporated in Croatia as Lonvest Platform LLC, established in 2023, with its headquarters located in Zagreb. The company has not disclosed its financial statements.

Roman Katerynchyk, CEO of Lonvest, hosted a Q&A with Vadym Bortnyk, Country Manager at SpaceCrew Finance, where they shared important updates, especially about the platform’s expansion into Latin America. A key highlight was the introduction of Mexican loans on Lonvest, a major step in the platform regional growth strategy. Roman and Vadym see Mexico as a significant opportunity for investors.^[7]

1. P2PMarketData: “Lonvest Statistics”
2. Lonvest: “Statistics - Investors”
3. Lonvest: “Help Center - buyback Guarantee”
4. Lonvest: “Frontpage: Our Results"
5. Lonvest: “FAQ - What is the historic default rate of the platform”
6. Lonvest: “Help Center - Lonvest Platform fees”
7. Youtube/Lonvest: “Exclusive Investor Meeting: Insights on the Mexican Lending Market”

Lonvest is a Croatian-based peer-to-peer lending platform connecting retail investors to debt investments originated by the partner loan originator Clicredito in Mexico starting at a minimum investment of €10. The platform accepts investors from the EEA, UK and Switzerland (with some nationality restrictions). Since launching in March 2023, Lonvest has raised a total of approximately €1.8 million from investors. On average over the past 12 months it has facilitated around €100 000 per month in investment volume.^[1] The platform advertises an average interest rate of about 10.75% and reports having 745 investors.^[2]

• Lonvest connects investors with their partner loan originator Clicredito and are currently working on expanding to Malaysia with OnCredit.
• The platform offer access to consumer loan investments in Mexico, with a minimum investment starting at €10.
• Loan durations range from 1 month to 1 year, with interest rates on the platform claimed to range between 11% and 13.5%.
• All loans on Lonvest come with a 60-day buyback guarantee.

Lonvest operates as a platform connecting lenders with microfinance organizations within the group SpaceCrew Finance, while previously offering loans in Sri Lanka on Lonvest they currently primarily offers debt investments in Mexico. The platform exclusively offer investment opportunities in short-term consumer loans and is not regulated under any financial services license. Investments are structured into baskets of loans, pooled by Lonvest’s algorithms. Current investments range from €25 to about €100, with a minimum starting at €10.

The principal and accrued interest are paid out at the end of the loan term. While these loans are not secured, they are backed by a 60-day buyback guarantee.^[3] This means that if a borrower fails to repay the loan on time, the loan originator is obliged to refund the investment within 60 days after the due date. Lonvest does not have a secondary market for selling investments, but investors can exit early back to the platform for a fee. The platform also offers an auto-invest feature for queuing new investments.

Lonvest claims to provide an average annualized interest rate ranging of 10.75%.^[4] The platform has not disclosed any information regarding its loan delay rates. Lonvest has also not explicitly disclosed its statistics regarding the default rate of its loan portfolio, however the platform mentions in their FAQ that the normal default rate of loans issued by its loan originator partners ranges from 12% to 22%.^[5]

Lonvest does not charge fees for depositing, investing, or withdrawing funds. There is a 100% loss on the accumulated interest rates for early deal closure. Lonvest collects commissions from loan originators, typically between 0.5% and 1% of the loan amount. The platform’s main source of income is these commissions, collected from the loan originators.^[6]

The Lonvest team is led by founder and CEO Roman Katerynchyk, a fintech entrepreneur with ten years of experience in innovative product development across Ukraine, Poland, and Sri Lanka, serving over 5 million users globally. Kataryna Devyatkina, Chief Operations Officer, brings decades of experience in managing business operations, with a focus on marketing strategies to attract investors and borrowers. Chief Financial Officer Nataliya Holyak also serves as the Director of Business Development at Space Crew Asia Pte Ltd in Singapore, where she applies her extensive financial management expertise at Lonvest. Among the team members, Oleksandra Lutytska serves as the senior lawyer and an international lawyer at Space Crew.

The platform is incorporated in Croatia as Lonvest Platform LLC, established in 2023, with its headquarters located in Zagreb. The company has not disclosed its financial statements.

