Funding Report for October 2025

Online funding amounts for October surpass €265 million

October 2025 Market Highlights

• Total funding in October 2025: €266,770,195.
• October 2025 was 4% lower than last month.
• October 2025 was 10% lower than the same month last year.
• October's funding distribution across categories revealed:
  • Consumer Debt: €209M (↘ -2%)
  • SME Business Debt: €16M (↘ -22%)
  • Real Estate Debt: €41M (↘ -1%)

October 2025 Milestones

• Swaper proudly reaches €1B in total funded loans. Congratulations!

Latest Updates

Since the last monthly report, we’ve published six new platform-analyses and interviews, covering key developments in the alternative investment space:

• Analysis of Nordstreet - A review of the Lithuanian regulated crowdfunding investment platform offering business and real-estate-secured loans. The article discusses how Nordstreet positions itself as an alternative financing venue for SMEs and real-estate. Read here (Oct 16 2025)
• Analysis of CapitalRise - This article analyses the UK real-estate investment platform that gives access to property-backed loans. It examines its focus on prime developments in London and the Home Counties, its investor model, and what to watch out for. Read here (Oct 17 2025)
• Interview: Henrijs Jansons - “How Ventus Energy Is Powering Growth in Renewable Energy Investment” - In this Q&A, the CEO of Ventus Energy shares insights into how his platform has secured rapid growth since launching in 2024, leveraging renewable-energy infrastructure projects with investor-friendly features like daily interest and early-exit options. Read here (Oct 21 2025)
• Analysis of Loanch - A deep-dive into the Hungarian-based debt investment platform operated by RiseTech Kft, which enables investors to fund short-term consumer loans originated by Ammana (Indonesia) and Tambadana (Malaysia). The analysis examines its business model, geographical focus, target returns, and risk-factors. Read here (Oct 31 2025)
• Analysis of Lonvest - This piece explores the Croatian-based P2P lending platform, which connects retail investors with debt portfolios from originators in Sri Lanka and Mexico, discusses its return profile (11–13.5 %) and 60-day buy-back guarantee, plus some of the risks of limited track-record. Read here (Nov 6 2025)
• Interview: Nauris Bloks - “How TWINO’s New CEO Is Shaping the Platform’s Future” - This interview highlights the strategic direction under TWINO’s new CEO, his vision for the platform, and how the business aims to differentiate itself in the European marketplace-investing scene. Read here (Nov 4 2025)

Direct Crowdfunding: October 2025 Funding Amounts

Here is the amount of capital raised on each direct crowdfunding platform over the past month:

Loan Reselling Platforms: October 2025 Funding Amounts

Here is the amount of capital raised on each marketplace reselling loans over the past month:

Total funding amount over the last year (€ million)

Here is the development in capital raised over the past 12 months:

Funding amount by category and license in October 2025

Here is a breakdown of the capital raised on all platforms participating in the monthly funding report of October 2025, categorized by platform and licensing status:

^*The data contained in this report is directly provided by the third-party companies and has not been independently verified by P2PMarketData. This data is submitted either manually via the Platform Portal or through API integration.