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Personal Loans
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Education Loans
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Balance Sheet Lending
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What is SoFi?

SoFi runs a balance sheet lending platform, which means it acts a bit like an informal bank (or a non-bank credit intermediary) - it originates and actively funds loans, fully or partially, and retains them on their balance sheet. SoFi is operated by Social Finance Inc., headquatered in the United States.

SoFi enables you to provide funding to individuals, real estate developers, and business owners by investing in personal loans, real estate loans, education loans, and startup stocks. You can also apply for funding if you are an individual seeking financing, a real estate developer, or a business owner.

What does SoFi offer?

At SoFi, you can invest in projects denominated in USD starting from $1. You can also set up an auto-invest feature and buy and sell loans on a secondary market.

SoFi doesn’t disclose statistics about its funded loans and does not share its monthly funding volumes with P2PMarketData.

SoFi Details

Legal Company Name
Social Finance Inc.
Business ID
Main Currency
US Dollar ($)
Headquarters Location
United States
Founded Date
June 2011