PeerBerry

Founded in 2017, PeerBerry is a European peer-to-peer investment platform launched by Aventus Group, one of Europe’s larger non-bank lending groups, headquartered in Vilnius. The platform provides retail investors with access to debt investments originated within the Aventus ecosystem and its partner lenders, covering short-term consumer loans, long-term loans, leasing, business loans, and selected real-estate-backed exposures. PeerBerry operates as a marketplace model, where investors finance individual loans issued by underlying loan originators rather than lending directly to the platform itself.

Since its launch, PeerBerry has funded more than €3.2 billion in loans, making it one of the larger P2P lending platforms in Europe by cumulative volume.^[1] While funding activity has normalized compared to peak years, the platform continues to facilitate tens of millions of euros in investments each month. PeerBerry reports a community of more than 110,000 registered investors, reflecting steady user growth over time.^[2] Access to the platform is available to investors from most jurisdictions, excluding countries classified as high-risk under EU and FATF AML frameworks.

• PeerBerry is an Aventus Group owned platform and issues loans via investment contracts with its loan originators.
• The minimum investment is set at €10, with interest rates currently starting at 9.5% and the average annual return stands at 11.08%.
• Investments on PeerBerry range across real estate, unsecured consumer loans, leasing and business loans in Europe, CIS countries and Asia.
• PeerBerry provides a buyback guarantee for delayed loans and automatic investing but does not offer a secondary market or early exit options.

PeerBerry functions as a debt investment marketplace where investors finance loans originated by lending companies affiliated with or partnered through Aventus Group. These loan originators operate across Europe, CIS countries, and selected Asian markets.^[3] Investors do not lend directly to borrowers but acquire claims on loans listed on PeerBerry, with all borrower relationships and collateral held at the loan originator level.

Investments can be made manually or through the Auto Invest tool, with a minimum investment of €10 per loan. Available loan types include short-term consumer loans, long-term consumer loans, leasing, business loans, and real-estate-related loans. Loan durations and repayment structures vary by product, ranging from short-term bullet repayments to longer-term loans with monthly interest payments and either partial or full principal repayment.^[4]

All loans listed on PeerBerry are covered by a buyback guarantee provided by the loan originator. If a borrower is more than 60 days late on repayment, the originator is contractually obliged to repurchase the loan at outstanding principal plus accrued interest. Investors have no direct legal claim against borrowers, and PeerBerry does not currently offer a secondary market, meaning investments are generally held until maturity or buyback.^[5] Additionally, PeerBerry provides a mobile app available on the Apple App Store and Google Play.

PeerBerry currently advertises investor returns typically ranging around 10% to 11% annually, depending on loan type, duration, and market availability. These are nominal interest rates set at the loan level rather than guaranteed portfolio returns. According to platform disclosures, PeerBerry has paid out more than €50 million in interest to investors since launch, reflecting continued repayment activity across its loan portfolio.^[6]

Historically, PeerBerry stated that it had not experienced loans overdue beyond 60 days prior to the outbreak of the war in Ukraine in early 2022. Following the escalation of the conflict, a portion of loans issued in affected regions became severely delayed. PeerBerry reports that the majority of these war-affected loans have since been repaid, with only a very small residual amount remaining outstanding relative to the original exposure.^[7] hese repayments were driven by recoveries and repayments from the underlying loan originators rather than immediate buyback execution.

PeerBerry does not charge investors explicit platform fees for investing or withdrawing funds. Instead, its revenue model is embedded within loan terms through service, assignment, or structural fees agreed with loan originators. As the platform is closely linked to Aventus Group, which also operates several of the underlying lenders, part of the platform’s economics comes from interest margins and servicing fees within the wider group structure rather than from direct investor charges.^[8]

PeerBerry was launched by Aventus Group and is led by Arūnas Lekavičius, who serves as Chief Executive Officer. He has more than 15 years of experience in the financial services sector and is also the co-founder and CEO of Crowdpear, another investment platform operating within the wider Aventus ecosystem.

