Moncera

Moncera runs a direct marketplace lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. Moncera is operated by Moncera OÜ, based in Estonia.

Moncera enables you to provide funding to real estate developers, individuals, and business owners by investing in real estate loans, short-term personal loans, personal loans, and business loans. You can also apply for funding if you are a real estate developer, an individual seeking financing, or a business owner.

At Moncera, you can make EUR-denominated investments starting from €10. You can also set up an auto-invest feature.

Moncera doesn’t separate investors’ funds from the platform company assets and doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It doesn’t disclose statistics about its funded loans but shares its monthly funding volumes with P2PMarketData.