Lend

Lend operates a direct marketplace lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. Lend is managed by Switzerlend AG, based in Switzerland. It’s associated with a self-regulatory organisation in Switzerland - PolyReg Self-Regulatory Organisation.

Lend gives you the opportunity to provide funding to individuals, and real estate developers by investing in personal loans, and real estate loans. You can also apply for funding if you are an individual seeking financing, or a real estate developer.

At Lend, you can invest in projects denominated in CHF starting from CHF1,000.

Lend separates investors’ funds from the platform company assets and has a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It discloses statistics about its funded loans on a dedicated public page and shares its monthly funding volumes with P2PMarketData.

Lend was launched in 2015 by Florian Kuebler and Michel Lalive.

Florian has over 15 years of experience. His professional background is mainly in finance, and fintech. Florian has been, for example, a Co-Founder and Board Member of Splendit — a p2p student loan platform, and an European Head of Corporate Credit Trading at UBS — a global financial services firm. He holds a Master's degree from University of Zurich in Economics.

Michel has over 20 years of experience. His professional background is mainly in fintech, and law. Michel has been, among other positions, a Co-Founder and President of the Board of Splendit — a p2p student loan platform, and a Legal Advisor at UBS — a global financial services firm. He's graduated from University of Zurich in Law.