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Colectual

Rank #57
Business Loans
Direct Marketplace Lending
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Funded Since November 2016
€14.16m
Minimum Investment
€100
Auto Invest
No
Secondary Market
No
Ring Fence
No
Wind Down Plan
No
Regulated
Yes

What is Colectual?

Colectual is operated by Sociedad Economica Para el Desarrollo de la Financiacion Alternativa Colectual PFP SL, based in Spain. Colectual is a Direct Marketplace Lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. It holds a Crowdfunding License from Spain's National Securities Market Commission (CNMV).

Colectual gives you the chance to provide funding to business owners by investing in business loans. You can also apply for funding if you are a business owner yourself.

What does Colectual offer?

At Colectual, you can make EUR-denominated investments starting from €100.

Colectual doesn’t separate investors’ funds from the platform company assets and doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It discloses statistics about its funded loans on a dedicated public page and shares its monthly funding volumes with P2PMarketData.

Colectual Details

Legal Company Name
Sociedad Economica Para el Desarrollo de la Financiacion Alternativa Colectual PFP SL
Business ID
B98735210
Main Currency
Euro (€)
Headquarters Location
Spain
Established Date
May 2015
Launch Date
November 2016

How is Colectual regulated?

License Name License Key Regulatory Entity Country
Crowdfunding Platform 5 National Securities Market Commission (CNMV) Spain

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