Žltý Melón

Žltý Melón operates a direct marketplace lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. Žltý Melón is run by iService, a. s., based in Slovakia. It's been granted a payment license from Czech Republic's Czech National Bank.

Žltý Melón gives you the opportunity to provide funding to individuals by investing in personal loans, and short-term personal loans. You can also apply for funding if you are an individual seeking financing.

At Žltý Melón, you can invest in projects denominated in EUR starting from €25 (it's also possible to invest in other currencies, see table below). You can also set up an auto-invest feature and buy and sell loans on a secondary market.

Žltý Melón separates investors’ funds from the platform company assets but doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It discloses statistics about its funded loans on a dedicated public page and shares its monthly funding volumes with P2PMarketData.

Žltý Melón was launched in 2011 by Roman Feranec. Roman has over 20 years of experience. His professional background is mainly in finance, and real estate. Roman has been, for example, a Founding Partner at Gradial Investment Management — a financial, investment and real estate advisory, and a CFO at Cresco Group — a real estate developer. He holds a PhD degree from Comenius University in International Financial Markets.