Scramble
Platform profile on P2PMarketData. Independent analysis of Scramble, a business lending platform based in Estonia: how it works, performance, financials, leadership and risks. Updated May 2026.
Scramble is an investment platform established in 2020 that facilitates business loans through debt instruments. The platform operates in Estonia under the regulatory oversight of the Financial Supervision Authority but does not hold a specific license. Investors on Scramble can participate in lending to businesses through structured debt offerings available on the platform.
Frequently asked questions about Scramble
What is the minimum investment on Scramble?
The minimum investment on Scramble starts at €10, but can vary depending on the deal.
Is Scramble regulated?
Yes. Scramble is regulated by the Estonian Financial Supervision Authority with No license (National) authorization in Estonia.
Who can invest on Scramble?
Scramble is open to retail investors from 30 countries, including Germany, France, and Netherlands, subject to identity verification and eligibility.
How much has been invested through Scramble?
More than €55.3M has been invested through Scramble since it launched.
Does Scramble have a secondary market?
No. Scramble does not have a secondary market, so investments made through the platform are generally illiquid.
Does Scramble offer automatic investing?
No. Scramble does not currently offer automatic investing.
Is Scramble a legitimate platform?
Yes. Scramble is a regulated platform, authorized by the Estonian Financial Supervision Authority, and its crowdfunding investments are high-risk and not covered by an investor compensation scheme.
When was Scramble founded?
Scramble was founded in June 2020.
Where is Scramble based?
Scramble's headquarters are in Tallinn, Harju maakond, Estonia.