Bondora

Bondora runs a direct marketplace lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. Bondora is operated by Bondora Capital OÜ, based in Estonia. It's received a credit license from Estonia's Financial Supervisory Authority (FI).

Bondora allows you to provide funding to individuals by investing in personal loans. You can also apply for funding if you are an individual seeking financing.

At Bondora, you can invest in projects denominated in EUR starting from €1. You can also set up an auto-invest feature and buy and sell loans on a secondary market.

Bondora separates investors’ funds from the platform company assets and has a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It discloses statistics about its funded loans on a dedicated public page and shares its monthly funding volumes with P2PMarketData.