Bulkestate

Bulkestate operates a direct marketplace lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. Bulkestate is managed by Bulkestate OÜ, headquatered in Estonia. It's not regulated by any supervisory authority.

Bulkestate makes it possible to provide funding to real estate developers by investing in real estate loans, and real estate stocks. You can also apply for funding if you are a real estate developer.

At Bulkestate, you can make EUR-denominated investments starting from €50. You can also set up an auto-invest feature.

Bulkestate separates investors’ funds from the platform company assets but doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It discloses statistics about its funded loans on a dedicated public page and shares its monthly funding volumes with P2PMarketData.

Bulkestate was launched in 2016 by Igors Puntuss. Igors has over 15 years of experience. His professional background is mainly in business development, and real estate. Igors has been, for example, a Head of Energy Efficiency Projects Division at Rīgas Namu Pārvaldnieks — a real estate management company, and a Head of Strategic Marketing & Investments Division at Riga Electric Machine Building Works — a machinery manufacturer. He holds a Master's degree from Latvijas Universitate in Marketing Research.