Crowdpear

Crowdpear is a Lithuanian real estate debt investment platform launched in January 2023 by the team behind PeerBerry, a Croatian crowdfunding platform founded by Aventus Group, one of Europe’s largest non-banking lending groups based in Vilnius, Lithuania. As an ECSP-regulated crowdfunding platform, Crowdpear is accessible to investors in the European Union, Switzerland, Norway, Iceland, and Liechtenstein. Since its launch in 2023, Crowdpear has raised over €15.91 million, maintaining a monthly average volume of €1.01 million.^[1] The platform boasts a community of 7,335 investors.^[2]

• Crowdpear, a spin-off from PeerBerry, shares the same team. Crowdpear was created to specialize in EU-regulated Real Estate crowdfunding, while PeerBerry focuses solely on its consumer loan business.
• Investments on Crowdpear range in size from €36,300 to €250,000 across its various real estate products: development, business and refinancing.
• The minimum investment is set at €100 and interest rates vary between 9.5% to 14.5%.
• Current loan terms have a duration between 6 months to 1 year.
• The Crowdpear platform provides a secondary market for early exit.

Crowdpear offers secured loans in Lithuania, backed by real estate mortgages. Investors can choose from three types of real estate projects:

• Development
• Business
• Refinancing

Investments start at a minimum of €100. There is currently one active campaign with a 1-year duration. On the secondary market, 114 investments are available, with loan terms ranging from 6 months to 1 year. Repayments are structured as bullet loans, with interest paid monthly or quarterly, and the principal returned at the end of the term. Campaign sizes range from €36,300 to €250,000.^[3]

Crowdpear does not offer a buyback guarantee or an auto-invest feature for queuing new investments. Each investment is secured by mortgages or other guarantees, which may vary between projects. However, these investments are not covered by Lithuania’s deposit insurance or EU compensation schemes.^[4]

Since launching in January 2023, Crowdpear has reported that 9.26% of loans from its 215 funded projects experienced late payments exceeding 90 days, with no defaults to date. The platform lists 115 investments across its primary and secondary markets, offering interest rates between 9.5% and 14.5%. Crowdpear has paid over €791,580 in interest and returned €6.41 million to investors.^[5]

The platform does not directly charge fees to investors. However, a 15% income tax is deducted from interest payments to non-Lithuanian tax residents. To reduce this withholding tax, investors can complete the DAS-1 form, benefiting from Lithuania's double taxation agreement with most European countries.^[6] The platform generates revenue through operator fees of 2% to 5%, brokerage fees, and administration fees charged to fundraisers.^[7]

Crowdpear is run by the team from PeerBerry, led by CEO Vytautas Olšauskas. Vytautas is a successful entrepreneur in the Banking and Fintech industry, licensed by the European Central Bank to operate banking businesses. He is also the founder of Finhike and Mano Bankas, where he serves as the chairman. Vytautas holds a 25% stake in PeerBerry. Working alongside him is Arūnas Lekavičius, Development Director and CEO of PeerBerry. Rita Simanavičiūtė, with over 20 years of experience in strategic marketing and communications, is the Chief Marketing and Communications Officer. Tadas Bulota serves as the platform's Lawyer and Compliance Officer.

Two shareholders at Crowdpear are the same as at PeerBerry. Vytautas Stražnickas is the majority shareholder with a 50% stake and is also a member of the Aventus Group management. Crowdpear's CEO, Vytautas Olšauskas and investor Ivan Butov each hold a 25% stake in the company.^[8] Based in Vilnius, Lithuania and registered since July 2021, “UAB Crowdpear” has a share capital of €160,000.^[9]

In November 2024, Crowdpear marked a significant milestone with over €1 million in real estate-backed loans repaid by business clients, representing the platform’s highest monthly repayment to date. During the month, investors funded 11 new loans totaling €794,300 and earned €39,807 in interest.^[10]

Having secured the ECSP license in Q3 2023, Crowdpear is now targeting a threefold growth rate through international market expansion. With 90% of its investors based abroad and limited options in the local market, the platform is focused on diversifying its projects. Crowdpear aims to offer more global investment opportunities as part of its expansion strategy.^[11]

