Kviku Finance

Kviku Finance operates a resale marketplace lending platform, which means it aggregates pre-funded loans from partner organisations (loan originators) and re-sells them to investors. Kviku Finance is run by Kviku Holding Ltd, headquatered in Cyprus. It hasn't been licensed by a relevant supervisory authority.

Kviku Finance enables you to provide funding to individuals by investing in short-term personal loans. Kviku Finance only serves lenders, so you can’t apply for a loan directly on the platform.

At Kviku Finance, you can make EUR-denominated investments starting from €5. You can also set up an auto-invest feature.

Kviku Finance doesn’t separate investors’ funds from the platform company assets and doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It doesn’t disclose statistics about its funded loans but shares its monthly funding volumes with P2PMarketData.

Kviku Finance was founded in 2018 by Nikita Lomakin and Veniamin Lipskiy. They both have over 15 years of experience.

Nikita's professional background is mainly in banking, and finance. Nikita has been, for example, a Debt Capital Markets Specialist at VTB Capital — a russia-based investment bank, and a Fixed Income Capital Markets SPecialist at Morgan Stanley — an international investment bank. He holds a Master's degree from Moscow State University in Mathematics.

Veniamin's professional background is mainly in asset management, and finance. Veniamin has been, for instance, a Vice President at Sputnik Group — a russian venture capital firm, and an Investment Analyst at Renaissance Insurance — an one of russia’s leading insurance companies. He holds a Master's degree from Lomonosov Moscow State University in Corporate Finance.