October

October operates a direct marketplace lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. October is managed by OCTOBER, based in France. It's been granted a crowdfunding license from France's Organisation for the Single Register of Intermediaries in Insurance, Banking and Finance (ORIAS).

October enables you to provide funding to business owners by investing in business loans. You can also apply for funding if you are a business owner.

At October, you can invest in projects denominated in EUR starting from €20.

October separates investors’ funds from the platform company assets and has a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It discloses statistics about its funded loans on a dedicated public page and shares its monthly funding volumes with P2PMarketData.

October was started in 2014 by Olivier Goy. Olivier has over 20 years of experience. His professional background is mainly in entrepreneurship, and fintech. Olivier has been, among other positions, a Founder & Chairman of the Board of 123 Investment Managers — an investment management company, and a Treasurer at FranceFintech — a french fintech association. He's graduated from EM Strasbourg Business School.