1. P2PMarketdata: “Crowdpear Statistics”
2. Crowdpear: “Statistics - Number of Investors”
3. Crowdpear: “Invest - Primary / Secondary Market”
4. Crowdpear: “Description of Risks Related to Investment in Crowdpear Platform”
5. Crowdpear: “Statistics - Investors’ profit / The amount of repaid loans”
6. Crowdpear: “Help - Is the income earned on the Crowdpear platform taxed?”
7. Crowdpear: “Rates Applicable to the Users of the Crowdfunding Platform ‘Crowdpear’”
8. Government of the Republic of Lithuania: “State Enterprise Centre of Registers (SECR)”
9. Rekvizitai: “Crowdpear, UAB”
10. Crowdpear: “Blog - November 2024 | Over EUR 1M in loans have been repaid to Crowdpear investors”
11. Verslo Zinios: “„Crowdpear“ per metus pritraukė beveik 6000 investuotojų”

Crowdpear is a Lithuanian real estate debt investment platform launched in January 2023 by the team behind PeerBerry, a Croatian crowdfunding platform founded by Aventus Group, one of Europe’s largest non-banking lending groups based in Vilnius, Lithuania. As an ECSP-regulated crowdfunding platform, Crowdpear is accessible to investors in the European Union, Switzerland, Norway, Iceland, and Liechtenstein. Since its launch in 2023, Crowdpear has raised over €15.91 million, maintaining a monthly average volume of €1.01 million.^[1] The platform boasts a community of 7,335 investors.^[2]

• Crowdpear, a spin-off from PeerBerry, shares the same team. Crowdpear was created to specialize in EU-regulated Real Estate crowdfunding, while PeerBerry focuses solely on its consumer loan business.
• Investments on Crowdpear range in size from €36,300 to €250,000 across its various real estate products: development, business and refinancing.
• The minimum investment is set at €100 and interest rates vary between 9.5% to 14.5%.
• Current loan terms have a duration between 6 months to 1 year.
• The Crowdpear platform provides a secondary market for early exit.

Crowdpear offers secured loans in Lithuania, backed by real estate mortgages. Investors can choose from three types of real estate projects:

• Development
• Business
• Refinancing

Investments start at a minimum of €100. There is currently one active campaign with a 1-year duration. On the secondary market, 114 investments are available, with loan terms ranging from 6 months to 1 year. Repayments are structured as bullet loans, with interest paid monthly or quarterly, and the principal returned at the end of the term. Campaign sizes range from €36,300 to €250,000.^[3]

Crowdpear does not offer a buyback guarantee or an auto-invest feature for queuing new investments. Each investment is secured by mortgages or other guarantees, which may vary between projects. However, these investments are not covered by Lithuania’s deposit insurance or EU compensation schemes.^[4]

Since launching in January 2023, Crowdpear has reported that 9.26% of loans from its 215 funded projects experienced late payments exceeding 90 days, with no defaults to date. The platform lists 115 investments across its primary and secondary markets, offering interest rates between 9.5% and 14.5%. Crowdpear has paid over €791,580 in interest and returned €6.41 million to investors.^[5]

The platform does not directly charge fees to investors. However, a 15% income tax is deducted from interest payments to non-Lithuanian tax residents. To reduce this withholding tax, investors can complete the DAS-1 form, benefiting from Lithuania's double taxation agreement with most European countries.^[6] The platform generates revenue through operator fees of 2% to 5%, brokerage fees, and administration fees charged to fundraisers.^[7]

Crowdpear is run by the team from PeerBerry, led by CEO Vytautas Olšauskas. Vytautas is a successful entrepreneur in the Banking and Fintech industry, licensed by the European Central Bank to operate banking businesses. He is also the founder of Finhike and Mano Bankas, where he serves as the chairman. Vytautas holds a 25% stake in PeerBerry. Working alongside him is Arūnas Lekavičius, Development Director and CEO of PeerBerry. Rita Simanavičiūtė, with over 20 years of experience in strategic marketing and communications, is the Chief Marketing and Communications Officer. Tadas Bulota serves as the platform's Lawyer and Compliance Officer.