Roman Katerynchyk, CEO of Lonvest, hosted a Q&A with Vadym Bortnyk, Country Manager at SpaceCrew Finance, where they shared important updates, especially about the platform’s expansion into Latin America. A key highlight was the introduction of Mexican loans on Lonvest, a major step in the platform regional growth strategy. Roman and Vadym see Mexico as a significant opportunity for investors.^[7]

1. P2PMarketData: “Lonvest Statistics”
2. Lonvest: “Statistics - Investors”
3. Lonvest: “Help Center - buyback Guarantee”
4. Lonvest: “Frontpage: Our Results"
5. Lonvest: “FAQ - What is the historic default rate of the platform”
6. Lonvest: “Help Center - Lonvest Platform fees”
7. Youtube/Lonvest: “Exclusive Investor Meeting: Insights on the Mexican Lending Market”

Lonvest is a Croatian-based peer-to-peer lending platform connecting retail investors to debt investments originated by the partner loan originator Clicredito in Mexico starting at a minimum investment of €10. The platform accepts investors from the EEA, UK and Switzerland (with some nationality restrictions). Since launching in March 2023, Lonvest has raised a total of approximately €1.8 million from investors. On average over the past 12 months it has facilitated around €100 000 per month in investment volume.^[1] The platform advertises an average interest rate of about 10.75% and reports having 745 investors.^[2]

• Lonvest connects investors with their partner loan originator Clicredito and are currently working on expanding to Malaysia with OnCredit.
• The platform offer access to consumer loan investments in Mexico, with a minimum investment starting at €10.
• Loan durations range from 1 month to 1 year, with interest rates on the platform claimed to range between 11% and 13.5%.
• All loans on Lonvest come with a 60-day buyback guarantee.

Lonvest operates as a platform connecting lenders with microfinance organizations within the group SpaceCrew Finance, while previously offering loans in Sri Lanka on Lonvest they currently primarily offers debt investments in Mexico. The platform exclusively offer investment opportunities in short-term consumer loans and is not regulated under any financial services license. Investments are structured into baskets of loans, pooled by Lonvest’s algorithms. Current investments range from €25 to about €100, with a minimum starting at €10.

The principal and accrued interest are paid out at the end of the loan term. While these loans are not secured, they are backed by a 60-day buyback guarantee.^[3] This means that if a borrower fails to repay the loan on time, the loan originator is obliged to refund the investment within 60 days after the due date. Lonvest does not have a secondary market for selling investments, but investors can exit early back to the platform for a fee. The platform also offers an auto-invest feature for queuing new investments.

Lonvest claims to provide an average annualized interest rate ranging of 10.75%.^[4] The platform has not disclosed any information regarding its loan delay rates. Lonvest has also not explicitly disclosed its statistics regarding the default rate of its loan portfolio, however the platform mentions in their FAQ that the normal default rate of loans issued by its loan originator partners ranges from 12% to 22%.^[5]

Lonvest does not charge fees for depositing, investing, or withdrawing funds. There is a 100% loss on the accumulated interest rates for early deal closure. Lonvest collects commissions from loan originators, typically between 0.5% and 1% of the loan amount. The platform’s main source of income is these commissions, collected from the loan originators.^[6]

The Lonvest team is led by founder and CEO Roman Katerynchyk, a fintech entrepreneur with ten years of experience in innovative product development across Ukraine, Poland, and Sri Lanka, serving over 5 million users globally. Kataryna Devyatkina, Chief Operations Officer, brings decades of experience in managing business operations, with a focus on marketing strategies to attract investors and borrowers. Chief Financial Officer Nataliya Holyak also serves as the Director of Business Development at Space Crew Asia Pte Ltd in Singapore, where she applies her extensive financial management expertise at Lonvest. Among the team members, Oleksandra Lutytska serves as the senior lawyer and an international lawyer at Space Crew.

The platform is incorporated in Croatia as Lonvest Platform LLC, established in 2023, with its headquarters located in Zagreb. The company has not disclosed its financial statements.