The management team includes Viktar Kamiahin, Chief Technology Officer, who is responsible for platform architecture, system stability, and ongoing technical development. His role is central to maintaining PeerBerry’s automated investment infrastructure and operational scalability. Marketing and communications are overseen by Rita Simanavičiūtė, Chief Marketing and Communications Officer, who brings over 20 years of experience in strategic marketing within financial services, including senior roles related to the rollout of American Express card programs in Lithuania. Legal and compliance matters are handled by Tadas Bulota, who serves as the platform’s Lawyer and Compliance Officer.^[9]

PeerBerry is privately owned and closely linked to Aventus Group. According to official company registry data, the platform is owned by three shareholders: Andrejus Trofimovas holds 50% of the shares, while Vytautas Olšauskas and Ivan Butov each hold 25%.^[10] Andrejus Trofimovas also serves as CEO of Aventus Group, creating a direct ownership and management link between the platform and several of its key loan originators.

PeerBerry received its initial external investment from Genrik Baitiul, with no subsequent venture funding rounds disclosed publicly.^[11] In April 2021, Genrik Baitiul transferred his ownership stake to Igor Trofimovas. This shareholding structure was later simplified in August 2022, when Andrejus Trofimovas acquired all shares previously held by Igor Trofimovas, consolidating his majority ownership position.^[12]

From a financial perspective, PeerBerry remains profitable but operates on relatively thin margins compared to the scale of investor capital flowing through the platform. In FY23, PeerBerry reported revenue of €1.88 million, up from €1.79 million in FY22, while expenses increased to €1.37 million, resulting in a net profit of €437,744, down year-on-year.^[13] According to the 2024 Annual Report, PeerBerry reported revenue of €2.20 million in FY24, up from €1.88 million in FY23. Operating expenses increased alongside revenue, resulting in a net profit of €579,135 for FY24, compared to €437,744 in FY23.^[14]

The combination of concentrated ownership, close integration with Aventus Group, and relatively small standalone profitability represents a structural consideration for investors. Platform performance and investor outcomes remain closely tied to the financial health, governance, and strategic priorities of the wider Aventus ecosystem rather than PeerBerry operating as a fully independent marketplace.

1. P2PMarketData: “PeerBerry Statistics”
2. PeerBerry: “PeerBerry in Numbers”
3. PeerBerry: “Loan Originators”
4. PeerBerry: “Manual Invest - Available loans”
5. PeerBerry: “Guarantees Buyback guarantee”
6. PeerBerry: “Statistics - ​​Interest paid to investors”
7. PeerBerry: “Statistics - Repayments of war-affected loans”
8. PeerBerry: “Assignment agreement - Assignment Fee / Service Fee”
9. PeerBerry: “About Us”
10. Sudski Registar: “Croatia Company Register”
11. Crunchbase: “PeerBerry Funding”
12. PeerBerry: “Blog - Andrejus Trofimovas becomes a shareholder of PeerBerry”
13. PeerBerry: “Annual Report 2023”
14. PeerBerry: “Annual Report 2024”

Founded in 2017, PeerBerry is a European peer-to-peer investment platform launched by Aventus Group, one of Europe’s larger non-bank lending groups, headquartered in Vilnius. The platform provides retail investors with access to debt investments originated within the Aventus ecosystem and its partner lenders, covering short-term consumer loans, long-term loans, leasing, business loans, and selected real-estate-backed exposures. PeerBerry operates as a marketplace model, where investors finance individual loans issued by underlying loan originators rather than lending directly to the platform itself.

Since its launch, PeerBerry has funded more than €3.2 billion in loans, making it one of the larger P2P lending platforms in Europe by cumulative volume.^[1] While funding activity has normalized compared to peak years, the platform continues to facilitate tens of millions of euros in investments each month. PeerBerry reports a community of more than 110,000 registered investors, reflecting steady user growth over time.^[2] Access to the platform is available to investors from most jurisdictions, excluding countries classified as high-risk under EU and FATF AML frameworks.

• PeerBerry is an Aventus Group owned platform and issues loans via investment contracts with its loan originators.
• The minimum investment is set at €10, with interest rates currently starting at 9.5% and the average annual return stands at 11.08%.
• Investments on PeerBerry range across real estate, unsecured consumer loans, leasing and business loans in Europe, CIS countries and Asia.
• PeerBerry provides a buyback guarantee for delayed loans and automatic investing but does not offer a secondary market or early exit options.

PeerBerry functions as a debt investment marketplace where investors finance loans originated by lending companies affiliated with or partnered through Aventus Group. These loan originators operate across Europe, CIS countries, and selected Asian markets.^[3] Investors do not lend directly to borrowers but acquire claims on loans listed on PeerBerry, with all borrower relationships and collateral held at the loan originator level.

