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Colectual

Small Business Debt
Peer-to-Peer Lending
Explore Colectual

What is Colectual?

Colectual is a peer-to-peer lending platform from Spain. Colectual serves as an online community for investing in small business debt starting at €100, and enables borrowers to receive funding directly from investors. The investments are denominated in EUR and are available for retails investors. The company behind the platform is Colectual PFP SL which was founded in 2015 with its headquarters in València, Spain.

Minimum Investment
€100
Projected Returns
Moderate (4 - 9%)
Regulated
Yes
Public Statistics
Yes
Mobile Application
No
Auto Invest
No
Secondary Market
No
Buyback Guarantee
No
Open to investors
Yes
Open to borrowers
Yes

What does Colectual offer?

At Colectual, you can make EUR-denominated investments starting from €100.

Colectual doesn’t separate investors’ funds from the platform company assets and doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It discloses statistics about its funded loans on a dedicated public page and shares its monthly funding volumes with P2PMarketData.

Colectual Details

Legal Company Name
Colectual PFP SL
Business ID
B98735210
Main Currency
Euro (€)
Headquarters Location
Spain
Founded Date
May 2015

How is Colectual regulated?

License NameLicense KeyRegulatory EntityCountry
European Crowdfunding Service ProviderPSFP-21Comisión Nacional del Mercado de ValoresSpain

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