Roman Katerynchyk, CEO of Lonvest, hosted a Q&A with Vadym Bortnyk, Country Manager at SpaceCrew Finance, where they shared important updates, especially about the platform’s expansion into Latin America. A key highlight was the introduction of Mexican loans on Lonvest, a major step in the platform regional growth strategy. Roman and Vadym see Mexico as a significant opportunity for investors.^[7]

1. P2PMarketData: “Lonvest Statistics”
2. Lonvest: “Statistics - Investors”
3. Lonvest: “Help Center - buyback Guarantee”
4. Lonvest: “Frontpage: Our Results"
5. Lonvest: “FAQ - What is the historic default rate of the platform”
6. Lonvest: “Help Center - Lonvest Platform fees”
7. Youtube/Lonvest: “Exclusive Investor Meeting: Insights on the Mexican Lending Market”

Lonvest is a Croatian-based peer-to-peer lending platform connecting retail investors to debt investments originated by the partner loan originator Clicredito in Mexico starting at a minimum investment of €10. The platform accepts investors from the EEA, UK and Switzerland (with some nationality restrictions). Since launching in March 2023, Lonvest has raised a total of approximately €1.8 million from investors. On average over the past 12 months it has facilitated around €100 000 per month in investment volume.^[1] The platform advertises an average interest rate of about 10.75% and reports having 745 investors.^[2]

• Lonvest connects investors with their partner loan originator Clicredito and are currently working on expanding to Malaysia with OnCredit.
• The platform offer access to consumer loan investments in Mexico, with a minimum investment starting at €10.
• Loan durations range from 1 month to 1 year, with interest rates on the platform claimed to range between 11% and 13.5%.
• All loans on Lonvest come with a 60-day buyback guarantee.

Lonvest operates as a platform connecting lenders with microfinance organizations within the group SpaceCrew Finance, while previously offering loans in Sri Lanka on Lonvest they currently primarily offers debt investments in Mexico. The platform exclusively offer investment opportunities in short-term consumer loans and is not regulated under any financial services license. Investments are structured into baskets of loans, pooled by Lonvest’s algorithms. Current investments range from €25 to about €100, with a minimum starting at €10.

The principal and accrued interest are paid out at the end of the loan term. While these loans are not secured, they are backed by a 60-day buyback guarantee.^[3] This means that if a borrower fails to repay the loan on time, the loan originator is obliged to refund the investment within 60 days after the due date. Lonvest does not have a secondary market for selling investments, but investors can exit early back to the platform for a fee. The platform also offers an auto-invest feature for queuing new investments.

Lonvest claims to provide an average annualized interest rate ranging of 10.75%.^[4] The platform has not disclosed any information regarding its loan delay rates. Lonvest has also not explicitly disclosed its statistics regarding the default rate of its loan portfolio, however the platform mentions in their FAQ that the normal default rate of loans issued by its loan originator partners ranges from 12% to 22%.^[5]

Lonvest does not charge fees for depositing, investing, or withdrawing funds. There is a 100% loss on the accumulated interest rates for early deal closure. Lonvest collects commissions from loan originators, typically between 0.5% and 1% of the loan amount. The platform’s main source of income is these commissions, collected from the loan originators.^[6]

The Lonvest team is led by founder and CEO Roman Katerynchyk, a fintech entrepreneur with ten years of experience in innovative product development across Ukraine, Poland, and Sri Lanka, serving over 5 million users globally. Kataryna Devyatkina, Chief Operations Officer, brings decades of experience in managing business operations, with a focus on marketing strategies to attract investors and borrowers. Chief Financial Officer Nataliya Holyak also serves as the Director of Business Development at Space Crew Asia Pte Ltd in Singapore, where she applies her extensive financial management expertise at Lonvest. Among the team members, Oleksandra Lutytska serves as the senior lawyer and an international lawyer at Space Crew.

The platform is incorporated in Croatia as Lonvest Platform LLC, established in 2023, with its headquarters located in Zagreb. The company has not disclosed its financial statements.