Two shareholders at Crowdpear are the same as at PeerBerry. Vytautas Stražnickas is the majority shareholder with a 50% stake and is also a member of the Aventus Group management. Crowdpear's CEO, Vytautas Olšauskas and investor Ivan Butov each hold a 25% stake in the company.^[8] Based in Vilnius, Lithuania and registered since July 2021, “UAB Crowdpear” has a share capital of €160,000.^[9]

In November 2024, Crowdpear marked a significant milestone with over €1 million in real estate-backed loans repaid by business clients, representing the platform’s highest monthly repayment to date. During the month, investors funded 11 new loans totaling €794,300 and earned €39,807 in interest.^[10]

Having secured the ECSP license in Q3 2023, Crowdpear is now targeting a threefold growth rate through international market expansion. With 90% of its investors based abroad and limited options in the local market, the platform is focused on diversifying its projects. Crowdpear aims to offer more global investment opportunities as part of its expansion strategy.^[11]

1. P2PMarketdata: “Crowdpear Statistics”
2. Crowdpear: “Statistics - Number of Investors”
3. Crowdpear: “Invest - Primary / Secondary Market”
4. Crowdpear: “Description of Risks Related to Investment in Crowdpear Platform”
5. Crowdpear: “Statistics - Investors’ profit / The amount of repaid loans”
6. Crowdpear: “Help - Is the income earned on the Crowdpear platform taxed?”
7. Crowdpear: “Rates Applicable to the Users of the Crowdfunding Platform ‘Crowdpear’”
8. Government of the Republic of Lithuania: “State Enterprise Centre of Registers (SECR)”
9. Rekvizitai: “Crowdpear, UAB”
10. Crowdpear: “Blog - November 2024 | Over EUR 1M in loans have been repaid to Crowdpear investors”
11. Verslo Zinios: “„Crowdpear“ per metus pritraukė beveik 6000 investuotojų”

Crowdpear is a Lithuanian real estate debt investment platform launched in January 2023 by the team behind PeerBerry, a Croatian crowdfunding platform founded by Aventus Group, one of Europe’s largest non-banking lending groups based in Vilnius, Lithuania. As an ECSP-regulated crowdfunding platform, Crowdpear is accessible to investors in the European Union, Switzerland, Norway, Iceland, and Liechtenstein. Since its launch in 2023, Crowdpear has raised over €15.91 million, maintaining a monthly average volume of €1.01 million.^[1] The platform boasts a community of 7,335 investors.^[2]

• Crowdpear, a spin-off from PeerBerry, shares the same team. Crowdpear was created to specialize in EU-regulated Real Estate crowdfunding, while PeerBerry focuses solely on its consumer loan business.
• Investments on Crowdpear range in size from €36,300 to €250,000 across its various real estate products: development, business and refinancing.
• The minimum investment is set at €100 and interest rates vary between 9.5% to 14.5%.
• Current loan terms have a duration between 6 months to 1 year.
• The Crowdpear platform provides a secondary market for early exit.

Crowdpear offers secured loans in Lithuania, backed by real estate mortgages. Investors can choose from three types of real estate projects:

• Development
• Business
• Refinancing

Investments start at a minimum of €100. There is currently one active campaign with a 1-year duration. On the secondary market, 114 investments are available, with loan terms ranging from 6 months to 1 year. Repayments are structured as bullet loans, with interest paid monthly or quarterly, and the principal returned at the end of the term. Campaign sizes range from €36,300 to €250,000.^[3]

Crowdpear does not offer a buyback guarantee or an auto-invest feature for queuing new investments. Each investment is secured by mortgages or other guarantees, which may vary between projects. However, these investments are not covered by Lithuania’s deposit insurance or EU compensation schemes.^[4]

Since launching in January 2023, Crowdpear has reported that 9.26% of loans from its 215 funded projects experienced late payments exceeding 90 days, with no defaults to date. The platform lists 115 investments across its primary and secondary markets, offering interest rates between 9.5% and 14.5%. Crowdpear has paid over €791,580 in interest and returned €6.41 million to investors.^[5]

The platform does not directly charge fees to investors. However, a 15% income tax is deducted from interest payments to non-Lithuanian tax residents. To reduce this withholding tax, investors can complete the DAS-1 form, benefiting from Lithuania's double taxation agreement with most European countries.^[6] The platform generates revenue through operator fees of 2% to 5%, brokerage fees, and administration fees charged to fundraisers.^[7]