Investments can be made manually or through the Auto Invest tool, with a minimum investment of €10 per loan. Available loan types include short-term consumer loans, long-term consumer loans, leasing, business loans, and real-estate-related loans. Loan durations and repayment structures vary by product, ranging from short-term bullet repayments to longer-term loans with monthly interest payments and either partial or full principal repayment.^[4]

All loans listed on PeerBerry are covered by a buyback guarantee provided by the loan originator. If a borrower is more than 60 days late on repayment, the originator is contractually obliged to repurchase the loan at outstanding principal plus accrued interest. Investors have no direct legal claim against borrowers, and PeerBerry does not currently offer a secondary market, meaning investments are generally held until maturity or buyback.^[5] Additionally, PeerBerry provides a mobile app available on the Apple App Store and Google Play.

PeerBerry currently advertises investor returns typically ranging around 10% to 11% annually, depending on loan type, duration, and market availability. These are nominal interest rates set at the loan level rather than guaranteed portfolio returns. According to platform disclosures, PeerBerry has paid out more than €50 million in interest to investors since launch, reflecting continued repayment activity across its loan portfolio.^[6]

Historically, PeerBerry stated that it had not experienced loans overdue beyond 60 days prior to the outbreak of the war in Ukraine in early 2022. Following the escalation of the conflict, a portion of loans issued in affected regions became severely delayed. PeerBerry reports that the majority of these war-affected loans have since been repaid, with only a very small residual amount remaining outstanding relative to the original exposure.^[7] hese repayments were driven by recoveries and repayments from the underlying loan originators rather than immediate buyback execution.

PeerBerry does not charge investors explicit platform fees for investing or withdrawing funds. Instead, its revenue model is embedded within loan terms through service, assignment, or structural fees agreed with loan originators. As the platform is closely linked to Aventus Group, which also operates several of the underlying lenders, part of the platform’s economics comes from interest margins and servicing fees within the wider group structure rather than from direct investor charges.^[8]

PeerBerry was launched by Aventus Group and is led by Arūnas Lekavičius, who serves as Chief Executive Officer. He has more than 15 years of experience in the financial services sector and is also the co-founder and CEO of Crowdpear, another investment platform operating within the wider Aventus ecosystem.

The management team includes Viktar Kamiahin, Chief Technology Officer, who is responsible for platform architecture, system stability, and ongoing technical development. His role is central to maintaining PeerBerry’s automated investment infrastructure and operational scalability. Marketing and communications are overseen by Rita Simanavičiūtė, Chief Marketing and Communications Officer, who brings over 20 years of experience in strategic marketing within financial services, including senior roles related to the rollout of American Express card programs in Lithuania. Legal and compliance matters are handled by Tadas Bulota, who serves as the platform’s Lawyer and Compliance Officer.^[9]

PeerBerry is privately owned and closely linked to Aventus Group. According to official company registry data, the platform is owned by three shareholders: Andrejus Trofimovas holds 50% of the shares, while Vytautas Olšauskas and Ivan Butov each hold 25%.^[10] Andrejus Trofimovas also serves as CEO of Aventus Group, creating a direct ownership and management link between the platform and several of its key loan originators.

PeerBerry received its initial external investment from Genrik Baitiul, with no subsequent venture funding rounds disclosed publicly.^[11] In April 2021, Genrik Baitiul transferred his ownership stake to Igor Trofimovas. This shareholding structure was later simplified in August 2022, when Andrejus Trofimovas acquired all shares previously held by Igor Trofimovas, consolidating his majority ownership position.^[12]

From a financial perspective, PeerBerry remains profitable but operates on relatively thin margins compared to the scale of investor capital flowing through the platform. In FY23, PeerBerry reported revenue of €1.88 million, up from €1.79 million in FY22, while expenses increased to €1.37 million, resulting in a net profit of €437,744, down year-on-year.^[13] According to the 2024 Annual Report, PeerBerry reported revenue of €2.20 million in FY24, up from €1.88 million in FY23. Operating expenses increased alongside revenue, resulting in a net profit of €579,135 for FY24, compared to €437,744 in FY23.^[14]

The combination of concentrated ownership, close integration with Aventus Group, and relatively small standalone profitability represents a structural consideration for investors. Platform performance and investor outcomes remain closely tied to the financial health, governance, and strategic priorities of the wider Aventus ecosystem rather than PeerBerry operating as a fully independent marketplace.