Roman Katerynchyk, CEO of Lonvest, hosted a Q&A with Vadym Bortnyk, Country Manager at SpaceCrew Finance, where they shared important updates, especially about the platform’s expansion into Latin America. A key highlight was the introduction of Mexican loans on Lonvest, a major step in the platform regional growth strategy. Roman and Vadym see Mexico as a significant opportunity for investors.^[7]

1. P2PMarketData: “Lonvest Statistics”
2. Lonvest: “Statistics - Investors”
3. Lonvest: “Help Center - buyback Guarantee”
4. Lonvest: “Frontpage: Our Results"
5. Lonvest: “FAQ - What is the historic default rate of the platform”
6. Lonvest: “Help Center - Lonvest Platform fees”
7. Youtube/Lonvest: “Exclusive Investor Meeting: Insights on the Mexican Lending Market”

Lonvest is a Croatian-based peer-to-peer lending platform connecting retail investors to debt investments originated by the partner loan originator Clicredito in Mexico starting at a minimum investment of €10. The platform accepts investors from the EEA, UK and Switzerland (with some nationality restrictions). Since launching in March 2023, Lonvest has raised a total of approximately €1.8 million from investors. On average over the past 12 months it has facilitated around €100 000 per month in investment volume.^[1] The platform advertises an average interest rate of about 10.75% and reports having 745 investors.^[2]

• Lonvest connects investors with their partner loan originator Clicredito and are currently working on expanding to Malaysia with OnCredit.
• The platform offer access to consumer loan investments in Mexico, with a minimum investment starting at €10.
• Loan durations range from 1 month to 1 year, with interest rates on the platform claimed to range between 11% and 13.5%.
• All loans on Lonvest come with a 60-day buyback guarantee.

Lonvest operates as a platform connecting lenders with microfinance organizations within the group SpaceCrew Finance, while previously offering loans in Sri Lanka on Lonvest they currently primarily offers debt investments in Mexico. The platform exclusively offer investment opportunities in short-term consumer loans and is not regulated under any financial services license. Investments are structured into baskets of loans, pooled by Lonvest’s algorithms. Current investments range from €25 to about €100, with a minimum starting at €10.

The principal and accrued interest are paid out at the end of the loan term. While these loans are not secured, they are backed by a 60-day buyback guarantee.^[3] This means that if a borrower fails to repay the loan on time, the loan originator is obliged to refund the investment within 60 days after the due date. Lonvest does not have a secondary market for selling investments, but investors can exit early back to the platform for a fee. The platform also offers an auto-invest feature for queuing new investments.

Lonvest claims to provide an average annualized interest rate ranging of 10.75%.^[4] The platform has not disclosed any information regarding its loan delay rates. Lonvest has also not explicitly disclosed its statistics regarding the default rate of its loan portfolio, however the platform mentions in their FAQ that the normal default rate of loans issued by its loan originator partners ranges from 12% to 22%.^[5]

Lonvest does not charge fees for depositing, investing, or withdrawing funds. There is a 100% loss on the accumulated interest rates for early deal closure. Lonvest collects commissions from loan originators, typically between 0.5% and 1% of the loan amount. The platform’s main source of income is these commissions, collected from the loan originators.^[6]

The Lonvest team is led by founder and CEO Roman Katerynchyk, a fintech entrepreneur with ten years of experience in innovative product development across Ukraine, Poland, and Sri Lanka, serving over 5 million users globally. Kataryna Devyatkina, Chief Operations Officer, brings decades of experience in managing business operations, with a focus on marketing strategies to attract investors and borrowers. Chief Financial Officer Nataliya Holyak also serves as the Director of Business Development at Space Crew Asia Pte Ltd in Singapore, where she applies her extensive financial management expertise at Lonvest. Among the team members, Oleksandra Lutytska serves as the senior lawyer and an international lawyer at Space Crew.

The platform is incorporated in Croatia as Lonvest Platform LLC, established in 2023, with its headquarters located in Zagreb. The company has not disclosed its financial statements.

Roman Katerynchyk, CEO of Lonvest, hosted a Q&A with Vadym Bortnyk, Country Manager at SpaceCrew Finance, where they shared important updates, especially about the platform’s expansion into Latin America. A key highlight was the introduction of Mexican loans on Lonvest, a major step in the platform regional growth strategy. Roman and Vadym see Mexico as a significant opportunity for investors.^[7]

1. P2PMarketData: “Lonvest Statistics”
2. Lonvest: “Statistics - Investors”
3. Lonvest: “Help Center - buyback Guarantee”
4. Lonvest: “Frontpage: Our Results"
5. Lonvest: “FAQ - What is the historic default rate of the platform”
6. Lonvest: “Help Center - Lonvest Platform fees”
7. Youtube/Lonvest: “Exclusive Investor Meeting: Insights on the Mexican Lending Market”