Moncera

Moncera is a peer-to-peer lending platform from Estonia. Moncera serves as an online community for investing in loan originator debt starting at €10, and enables borrowers to receive funding directly from investors. The investments are denominated in EUR and are available for retails investors. The company behind the platform is Moncera OÜ which was founded in 2019 with its headquarters in Tallinn, Estonia.

At Moncera, you can make EUR-denominated investments starting from €10. You can also set up an auto-invest feature.

Moncera doesn’t separate investors’ funds from the platform company assets and doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It doesn’t disclose statistics about its funded loans but shares its monthly funding volumes with P2PMarketData.