1. P2PMarketData: “PeerBerry Statistics”
2. PeerBerry: “PeerBerry in Numbers”
3. PeerBerry: “Loan Originators”
4. PeerBerry: “Manual Invest - Available loans”
5. PeerBerry: “Guarantees Buyback guarantee”
6. PeerBerry: “Statistics - ​​Interest paid to investors”
7. PeerBerry: “Statistics - Repayments of war-affected loans”
8. PeerBerry: “Assignment agreement - Assignment Fee / Service Fee”
9. PeerBerry: “About Us”
10. Sudski Registar: “Croatia Company Register”
11. Crunchbase: “PeerBerry Funding”
12. PeerBerry: “Blog - Andrejus Trofimovas becomes a shareholder of PeerBerry”
13. PeerBerry: “Annual Report 2023”
14. PeerBerry: “Annual Report 2024”

Founded in 2017, PeerBerry is a European peer-to-peer investment platform launched by Aventus Group, one of Europe’s larger non-bank lending groups, headquartered in Vilnius. The platform provides retail investors with access to debt investments originated within the Aventus ecosystem and its partner lenders, covering short-term consumer loans, long-term loans, leasing, business loans, and selected real-estate-backed exposures. PeerBerry operates as a marketplace model, where investors finance individual loans issued by underlying loan originators rather than lending directly to the platform itself.

Since its launch, PeerBerry has funded more than €3.2 billion in loans, making it one of the larger P2P lending platforms in Europe by cumulative volume.^[1] While funding activity has normalized compared to peak years, the platform continues to facilitate tens of millions of euros in investments each month. PeerBerry reports a community of more than 110,000 registered investors, reflecting steady user growth over time.^[2] Access to the platform is available to investors from most jurisdictions, excluding countries classified as high-risk under EU and FATF AML frameworks.

• PeerBerry is an Aventus Group owned platform and issues loans via investment contracts with its loan originators.
• The minimum investment is set at €10, with interest rates currently starting at 9.5% and the average annual return stands at 11.08%.
• Investments on PeerBerry range across real estate, unsecured consumer loans, leasing and business loans in Europe, CIS countries and Asia.
• PeerBerry provides a buyback guarantee for delayed loans and automatic investing but does not offer a secondary market or early exit options.

PeerBerry functions as a debt investment marketplace where investors finance loans originated by lending companies affiliated with or partnered through Aventus Group. These loan originators operate across Europe, CIS countries, and selected Asian markets.^[3] Investors do not lend directly to borrowers but acquire claims on loans listed on PeerBerry, with all borrower relationships and collateral held at the loan originator level.

Investments can be made manually or through the Auto Invest tool, with a minimum investment of €10 per loan. Available loan types include short-term consumer loans, long-term consumer loans, leasing, business loans, and real-estate-related loans. Loan durations and repayment structures vary by product, ranging from short-term bullet repayments to longer-term loans with monthly interest payments and either partial or full principal repayment.^[4]

All loans listed on PeerBerry are covered by a buyback guarantee provided by the loan originator. If a borrower is more than 60 days late on repayment, the originator is contractually obliged to repurchase the loan at outstanding principal plus accrued interest. Investors have no direct legal claim against borrowers, and PeerBerry does not currently offer a secondary market, meaning investments are generally held until maturity or buyback.^[5] Additionally, PeerBerry provides a mobile app available on the Apple App Store and Google Play.

PeerBerry currently advertises investor returns typically ranging around 10% to 11% annually, depending on loan type, duration, and market availability. These are nominal interest rates set at the loan level rather than guaranteed portfolio returns. According to platform disclosures, PeerBerry has paid out more than €50 million in interest to investors since launch, reflecting continued repayment activity across its loan portfolio.^[6]

Historically, PeerBerry stated that it had not experienced loans overdue beyond 60 days prior to the outbreak of the war in Ukraine in early 2022. Following the escalation of the conflict, a portion of loans issued in affected regions became severely delayed. PeerBerry reports that the majority of these war-affected loans have since been repaid, with only a very small residual amount remaining outstanding relative to the original exposure.^[7] hese repayments were driven by recoveries and repayments from the underlying loan originators rather than immediate buyback execution.

