P2P Market Data's Blog
Find good reads about market developments in P2P lending and equity crowdfunding, spot the best P2P platforms by reading our in-depth platform reviews, and learn how to make money with P2P lending and equity crowdfunding in our explanatory guides.
Learn About Crowdfunding
Gain the Skills Needed to Invest in P2P Lending and Equity Crowdfunding
In the last two articles, we compared P2P lending to traditional investments in stocks and bonds. One of the key takeaways was that P2P loans
In the previous article within this P2P lending vs. traditional financial instruments series, we looked at how P2P lending compares to stocks. We concluded that
Just as workers join trade unions to increase their visibility, cooperation and bargaining power, organisations within the same sectors team up in so-called trade associations
The blockchain technology that empowers cryptocurrencies like Bitcoin and Ethereum and peer-to-peer lending is a natural fit that might help overcome some of the inherent
Provision funds are designed to reduce the risk of investing in P2P lending by creating a safety buffer that P2P platforms can use to anticipate
Before carrying out bigger investments, it is normal to be worried about to what extent your investment will be safe. This article will dive into
Where last year’s worldwide crowdfunding statistics showed a market in rapid growth in all regions of the world, a recently published report displays a more
Donation-based crowdfunding has proved an efficient way for small charities to not only raise funds for charitable causes but also to broaden their network and
Passive income comes in various shapes and forms depending on how and in what you dedicate your resources and time. The passive investment opportunities are
Even for relatively large charity or social enterprises, it can be challenging to find sufficient unrestricted funds via bank finance to scale up their activities
In this Guest Post, Roxana (CSO at Blend Network) provides a brief guide to how her property lending platform performs due diligence and talks about what really matters for P2P Lending due diligence in 5 key steps.
Peer-to-Peer lending is a form of debt-based crowdfunding enabled by online P2P lending platforms that connect borrowers and lenders by circumventing conventional loan processes, requirements
Crowdfunding is an industry in rapid growth all over the world, with great potential for both investors and individuals or businesses looking for funding. In
Crowdfunding in Europe is starting to emerge as an alternative to traditional financing, and the European crowdfunding market has developed increasingly since the early 2000s
The first thing an investor in P2P lending and other types of crowdinvesting must do before investing on a P2P platform is to get an
Pursuing an MBA or other types of higher education requires financing – especially if you are aiming for a program at a top university. In
This article will cover all Buyback Guarantees and Provision Funds offered by P2P Lending Platforms. There are many different ways the platforms promise to ensure
Chinese crowdfunding and especially the peer-to-peer (P2P) lending industry in China has experienced some turbulent years – and probably will in the coming years as
China is by far the world’s largest contributor when it comes to funds raised through crowdfunding. In China, crowdfunding as a source of finance has
In balance sheet lending (also called portfolio lending), the platform entity provides a loan directly to a consumer or business borrower. As p2p platforms involved
Crowdfunding in the Americas is dominated by the United States that claims a market share of almost 97%. Globally, the US has the second largest
Crowdfunding in Europe consists of different types of alternative financing of which p2p consumer lending with a 42% market cap is the largest. The highest
Real estate crowdfunding is a method of financing real estate projects by making these investment projects available for everyone. This enables entrepreneurs to launch real
Have you noticed there are significantly different online lending models in the so-called P2P Lending market? This short article will take you through the differences
The importance of investment structure in peer-to-peer lending is often overlooked, but how the loans you are investing in are structured can have a massive
P2P Platform Reviews
Learn About Pros & Cons and Find The Best P2P Lending Platforms
TransferWise is an international money transfer provider widely known for its fair exchange rates and low fees. Since its beginning in 2011, the company has seen massive growth, partly due to the fact that they offer the most currencies among all digital banks. As a matter of fact, the service is available in almost all countries and covers more than 1,000 country combinations across more than 50 currencies.
Nibble is a peer-to-peer lending platform that offers investors the opportunity to invest in short term loans ranging from a minimum amount of 10 EUR to a maximum amount of 1,000 EUR. Although Nibble is a new platform in the market (founded in 2019), the parent company IT Smart Finance has been in the industry since 2014.
Loanpad is a user-friendly peer-to-peer lending platform for secured real estate lending in UK. Investors lend through either of two lending accounts: Classic or Premium that delivers daily interest rates above inflation. The return is in GBP and backed by collateral in Real Estate in the United Kingdom.
Wisefund is a digital peer-to-peer lending platform for individual lenders to invest in European SMEs that wish to grow their businesses. The purpose of the P2P platform is to enable ordinary people to invest in trustworthy businesses across multiple sectors of the economy.
Housers is a marketplace for direct peer-to-peer lending that allows users to invest in loans granted on the platform directly to borrowers. All loans are real estate or property development loans. The loans are all collateral backed and the platform is the first of its kind in Spain.
Assetz Capital was the first peer-to-peer lending platform in UK to facilitate secured collateral-backed loans. All loans are in GBP and collateral backed with security of property or UK business, through investments accounts such as IFISA, Manual Lending, Quick Access and more.
Bulkestate is primarily a real estate lending platform that allows investors to lend directly to developers of property mainly in Riga. Furthermore, they offer the unique service of Group Buying apartment owner titles at whole building sales. All investments are in Euro and loans secured by collateral.
Lendahand is a digital social impact lending platform for individual lenders who want to support and invest in SME’s and entrepreneurs in developing economies. The purpose of the Lendahand peer-to-peer platform is to enable ordinary people to lend money as cheap as possible to projects and businesses with a social mission.
Fellow Finance is a marketplace for direct peer-to-peer lending in Finland, Sweden, Denmark, Poland and Germany. All loans are consumer or business loans and acquired directly on the platform. The platform features automatic lending and all loans can be sold/bought on the secondary market.
Bondster is a marketplace for peer-to-peer lending that offers investments in loans from various loan providers, also called loan originators, which are non-bank financial institutions. Most loans on the platform are secured, e.g. by real estate, property and/or buyback guarantee.
IUVO is a marketplace for peer-to-peer lending that allows users to invest in loans granted from non-bank financial institutions (loan originators). The loan originators have 30 % skin in the game and operates in the areas of mortgage loans, consumer loans, business loans and secured car loans.
PeerBerry is a marketplace for peer-to-peer lending that allows users to invest in loans granted from nonbank financial institutions (Loan Originators). Most of the loan originators have buyback guarantee in the areas of consumer loans, real estate loans and secured car loans.
Bondora is a marketplace for peer-to-peer consumer lending that allows users to invest in loans granted through the Bondora Group to borrowers in Estonia, Finland and Spain. All loans are unsecured consumer loans. It is possible to automate investments and the loans can be traded on a secondary market.
Crowdestor is a marketplace for direct peer-to-peer lending which allows users to invest directly in loans granted on the platform. The loans are to companies in the areas of transport, real estate and startup projects. All loans are collateral backed and/or covered by the Buyback Fund.