Finansowo

Finansowo operates a direct marketplace lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. Finansowo is managed by Finansowo.pl sp. z o.o., headquatered in Poland. It hasn't been licensed by a relevant supervisory authority.

Finansowo enables you to provide funding to individuals by investing in short-term personal loans. You can also apply for funding if you are an individual seeking financing.

At Finansowo, you can make PLN-denominated investments starting from zł50. You can also buy and sell loans on a secondary market.

Finansowo separates investors’ funds from the platform company assets but doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It discloses statistics about its funded loans on a dedicated public page and shares its monthly funding volumes with P2PMarketData.

Finansowo was launched in 2004 by Rafał Agnieszczak and Piotr Strzelecki. They both have over 15 years of experience.

Rafał's professional background is mainly in digital services, and entrepreneurship. Rafał has been, for example, a CEO at Furgonetka — an e-commerce platform focused on delivery services, and a Founder of Startup School — an entrepreneurial worshop provider. He's graduated from Warsaw School of Economics.

Piotr's professional background is mainly in entrepreneurship, and finance. Piotr has been, for example, a CEO at Brutto.pl — a financing platform for smes, and a Deputy Director at Strategy Bureau at Bank Pocztowy — a commercial bank in poland,. He holds a Master's degree from University of Lodz in International Management.