Flex Funding

Flex Funding runs a direct marketplace lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. Flex Funding is operated by Flex Funding A/S, based in Denmark. It's received a payment license from Denmark's Danish Financial Supervisory Authority (DFSA).

Flex Funding enables you to provide funding to business owners, and local governments by investing in business loans, and municipal loans. You can also apply for funding if you are a business owner, or represent a local government.

At Flex Funding, you can make DKK-denominated investments starting from kr.200. You can also set up an auto-invest feature and buy and sell loans on a secondary market.

Flex Funding separates investors’ funds from the platform company assets and has a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It discloses statistics about its funded loans on a dedicated public page and shares its monthly funding volumes with P2PMarketData.

Flex Funding was founded in 2013 by Henrik Vad. Henrik has over 40 years of experience. His professional background is mainly in banking, and business development. Henrik has been, for instance, an Assistant Professor at Copenhagen Business School, and a CEO at SkandiaBanken Denmark — a swedish online bank. He holds a Master's degree from Copenhagen University in Corporate Law.