Jonas Schmidt, Author at P2PMarketData

In balance sheet lending (also called portfolio lending), the platform entity provides a loan directly to a consumer or business borrower. The loan is on the platforms balance sheet. The loan process is direct, like working with a bank.

AxiaFunder is one of the first investment platforms in Europe to offer litigation investments to retail investors with projected double-digit returns from winning lawsuits. The lawsuits you can invest in on AxiaFunder include housing disrepair claims, shareholder disputes, copyright theft, breach of employment contracts and much more. In this interview, you will learn from the CEO Cormac Leech what it means to invest in litigation cases on AxiaFunder.

We talk to Esketit's Chief Executive Officer who tells us about the platform's business model and its present and future market position.

In this interview, we talk to Supervest CIO John Donahue to learn more about the platform's background and plans, ownership structure and business model, and, most of all, their investment offerings.

Profitus is one of the leading real estate crowdfunding platform in Lithuania. In this interview, Profitus CEO Viktorija Vanagė explains how she sees real estate crowdfunding, the impact of Covid on Prfitus, the future ahead and much more.

Afranga is a newly launched marketplace lending platform from the Bulgarian loan originator, Stikcredit. In this interview, we talk with Afranga COO Yonko Chuklev about the platform’s structure, business model and future plans.

The Kuflink peer-to-peer lending platform was established in 2017 but is already an established player within UK-based property lending. We had a talk with Kuflink CEO Narinder Khattoare to learn more about his take on the P2P lending industry.

Income Marketplace is a new, upcoming peer-to-peer platform with great ambitions. The platform want to provide highly-secured loans from emerging markets, and strives to make investor safety their trademark. We had a talk with CEO Kimmo Rytkönen.

Provision funds helps to reduce the risk of investing in P2P lending by creating a safety buffer that P2P platforms can use to anticipate unforeseen circumstances. The goal is to offer a higher level of protection against losses. Does it work?

Table of Contents Where last year’s worldwide crowdfunding statistics showed a market in rapid growth in all regions of the world, a recently published report displays a more varied situation.

Reward crowdfunding is a very popular way for startups and entrepreneurs to receive the necessary capital in order to initialize the first steps of getting a business up and running. This is mostly done by pre-selling a product to fund the campaign.

For social enterprises, it can be challenging to find sufficient unrestricted funds via bank finance to scale up their activities or develop a new line of business. Social Impact Lending can be a solution to earn a return while impacting societies.

Crowdfunding is an industry in rapid growth all over the world, with great potential for both fundraisers and funders. Crowdfunding is the way of raising funds from the public for either a business, an individual, a project, or a campaign.

Pursuing an MBA or other types of higher education requires financing – especially if you are aiming for a program at a top university. In recent years a new trend for financing Student Loans has risen, the so called Peer-to-Peer Student Lending.

Invoice trading is also known as p2p invoice finance or invoice crowdlending and is a type of peer-to-peer lending that allows individuals or institutional investors to purchase invoices or receivable notes from a business at a discount.

Crowdfunding in Europe consists of different types of alternative financing of which p2p consumer lending with a 42% market cap is the largest. The highest funding volume still originates from the UK followed by France, Germany and the Netherlands.

Business crowdlending or p2p business lending is a type of lending-based crowdfunding where individuals or institutional funders will provide a loan to a business borrower – typically a small or medium-sized enterprise.

Skin in the game in p2p lending is a term used to describe the situation where P2P loan originators are risking losing their own money together with lenders buying their approved loans. The skin in the game is usually between 5 % and 15 %.

The importance of investment structure in peer-to-peer lending is often overlooked, but how the loans you are investing in are structured can have a massive impact on your risk as an investor. Learn how to know the differences in structures.

In peer-to-peer lending, a Loan Originator (LO) is a sales entity that uses marketing to acquire borrowers looking for a loan. Loan originators are acting as the fourth part in the peer-to-peer lending process and it carries a different risk.