PeerBerry does not charge investors explicit platform fees for investing or withdrawing funds. Instead, its revenue model is embedded within loan terms through service, assignment, or structural fees agreed with loan originators. As the platform is closely linked to Aventus Group, which also operates several of the underlying lenders, part of the platform’s economics comes from interest margins and servicing fees within the wider group structure rather than from direct investor charges.^[8]

PeerBerry was launched by Aventus Group and is led by Arūnas Lekavičius, who serves as Chief Executive Officer. He has more than 15 years of experience in the financial services sector and is also the co-founder and CEO of Crowdpear, another investment platform operating within the wider Aventus ecosystem.

The management team includes Viktar Kamiahin, Chief Technology Officer, who is responsible for platform architecture, system stability, and ongoing technical development. His role is central to maintaining PeerBerry’s automated investment infrastructure and operational scalability. Marketing and communications are overseen by Rita Simanavičiūtė, Chief Marketing and Communications Officer, who brings over 20 years of experience in strategic marketing within financial services, including senior roles related to the rollout of American Express card programs in Lithuania. Legal and compliance matters are handled by Tadas Bulota, who serves as the platform’s Lawyer and Compliance Officer.^[9]

PeerBerry is privately owned and closely linked to Aventus Group. According to official company registry data, the platform is owned by three shareholders: Andrejus Trofimovas holds 50% of the shares, while Vytautas Olšauskas and Ivan Butov each hold 25%.^[10] Andrejus Trofimovas also serves as CEO of Aventus Group, creating a direct ownership and management link between the platform and several of its key loan originators.

PeerBerry received its initial external investment from Genrik Baitiul, with no subsequent venture funding rounds disclosed publicly.^[11] In April 2021, Genrik Baitiul transferred his ownership stake to Igor Trofimovas. This shareholding structure was later simplified in August 2022, when Andrejus Trofimovas acquired all shares previously held by Igor Trofimovas, consolidating his majority ownership position.^[12]

From a financial perspective, PeerBerry remains profitable but operates on relatively thin margins compared to the scale of investor capital flowing through the platform. In FY23, PeerBerry reported revenue of €1.88 million, up from €1.79 million in FY22, while expenses increased to €1.37 million, resulting in a net profit of €437,744, down year-on-year.^[13] According to the 2024 Annual Report, PeerBerry reported revenue of €2.20 million in FY24, up from €1.88 million in FY23. Operating expenses increased alongside revenue, resulting in a net profit of €579,135 for FY24, compared to €437,744 in FY23.^[14]

The combination of concentrated ownership, close integration with Aventus Group, and relatively small standalone profitability represents a structural consideration for investors. Platform performance and investor outcomes remain closely tied to the financial health, governance, and strategic priorities of the wider Aventus ecosystem rather than PeerBerry operating as a fully independent marketplace.

1. P2PMarketData: “PeerBerry Statistics”
2. PeerBerry: “PeerBerry in Numbers”
3. PeerBerry: “Loan Originators”
4. PeerBerry: “Manual Invest - Available loans”
5. PeerBerry: “Guarantees Buyback guarantee”
6. PeerBerry: “Statistics - ​​Interest paid to investors”
7. PeerBerry: “Statistics - Repayments of war-affected loans”
8. PeerBerry: “Assignment agreement - Assignment Fee / Service Fee”
9. PeerBerry: “About Us”
10. Sudski Registar: “Croatia Company Register”
11. Crunchbase: “PeerBerry Funding”
12. PeerBerry: “Blog - Andrejus Trofimovas becomes a shareholder of PeerBerry”
13. PeerBerry: “Annual Report 2023”
14. PeerBerry: “Annual Report 2024”

Founded in 2017, PeerBerry is a European peer-to-peer investment platform launched by Aventus Group, one of Europe’s larger non-bank lending groups, headquartered in Vilnius. The platform provides retail investors with access to debt investments originated within the Aventus ecosystem and its partner lenders, covering short-term consumer loans, long-term loans, leasing, business loans, and selected real-estate-backed exposures. PeerBerry operates as a marketplace model, where investors finance individual loans issued by underlying loan originators rather than lending directly to the platform itself.

Since its launch, PeerBerry has funded more than €3.2 billion in loans, making it one of the larger P2P lending platforms in Europe by cumulative volume.^[1] While funding activity has normalized compared to peak years, the platform continues to facilitate tens of millions of euros in investments each month. PeerBerry reports a community of more than 110,000 registered investors, reflecting steady user growth over time.^[2] Access to the platform is available to investors from most jurisdictions, excluding countries classified as high-risk under EU and FATF AML frameworks.