Crowdpear is run by the team from PeerBerry, led by CEO Vytautas Olšauskas. Vytautas is a successful entrepreneur in the Banking and Fintech industry, licensed by the European Central Bank to operate banking businesses. He is also the founder of Finhike and Mano Bankas, where he serves as the chairman. Vytautas holds a 25% stake in PeerBerry. Working alongside him is Arūnas Lekavičius, Development Director and CEO of PeerBerry. Rita Simanavičiūtė, with over 20 years of experience in strategic marketing and communications, is the Chief Marketing and Communications Officer. Tadas Bulota serves as the platform's Lawyer and Compliance Officer.

Two shareholders at Crowdpear are the same as at PeerBerry. Vytautas Stražnickas is the majority shareholder with a 50% stake and is also a member of the Aventus Group management. Crowdpear's CEO, Vytautas Olšauskas and investor Ivan Butov each hold a 25% stake in the company.^[8] Based in Vilnius, Lithuania and registered since July 2021, “UAB Crowdpear” has a share capital of €160,000.^[9]

In November 2024, Crowdpear marked a significant milestone with over €1 million in real estate-backed loans repaid by business clients, representing the platform’s highest monthly repayment to date. During the month, investors funded 11 new loans totaling €794,300 and earned €39,807 in interest.^[10]

Having secured the ECSP license in Q3 2023, Crowdpear is now targeting a threefold growth rate through international market expansion. With 90% of its investors based abroad and limited options in the local market, the platform is focused on diversifying its projects. Crowdpear aims to offer more global investment opportunities as part of its expansion strategy.^[11]

1. P2PMarketdata: “Crowdpear Statistics”
2. Crowdpear: “Statistics - Number of Investors”
3. Crowdpear: “Invest - Primary / Secondary Market”
4. Crowdpear: “Description of Risks Related to Investment in Crowdpear Platform”
5. Crowdpear: “Statistics - Investors’ profit / The amount of repaid loans”
6. Crowdpear: “Help - Is the income earned on the Crowdpear platform taxed?”
7. Crowdpear: “Rates Applicable to the Users of the Crowdfunding Platform ‘Crowdpear’”
8. Government of the Republic of Lithuania: “State Enterprise Centre of Registers (SECR)”
9. Rekvizitai: “Crowdpear, UAB”
10. Crowdpear: “Blog - November 2024 | Over EUR 1M in loans have been repaid to Crowdpear investors”
11. Verslo Zinios: “„Crowdpear“ per metus pritraukė beveik 6000 investuotojų”

Crowdpear is a Lithuanian real estate debt investment platform launched in January 2023 by the team behind PeerBerry, a Croatian crowdfunding platform founded by Aventus Group, one of Europe’s largest non-banking lending groups based in Vilnius, Lithuania. As an ECSP-regulated crowdfunding platform, Crowdpear is accessible to investors in the European Union, Switzerland, Norway, Iceland, and Liechtenstein. Since its launch in 2023, Crowdpear has raised over €15.91 million, maintaining a monthly average volume of €1.01 million.^[1] The platform boasts a community of 7,335 investors.^[2]

• Crowdpear, a spin-off from PeerBerry, shares the same team. Crowdpear was created to specialize in EU-regulated Real Estate crowdfunding, while PeerBerry focuses solely on its consumer loan business.
• Investments on Crowdpear range in size from €36,300 to €250,000 across its various real estate products: development, business and refinancing.
• The minimum investment is set at €100 and interest rates vary between 9.5% to 14.5%.
• Current loan terms have a duration between 6 months to 1 year.
• The Crowdpear platform provides a secondary market for early exit.

