Soisy

Soisy operates a direct marketplace lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. Soisy is run by Soisy SpA, based in Italy. It holds a payment license from the Bank of Italy.

Soisy allows you to provide funding to individuals by investing in short-term personal loans. You can also apply for funding if you are an individual seeking financing.

At Soisy, you can make EUR-denominated investments starting from €10. You can also set up an auto-invest feature and buy and sell loans on a secondary market.

Soisy separates investors’ funds from the platform company assets but doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It doesn’t disclose statistics about its funded loans but shares its monthly funding volumes with P2PMarketData.