• PeerBerry is an Aventus Group owned platform and issues loans via investment contracts with its loan originators.
• The minimum investment is set at €10, with interest rates currently starting at 9.5% and the average annual return stands at 11.08%.
• Investments on PeerBerry range across real estate, unsecured consumer loans, leasing and business loans in Europe, CIS countries and Asia.
• PeerBerry provides a buyback guarantee for delayed loans and automatic investing but does not offer a secondary market or early exit options.

PeerBerry functions as a debt investment marketplace where investors finance loans originated by lending companies affiliated with or partnered through Aventus Group. These loan originators operate across Europe, CIS countries, and selected Asian markets.^[3] Investors do not lend directly to borrowers but acquire claims on loans listed on PeerBerry, with all borrower relationships and collateral held at the loan originator level.

Investments can be made manually or through the Auto Invest tool, with a minimum investment of €10 per loan. Available loan types include short-term consumer loans, long-term consumer loans, leasing, business loans, and real-estate-related loans. Loan durations and repayment structures vary by product, ranging from short-term bullet repayments to longer-term loans with monthly interest payments and either partial or full principal repayment.^[4]

All loans listed on PeerBerry are covered by a buyback guarantee provided by the loan originator. If a borrower is more than 60 days late on repayment, the originator is contractually obliged to repurchase the loan at outstanding principal plus accrued interest. Investors have no direct legal claim against borrowers, and PeerBerry does not currently offer a secondary market, meaning investments are generally held until maturity or buyback.^[5] Additionally, PeerBerry provides a mobile app available on the Apple App Store and Google Play.

PeerBerry currently advertises investor returns typically ranging around 10% to 11% annually, depending on loan type, duration, and market availability. These are nominal interest rates set at the loan level rather than guaranteed portfolio returns. According to platform disclosures, PeerBerry has paid out more than €50 million in interest to investors since launch, reflecting continued repayment activity across its loan portfolio.^[6]

Historically, PeerBerry stated that it had not experienced loans overdue beyond 60 days prior to the outbreak of the war in Ukraine in early 2022. Following the escalation of the conflict, a portion of loans issued in affected regions became severely delayed. PeerBerry reports that the majority of these war-affected loans have since been repaid, with only a very small residual amount remaining outstanding relative to the original exposure.^[7] hese repayments were driven by recoveries and repayments from the underlying loan originators rather than immediate buyback execution.

PeerBerry does not charge investors explicit platform fees for investing or withdrawing funds. Instead, its revenue model is embedded within loan terms through service, assignment, or structural fees agreed with loan originators. As the platform is closely linked to Aventus Group, which also operates several of the underlying lenders, part of the platform’s economics comes from interest margins and servicing fees within the wider group structure rather than from direct investor charges.^[8]

PeerBerry was launched by Aventus Group and is led by Arūnas Lekavičius, who serves as Chief Executive Officer. He has more than 15 years of experience in the financial services sector and is also the co-founder and CEO of Crowdpear, another investment platform operating within the wider Aventus ecosystem.

The management team includes Viktar Kamiahin, Chief Technology Officer, who is responsible for platform architecture, system stability, and ongoing technical development. His role is central to maintaining PeerBerry’s automated investment infrastructure and operational scalability. Marketing and communications are overseen by Rita Simanavičiūtė, Chief Marketing and Communications Officer, who brings over 20 years of experience in strategic marketing within financial services, including senior roles related to the rollout of American Express card programs in Lithuania. Legal and compliance matters are handled by Tadas Bulota, who serves as the platform’s Lawyer and Compliance Officer.^[9]

PeerBerry is privately owned and closely linked to Aventus Group. According to official company registry data, the platform is owned by three shareholders: Andrejus Trofimovas holds 50% of the shares, while Vytautas Olšauskas and Ivan Butov each hold 25%.^[10] Andrejus Trofimovas also serves as CEO of Aventus Group, creating a direct ownership and management link between the platform and several of its key loan originators.

