TWINO
Platform profile on P2PMarketData. Independent analysis of TWINO, a debt reseller based in Latvia: how it works, performance, financials, leadership and risks. Updated Sep 2026.
TWINO is a peer-to-peer lending platform established in 2015 that operates as an investment firm authorized in Latvia. The platform enables investors to provide capital to lending companies through debt instruments. TWINO offers automated investment functionality, a secondary market for trading existing investments, and a mobile application for account management and transactions.
Frequently asked questions about TWINO
What is the minimum investment on TWINO?
The minimum investment on TWINO starts at €1, but can vary depending on the deal.
Is TWINO regulated?
Yes. TWINO is regulated by the Bank of Latvia with Investment Firm (MiFID) authorization in Latvia.
Who can invest on TWINO?
TWINO is open to retail investors from 30 countries, including Germany, France, and Netherlands, subject to identity verification and eligibility.
How much has been invested through TWINO?
More than €1.2B has been invested through TWINO since it launched.
Does TWINO have a secondary market?
Yes. TWINO has a secondary market for buying and selling investments, but finding a buyer or achieving a given price is not guaranteed.
Does TWINO offer automatic investing?
Yes. TWINO offers automatic investing, which lets you pre-set criteria and invest automatically when matching opportunities become available.
Is TWINO a legitimate platform?
Yes. TWINO is a regulated platform, authorized by the Bank of Latvia, and its crowdfunding investments are high-risk and not covered by an investor compensation scheme.
When was TWINO founded?
TWINO was founded in August 2015.
Where is TWINO based?
TWINO's headquarters are in Rīga, Rīga valstspilsēta, Latvia.