Soisy

Soisy operates a direct marketplace lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. Soisy is run by Soisy SpA, based in Italy. It holds a payment license from the Bank of Italy.

Soisy allows you to provide funding to individuals by investing in short-term personal loans. You can also apply for funding if you are an individual seeking financing.

At Soisy, you can make EUR-denominated investments starting from €10. You can also set up an auto-invest feature and buy and sell loans on a secondary market.

Soisy separates investors’ funds from the platform company assets but doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It doesn’t disclose statistics about its funded loans but shares its monthly funding volumes with P2PMarketData.

Soisy was launched in 2015 by Pietro Cesati, Andrea Sandro and Marco Anzelmo.

Pietro has over 20 years of experience. His professional background is mainly in banking, and entrepreneurship. Pietro has been, for instance, a Head of Risk Management at BNP Paribas — a french international banking group, and a Head of Risk Monitoring and Studies at UniCredit — an international banking group headquartered in milan. He holds a Master's degree from Stockholm School of Economics in International Management.

Andrea has over five years of experience. His professional background is mainly in banking. Andrea has been, among other positions, a Credit Risk Models Developer at BNP Paribas — a french international banking group. He holds a Master's degree from Roma Tre University in Finance.

Marco has over 15 years of experience. His professional background is mainly in finance, and insurance. Marco has been, for instance, a CFO at April Italia — an italian insurance company, and an Insurance Accounting Specialist at Cattolica Assicurazioni — an italian insurance company. He's graduated from Catholic University of Milan in Financial Economics.