Zopa

Zopa operates a balance sheet lending platform, which means it acts a bit like an informal bank (or a non-bank credit intermediary) - it originates and actively funds loans, fully or partially, and retains them on their balance sheet. Zopa is run by Zopa Limited, headquatered in the United Kingdom.

Zopa accepts only institutional investors so you can’t directly invest in its projects.

You can also apply for funding if you are an individual seeking financing.