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Klear

Rank #63
Personal Loans
Direct Marketplace Lending
Explore Klear
Funded Since August 2016
лв.26.24m
Minimum Investment
лв.100
Auto Invest
Yes
Secondary Market
Yes
Ring Fence
No
Regulated
Yes

What is Klear?

Klear operates a direct marketplace lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. Klear is managed by Клиър Лендинг АД, based in Bulgaria. It holds a general financial license from the Bulgarian National Bank (BNB).

Klear allows you to provide funding to individuals by investing in personal loans. You can also apply for funding if you are an individual seeking financing.

What does Klear offer?

At Klear, you can invest in projects denominated in BGN starting from лв.100. You can also set up an auto-invest feature and buy and sell loans on a secondary market.

Klear doesn’t separate investors’ funds from the platform company assets and doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It discloses statistics about its funded loans on a dedicated public page and shares its monthly funding volumes with P2PMarketData.

Who founded Klear?

Klear was founded in 2016 by Lukasz Lukaszewski and Loic Le Pichoux.

Lukasz has over 15 years of experience. His professional background is mainly in banking, and finance. Lukasz has been, for example, a Head of Controlling at AlphaCredit — a brussels-based financial services company, and a Chief Risk Officer at BNP Paribas Personal Finance Bulgaria — a french bank's bulgarian branch. He holds a Master's degree from Poznan University of Economics And Business in Corporate finance and ACCN.

Loic has over 20 years of experience. His professional background is mainly in banking. Loic has been, among other positions, a CEO at BNP PARIBAS Personal Finance Bulgaria — a french bank's bulgarian branch, and a CEO at Cetelem Algeria — a romanian bank's branch in algieria. He holds a Master's degree from Ecole Polytechnique in Engineering.

Klear Details

Legal Company Name
Клиър Лендинг АД
Business ID
203914736
Main Currency
Bulgarian Lev (BGN)
Headquarters Location
Bulgaria
Founded Date
February 2016
Launch Date
August 2016

How is Klear regulated?

License Name License Key Regulatory Entity Country
Financial Institution BGR00368 Bulgarian National Bank (BNB) Bulgaria

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