Funding Report for March 2026

Digital private markets recover to €266M in March as real estate drives rebound

March recorded €266 million in online funding across digital lending and regulated crowdfunding platforms, representing an 11 percent increase from February, but remaining 17 percent below the same month last year.

The increase marks a reversal after two consecutive months of declining volumes and suggests that the market has found a short-term floor following the post-Q4 normalization phase.

Consumer lending remained the dominant segment at €191 million, showing no month-over-month growth. In contrast, real estate debt recorded a sharp recovery, rising 67 percent month-over-month to €59 million. The increase was driven by a broad set of platforms rather than a single outlier, with strong growth across CapitalRise, Estateguru, Profitus, and CG24 Group.

This matters. Unlike previous months where individual large projects skewed the data, March shows a more distributed recovery across platforms. That suggests real underlying demand returning to the segment rather than one-off deal timing effects.

Small-business lending increased 12 percent to €15 million, but remains a minor component of the overall market. The segment continues to lag, indicating that investors are still selective toward unsecured or higher-risk business credit.

Taken together, March’s figures point to a market that is stabilizing rather than accelerating. The rebound is real, but it is being driven by specific segments, not broad-based investor expansion.

Structural Developments Behind the Numbers

Despite the recovery in overall funding volumes, platform activity during March indicates continued competition for investor capital through incentives, product expansion, and operational adjustments.

Nectaro intensified its investor acquisition efforts by launching a tiered “Cashback Boost” campaign, offering up to 3 percent cashback on selected loans, while also doubling its welcome bonus for new investors. The initiative reflects a broader trend of platforms using financial incentives to accelerate capital inflows.

Lendermarket introduced a St. Patrick’s Day campaign with deposit-based bonuses and expanded its referral programme with cashback rewards. At the same time, the platform added RapiCredit Iberica as a new loan originator, increasing the supply of available investments.

PeerBerry continued to expand its loan originator network with the addition of RealCredito, a Spanish lender. The move contributes to a growing outstanding portfolio and supports increased investment capacity on the platform.

Income Marketplace added Mocasa, a Philippine fintech originator offering short-term business loans with double-digit yields and buyback obligations, further expanding geographic diversification for investors.

Fagura launched an updated referral programme alongside a “MoneyBack” campaign, allowing new investors to test the platform with reduced downside risk. The initiative lowers barriers to entry and aims to increase new investor participation.

On the product and platform side, Indemo introduced AutoInvest 2.0, adding more advanced portfolio management features, while Robocash rolled out a redesigned investor interface to improve usability and portfolio navigation.

More structurally, Loanch announced a transition of its operations from Hungary to Croatia, alongside new management appointments. The move is intended to reduce currency exposure and align operations within the eurozone.

Within real estate platforms, CapitalRise expanded its institutional funding capacity, increasing available capital for new lending, while Letsinvest launched a new Luxembourg-based project, providing investors with exposure to a high-income market.

These developments highlight a consistent pattern. Platforms are actively driving both supply and demand through incentives, new originators, and product enhancements, rather than relying on organic investor inflows alone.

March 2026 Market Highlights

• Total funding in March 2026: €266,296,455.
• March 2026 was 11% higher than last month.
• March 2026 was 17% lower than the same month last year.
• March's funding distribution across categories revealed:
  • Consumer Debt: €191M (→ 0%)
  • SME Business Debt: €15M (↗ 12%)
  • Real Estate Debt: €59M (↗ 67%)
• After a period of decline, the market rebounded this month.

March 2026 Milestones

• Nectaro proudly reaches €50M in total funded loans.

Direct Crowdfunding: March 2026 Funding Amounts

Here is the amount of capital raised on each direct crowdfunding platform over the past month:

Loan Reselling Platforms: March 2026 Funding Amounts

Here is the amount of capital raised on each marketplace reselling loans over the past month:

Total funding amount over the last year (€ million)

Here is the development in capital raised over the past 12 months:

Funding amount by category and license in March 2026

Here is a breakdown of the capital raised on all platforms participating in the monthly funding report of March 2026, categorized by platform and licensing status:

^*The data contained in this report is directly provided by the third-party companies and has not been independently verified by P2PMarketData. This data is submitted either manually via the Platform Portal or through API integration.