PeerBerry received its initial external investment from Genrik Baitiul, with no subsequent venture funding rounds disclosed publicly.^[11] In April 2021, Genrik Baitiul transferred his ownership stake to Igor Trofimovas. This shareholding structure was later simplified in August 2022, when Andrejus Trofimovas acquired all shares previously held by Igor Trofimovas, consolidating his majority ownership position.^[12]

From a financial perspective, PeerBerry remains profitable but operates on relatively thin margins compared to the scale of investor capital flowing through the platform. In FY23, PeerBerry reported revenue of €1.88 million, up from €1.79 million in FY22, while expenses increased to €1.37 million, resulting in a net profit of €437,744, down year-on-year.^[13] According to the 2024 Annual Report, PeerBerry reported revenue of €2.20 million in FY24, up from €1.88 million in FY23. Operating expenses increased alongside revenue, resulting in a net profit of €579,135 for FY24, compared to €437,744 in FY23.^[14]

The combination of concentrated ownership, close integration with Aventus Group, and relatively small standalone profitability represents a structural consideration for investors. Platform performance and investor outcomes remain closely tied to the financial health, governance, and strategic priorities of the wider Aventus ecosystem rather than PeerBerry operating as a fully independent marketplace.

1. P2PMarketData: “PeerBerry Statistics”
2. PeerBerry: “PeerBerry in Numbers”
3. PeerBerry: “Loan Originators”
4. PeerBerry: “Manual Invest - Available loans”
5. PeerBerry: “Guarantees Buyback guarantee”
6. PeerBerry: “Statistics - ​​Interest paid to investors”
7. PeerBerry: “Statistics - Repayments of war-affected loans”
8. PeerBerry: “Assignment agreement - Assignment Fee / Service Fee”
9. PeerBerry: “About Us”
10. Sudski Registar: “Croatia Company Register”
11. Crunchbase: “PeerBerry Funding”
12. PeerBerry: “Blog - Andrejus Trofimovas becomes a shareholder of PeerBerry”
13. PeerBerry: “Annual Report 2023”
14. PeerBerry: “Annual Report 2024”

Founded in 2017, PeerBerry is a European peer-to-peer investment platform launched by Aventus Group, one of Europe’s larger non-bank lending groups, headquartered in Vilnius. The platform provides retail investors with access to debt investments originated within the Aventus ecosystem and its partner lenders, covering short-term consumer loans, long-term loans, leasing, business loans, and selected real-estate-backed exposures. PeerBerry operates as a marketplace model, where investors finance individual loans issued by underlying loan originators rather than lending directly to the platform itself.

Since its launch, PeerBerry has funded more than €3.2 billion in loans, making it one of the larger P2P lending platforms in Europe by cumulative volume.^[1] While funding activity has normalized compared to peak years, the platform continues to facilitate tens of millions of euros in investments each month. PeerBerry reports a community of more than 110,000 registered investors, reflecting steady user growth over time.^[2] Access to the platform is available to investors from most jurisdictions, excluding countries classified as high-risk under EU and FATF AML frameworks.

• PeerBerry is an Aventus Group owned platform and issues loans via investment contracts with its loan originators.
• The minimum investment is set at €10, with interest rates currently starting at 9.5% and the average annual return stands at 11.08%.
• Investments on PeerBerry range across real estate, unsecured consumer loans, leasing and business loans in Europe, CIS countries and Asia.
• PeerBerry provides a buyback guarantee for delayed loans and automatic investing but does not offer a secondary market or early exit options.

PeerBerry functions as a debt investment marketplace where investors finance loans originated by lending companies affiliated with or partnered through Aventus Group. These loan originators operate across Europe, CIS countries, and selected Asian markets.^[3] Investors do not lend directly to borrowers but acquire claims on loans listed on PeerBerry, with all borrower relationships and collateral held at the loan originator level.

Investments can be made manually or through the Auto Invest tool, with a minimum investment of €10 per loan. Available loan types include short-term consumer loans, long-term consumer loans, leasing, business loans, and real-estate-related loans. Loan durations and repayment structures vary by product, ranging from short-term bullet repayments to longer-term loans with monthly interest payments and either partial or full principal repayment.^[4]

All loans listed on PeerBerry are covered by a buyback guarantee provided by the loan originator. If a borrower is more than 60 days late on repayment, the originator is contractually obliged to repurchase the loan at outstanding principal plus accrued interest. Investors have no direct legal claim against borrowers, and PeerBerry does not currently offer a secondary market, meaning investments are generally held until maturity or buyback.^[5] Additionally, PeerBerry provides a mobile app available on the Apple App Store and Google Play.

