Swaper
Platform profile on P2PMarketData. Independent analysis of Swaper, an originator marketplace based in Estonia: how it works, performance, financials, leadership and risks. Updated May 2026.
Swaper is a lending investment platform established in 2019 that allows investors to purchase debt instruments from lending companies. The platform offers automated investment tools for setting systematic portfolio allocation criteria and operates a secondary market for trading existing debt positions. Users can manage accounts and conduct transactions through a mobile application.
Frequently asked questions about Swaper
What is the minimum investment on Swaper?
The minimum investment on Swaper starts at €10, but can vary depending on the deal.
Is Swaper regulated?
Yes. Swaper is regulated by the Estonian Financial Supervision Authority with No license (National) authorization in Estonia.
Who can invest on Swaper?
Swaper is open to retail investors from 30 countries, including Germany, France, and Netherlands, subject to identity verification and eligibility.
How much has been invested through Swaper?
More than €1.1B has been invested through Swaper since it launched.
Does Swaper have a secondary market?
Yes. Swaper has a secondary market for buying and selling investments, but finding a buyer or achieving a given price is not guaranteed.
Does Swaper offer automatic investing?
Yes. Swaper offers automatic investing, which lets you pre-set criteria and invest automatically when matching opportunities become available.
Is Swaper a legitimate platform?
Yes. Swaper is a regulated platform, authorized by the Estonian Financial Supervision Authority, and its crowdfunding investments are high-risk and not covered by an investor compensation scheme.
When was Swaper founded?
Swaper was founded in May 2019.
Where is Swaper based?
Swaper's headquarters are in Tallinn, Harju maakond, Estonia.