Logo of TWINO


Rank #5
Payday Loans
Real Estate Loans
Business Loans
Personal Loans
Resale Marketplace Lending
Explore TWINO
Funded Since May 2015
Minimum Investment
Auto Invest
Secondary Market
Ring Fence

What is TWINO?

TWINO runs a resale marketplace lending platform, which means it aggregates pre-funded loans from partner organisations (loan originators) and re-sells them to investors. TWINO is operated by AS TWINO Investments, based in Latvia. It's been granted an investment license from Latvia's Financial and Capital Market Commission (FCMC).

TWINO makes it possible to provide funding to individuals, real estate developers, and business owners by investing in short-term personal loans, real estate loans, business loans, and personal loans. TWINO only serves lenders, so you can’t apply for a loan directly on the platform.

What does TWINO offer?

At TWINO, you can invest in projects denominated in EUR starting from €10. You can also set up an auto-invest feature and buy and sell loans on a secondary market.

TWINO separates investors’ funds from the platform company assets but doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It discloses statistics about its funded loans on a dedicated public page and shares its monthly funding volumes with P2PMarketData.

Who founded TWINO?

TWINO was launched in 2015 by Armands Broks. Armands has over 10 years of experience. His professional background is mainly in real estate innovation, and start-up scale-up. Armands has been, for example, a Co-Founder of VILIA — a real estate investment company, and a Co-Founder of UpMatched — a skills tech startup. He holds a MBA degree from Stockholm School of Economics in Riga.

TWINO Details

Legal Company Name
AS TWINO Investments
Business ID
Main Currency
Euro (€)
Headquarters Location
Founded Date
August 2015
Launch Date
May 2015

How is TWINO regulated?

License Name License Key Regulatory Entity Country
Investment Firm 44103143823 Financial and Capital Market Commission (FCMC) Latvia

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