Crowdpear offers secured loans in Lithuania, backed by real estate mortgages. Investors can choose from three types of real estate projects:

• Development
• Business
• Refinancing

Investments start at a minimum of €100. There is currently one active campaign with a 1-year duration. On the secondary market, 114 investments are available, with loan terms ranging from 6 months to 1 year. Repayments are structured as bullet loans, with interest paid monthly or quarterly, and the principal returned at the end of the term. Campaign sizes range from €36,300 to €250,000.^[3]

Crowdpear does not offer a buyback guarantee or an auto-invest feature for queuing new investments. Each investment is secured by mortgages or other guarantees, which may vary between projects. However, these investments are not covered by Lithuania’s deposit insurance or EU compensation schemes.^[4]

Since launching in January 2023, Crowdpear has reported that 9.26% of loans from its 215 funded projects experienced late payments exceeding 90 days, with no defaults to date. The platform lists 115 investments across its primary and secondary markets, offering interest rates between 9.5% and 14.5%. Crowdpear has paid over €791,580 in interest and returned €6.41 million to investors.^[5]

The platform does not directly charge fees to investors. However, a 15% income tax is deducted from interest payments to non-Lithuanian tax residents. To reduce this withholding tax, investors can complete the DAS-1 form, benefiting from Lithuania's double taxation agreement with most European countries.^[6] The platform generates revenue through operator fees of 2% to 5%, brokerage fees, and administration fees charged to fundraisers.^[7]

Crowdpear is run by the team from PeerBerry, led by CEO Vytautas Olšauskas. Vytautas is a successful entrepreneur in the Banking and Fintech industry, licensed by the European Central Bank to operate banking businesses. He is also the founder of Finhike and Mano Bankas, where he serves as the chairman. Vytautas holds a 25% stake in PeerBerry. Working alongside him is Arūnas Lekavičius, Development Director and CEO of PeerBerry. Rita Simanavičiūtė, with over 20 years of experience in strategic marketing and communications, is the Chief Marketing and Communications Officer. Tadas Bulota serves as the platform's Lawyer and Compliance Officer.

Two shareholders at Crowdpear are the same as at PeerBerry. Vytautas Stražnickas is the majority shareholder with a 50% stake and is also a member of the Aventus Group management. Crowdpear's CEO, Vytautas Olšauskas and investor Ivan Butov each hold a 25% stake in the company.^[8] Based in Vilnius, Lithuania and registered since July 2021, “UAB Crowdpear” has a share capital of €160,000.^[9]

In November 2024, Crowdpear marked a significant milestone with over €1 million in real estate-backed loans repaid by business clients, representing the platform’s highest monthly repayment to date. During the month, investors funded 11 new loans totaling €794,300 and earned €39,807 in interest.^[10]

Having secured the ECSP license in Q3 2023, Crowdpear is now targeting a threefold growth rate through international market expansion. With 90% of its investors based abroad and limited options in the local market, the platform is focused on diversifying its projects. Crowdpear aims to offer more global investment opportunities as part of its expansion strategy.^[11]

1. P2PMarketdata: “Crowdpear Statistics”
2. Crowdpear: “Statistics - Number of Investors”
3. Crowdpear: “Invest - Primary / Secondary Market”
4. Crowdpear: “Description of Risks Related to Investment in Crowdpear Platform”
5. Crowdpear: “Statistics - Investors’ profit / The amount of repaid loans”
6. Crowdpear: “Help - Is the income earned on the Crowdpear platform taxed?”
7. Crowdpear: “Rates Applicable to the Users of the Crowdfunding Platform ‘Crowdpear’”
8. Government of the Republic of Lithuania: “State Enterprise Centre of Registers (SECR)”
9. Rekvizitai: “Crowdpear, UAB”
10. Crowdpear: “Blog - November 2024 | Over EUR 1M in loans have been repaid to Crowdpear investors”
11. Verslo Zinios: “„Crowdpear“ per metus pritraukė beveik 6000 investuotojų”

Crowdpear is a Lithuanian real estate debt investment platform launched in January 2023 by the team behind PeerBerry, a Croatian crowdfunding platform founded by Aventus Group, one of Europe’s largest non-banking lending groups based in Vilnius, Lithuania. As an ECSP-regulated crowdfunding platform, Crowdpear is accessible to investors in the European Union, Switzerland, Norway, Iceland, and Liechtenstein. Since its launch in 2023, Crowdpear has raised over €15.91 million, maintaining a monthly average volume of €1.01 million.^[1] The platform boasts a community of 7,335 investors.^[2]

• Crowdpear, a spin-off from PeerBerry, shares the same team. Crowdpear was created to specialize in EU-regulated Real Estate crowdfunding, while PeerBerry focuses solely on its consumer loan business.
• Investments on Crowdpear range in size from €36,300 to €250,000 across its various real estate products: development, business and refinancing.
• The minimum investment is set at €100 and interest rates vary between 9.5% to 14.5%.
• Current loan terms have a duration between 6 months to 1 year.
• The Crowdpear platform provides a secondary market for early exit.