PeerBerry currently advertises investor returns typically ranging around 10% to 11% annually, depending on loan type, duration, and market availability. These are nominal interest rates set at the loan level rather than guaranteed portfolio returns. According to platform disclosures, PeerBerry has paid out more than €50 million in interest to investors since launch, reflecting continued repayment activity across its loan portfolio.^[6]

Historically, PeerBerry stated that it had not experienced loans overdue beyond 60 days prior to the outbreak of the war in Ukraine in early 2022. Following the escalation of the conflict, a portion of loans issued in affected regions became severely delayed. PeerBerry reports that the majority of these war-affected loans have since been repaid, with only a very small residual amount remaining outstanding relative to the original exposure.^[7] hese repayments were driven by recoveries and repayments from the underlying loan originators rather than immediate buyback execution.

PeerBerry does not charge investors explicit platform fees for investing or withdrawing funds. Instead, its revenue model is embedded within loan terms through service, assignment, or structural fees agreed with loan originators. As the platform is closely linked to Aventus Group, which also operates several of the underlying lenders, part of the platform’s economics comes from interest margins and servicing fees within the wider group structure rather than from direct investor charges.^[8]

PeerBerry was launched by Aventus Group and is led by Arūnas Lekavičius, who serves as Chief Executive Officer. He has more than 15 years of experience in the financial services sector and is also the co-founder and CEO of Crowdpear, another investment platform operating within the wider Aventus ecosystem.

The management team includes Viktar Kamiahin, Chief Technology Officer, who is responsible for platform architecture, system stability, and ongoing technical development. His role is central to maintaining PeerBerry’s automated investment infrastructure and operational scalability. Marketing and communications are overseen by Rita Simanavičiūtė, Chief Marketing and Communications Officer, who brings over 20 years of experience in strategic marketing within financial services, including senior roles related to the rollout of American Express card programs in Lithuania. Legal and compliance matters are handled by Tadas Bulota, who serves as the platform’s Lawyer and Compliance Officer.^[9]

PeerBerry is privately owned and closely linked to Aventus Group. According to official company registry data, the platform is owned by three shareholders: Andrejus Trofimovas holds 50% of the shares, while Vytautas Olšauskas and Ivan Butov each hold 25%.^[10] Andrejus Trofimovas also serves as CEO of Aventus Group, creating a direct ownership and management link between the platform and several of its key loan originators.

PeerBerry received its initial external investment from Genrik Baitiul, with no subsequent venture funding rounds disclosed publicly.^[11] In April 2021, Genrik Baitiul transferred his ownership stake to Igor Trofimovas. This shareholding structure was later simplified in August 2022, when Andrejus Trofimovas acquired all shares previously held by Igor Trofimovas, consolidating his majority ownership position.^[12]

From a financial perspective, PeerBerry remains profitable but operates on relatively thin margins compared to the scale of investor capital flowing through the platform. In FY23, PeerBerry reported revenue of €1.88 million, up from €1.79 million in FY22, while expenses increased to €1.37 million, resulting in a net profit of €437,744, down year-on-year.^[13] According to the 2024 Annual Report, PeerBerry reported revenue of €2.20 million in FY24, up from €1.88 million in FY23. Operating expenses increased alongside revenue, resulting in a net profit of €579,135 for FY24, compared to €437,744 in FY23.^[14]

The combination of concentrated ownership, close integration with Aventus Group, and relatively small standalone profitability represents a structural consideration for investors. Platform performance and investor outcomes remain closely tied to the financial health, governance, and strategic priorities of the wider Aventus ecosystem rather than PeerBerry operating as a fully independent marketplace.

1. P2PMarketData: “PeerBerry Statistics”
2. PeerBerry: “PeerBerry in Numbers”
3. PeerBerry: “Loan Originators”
4. PeerBerry: “Manual Invest - Available loans”
5. PeerBerry: “Guarantees Buyback guarantee”
6. PeerBerry: “Statistics - ​​Interest paid to investors”
7. PeerBerry: “Statistics - Repayments of war-affected loans”
8. PeerBerry: “Assignment agreement - Assignment Fee / Service Fee”
9. PeerBerry: “About Us”
10. Sudski Registar: “Croatia Company Register”
11. Crunchbase: “PeerBerry Funding”
12. PeerBerry: “Blog - Andrejus Trofimovas becomes a shareholder of PeerBerry”
13. PeerBerry: “Annual Report 2023”
14. PeerBerry: “Annual Report 2024”