Funding Report for January 2025

February 12th, 2025
15 minutes read

Online funding amounts for January surpass €295 million!

January 2025 Market Highlights

  • Total funding in January 2025: €296,105,630.
  • January 2025 was 3% lower than last month.
  • January 2025 was 14% lower than the same month last year.
  • January's funding distribution across categories revealed:
    • Consumer Debt: €248M (↗ 2%)
    • SME Business Debt: €15M (↘ -12%)
    • Real Estate Debt: €31M (↘ -30%)

January 2025 Milestones

  • Nectaro and Scramble both proudly reach over €10M in total funded loans. Congratulations!

January 2025 Updates

  • We welcomed 2 new reporters:
    1. Rontgen the Lithuania-based direct marketplace lending platform specializing in real estate loans.
    2. AxiaFunder the UK-based equity crowdfunding platform specializing in litigation stocks.
  • Analysis of Rontgen and AxiaFunder has been published.
  • Lendermarket and Heavy Finance analyses have been updated.
  • The interview with Income Marketplace's new CEO Lavrenti Tsudakov has been published.

Direct Crowdfunding: January 2025 Funding Amounts

Here is the amount of capital raised on each direct crowdfunding platform over the past month:

PlatformFunding AmountCategoryLicense
Rontgen 
€6,475,000 (↗ 39%) 
Real Estate DebtEuropean Crowdfunding Service Provider
Profitus 
€6,264,451 (↘ -42%) 
Real Estate DebtEuropean Crowdfunding Service Provider
Estateguru 
€5,765,241 (↘ -13%) 
Real Estate DebtCrowdfunding Service Provider
Kuflink 
€4,633,669 (£) (↘ -22%) 
Real Estate DebtConsumer Credit (ELS)
CG24 Group 
€4,255,527 (↘ -66%) 
Multi-sectorSelf Regulatory Organization
Finbee 
€4,034,260 (↗ 2%) 
Multi-sectorEuropean Crowdfunding Service Provider
Ventus Energy 
€2,984,582 (↘ -13%) 
Small Business DebtNo license
Swisspeers 
€2,211,810 (↘ -51%) 
Small Business DebtSelf Regulatory Organization
Heavy Finance 
€2,159,265 (↘ -29%) 
Small Business DebtEuropean Crowdfunding Service Provider
AxiaFunder 
€1,555,616 (£) (↗ 290%) 
Growth InvestingInvestment Firm
Lande 
€1,471,825 (↗ 21%) 
Small Business DebtEuropean Crowdfunding Service Provider
Crowdpear 
€1,151,100 (↘ -26%) 
Real Estate DebtEuropean Crowdfunding Service Provider
Nordstreet 
€880,522 (↘ -19%) 
Multi-sectorEuropean Crowdfunding Service Provider
Indemo 
€695,589 (↘ -42%) 
Real Estate DebtInvestment Service Provider
Bergfürst 
€0 (→ 0%) 
Real Estate DebtEuropean Crowdfunding Service Provider
Rendity 
€0 (→ 0%) 
Real Estate DebtInvestment Broker

Loan Reselling Platforms: January 2025 Funding Amounts

Here is the amount of capital raised on each marketplace reselling loans over the past month:

PlatformFunding AmountCategoryLicense
Mintos 
€101,481,953 (↗ 6%) 
Loan OriginatorsInvestment Service Provider
Esketit 
€30,401,162 (→ -0%) 
Loan OriginatorsNo license
PeerBerry 
€30,295,012 (↘ -8%) 
Loan OriginatorsNo license
Swaper 
€24,576,907 (↘ -1%) 
Loan OriginatorsNo license
Robocash 
€22,003,737 (↘ -4%) 
Loan OriginatorsNo license
VIAINVEST 
€13,426,191 (↗ 17%) 
Loan OriginatorsInvestment Service Provider
Lendermarket 
€10,162,161 (↗ 15%) 
Loan OriginatorsCrowdfunding Service Provider
Income Marketplace 
€5,075,793 (↘ -7%) 
Loan OriginatorsNo license
TWINO 
€3,506,067 (↗ 33%) 
Loan OriginatorsInvestment Service Provider
Kviku Finance 
€2,735,874 (↗ 142%) 
Loan OriginatorsNo license
Stikcredit 
€2,617,526 (↘ -16%) 
Loan OriginatorsNo license
Fintown 
€1,662,511 (↗ 108%) 
Loan OriginatorsNo license
Loanch 
€1,304,352 (↘ -17%) 
Loan OriginatorsNo license
Nectaro 
€1,214,623 (↗ 1%) 
Loan OriginatorsInvestment Service Provider
Scramble 
€950,362 (↗ 11%) 
Loan OriginatorsNo license
Lonvest 
€152,938 (↗ 28%) 
Loan OriginatorsNo license

Total funding amount over the last year (€ million)

Here is the development in capital raised over the past 12 months:

Funding amount by category and license in January 2025

Here is a breakdown of the capital raised on all platforms participating in the monthly funding report of January 2025, categorized by platform and licensing status:

Funding amount by category

Funding amount by license

*The data contained in this report is directly provided by the third-party companies and has not been independently verified by P2PMarketData. This data is submitted either manually via the Platform Portal or through API integration.