Crowdpear offers secured loans in Lithuania, backed by real estate mortgages. Investors can choose from three types of real estate projects:

• Development
• Business
• Refinancing

Investments start at a minimum of €100. There is currently one active campaign with a 1-year duration. On the secondary market, 114 investments are available, with loan terms ranging from 6 months to 1 year. Repayments are structured as bullet loans, with interest paid monthly or quarterly, and the principal returned at the end of the term. Campaign sizes range from €36,300 to €250,000.^[3]

Crowdpear does not offer a buyback guarantee or an auto-invest feature for queuing new investments. Each investment is secured by mortgages or other guarantees, which may vary between projects. However, these investments are not covered by Lithuania’s deposit insurance or EU compensation schemes.^[4]

Since launching in January 2023, Crowdpear has reported that 9.26% of loans from its 215 funded projects experienced late payments exceeding 90 days, with no defaults to date. The platform lists 115 investments across its primary and secondary markets, offering interest rates between 9.5% and 14.5%. Crowdpear has paid over €791,580 in interest and returned €6.41 million to investors.^[5]

The platform does not directly charge fees to investors. However, a 15% income tax is deducted from interest payments to non-Lithuanian tax residents. To reduce this withholding tax, investors can complete the DAS-1 form, benefiting from Lithuania's double taxation agreement with most European countries.^[6] The platform generates revenue through operator fees of 2% to 5%, brokerage fees, and administration fees charged to fundraisers.^[7]

Crowdpear is run by the team from PeerBerry, led by CEO Vytautas Olšauskas. Vytautas is a successful entrepreneur in the Banking and Fintech industry, licensed by the European Central Bank to operate banking businesses. He is also the founder of Finhike and Mano Bankas, where he serves as the chairman. Vytautas holds a 25% stake in PeerBerry. Working alongside him is Arūnas Lekavičius, Development Director and CEO of PeerBerry. Rita Simanavičiūtė, with over 20 years of experience in strategic marketing and communications, is the Chief Marketing and Communications Officer. Tadas Bulota serves as the platform's Lawyer and Compliance Officer.

Two shareholders at Crowdpear are the same as at PeerBerry. Vytautas Stražnickas is the majority shareholder with a 50% stake and is also a member of the Aventus Group management. Crowdpear's CEO, Vytautas Olšauskas and investor Ivan Butov each hold a 25% stake in the company.^[8] Based in Vilnius, Lithuania and registered since July 2021, “UAB Crowdpear” has a share capital of €160,000.^[9]

In November 2024, Crowdpear marked a significant milestone with over €1 million in real estate-backed loans repaid by business clients, representing the platform’s highest monthly repayment to date. During the month, investors funded 11 new loans totaling €794,300 and earned €39,807 in interest.^[10]

Having secured the ECSP license in Q3 2023, Crowdpear is now targeting a threefold growth rate through international market expansion. With 90% of its investors based abroad and limited options in the local market, the platform is focused on diversifying its projects. Crowdpear aims to offer more global investment opportunities as part of its expansion strategy.^[11]

1. P2PMarketdata: “Crowdpear Statistics”
2. Crowdpear: “Statistics - Number of Investors”
3. Crowdpear: “Invest - Primary / Secondary Market”
4. Crowdpear: “Description of Risks Related to Investment in Crowdpear Platform”
5. Crowdpear: “Statistics - Investors’ profit / The amount of repaid loans”
6. Crowdpear: “Help - Is the income earned on the Crowdpear platform taxed?”
7. Crowdpear: “Rates Applicable to the Users of the Crowdfunding Platform ‘Crowdpear’”
8. Government of the Republic of Lithuania: “State Enterprise Centre of Registers (SECR)”
9. Rekvizitai: “Crowdpear, UAB”
10. Crowdpear: “Blog - November 2024 | Over EUR 1M in loans have been repaid to Crowdpear investors”
11. Verslo Zinios: “„Crowdpear“ per metus pritraukė beveik 6000 investuotojų”