Efinza

Efinza runs a direct marketplace lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. Efinza is managed by Efinza Apicem OÜ, based in Estonia.

Efinza enables you to provide funding to real estate developers, and business owners by investing in real estate loans, and business loans. You can also apply for funding if you are a real estate developer, or a business owner.

At Efinza, you can invest in projects denominated in EUR starting from €50. You can also set up an auto-invest feature.

Efinza doesn’t disclose statistics about its funded loans and does not share its monthly funding volumes with P2PMarketData.

Efinza was launched in 2021 by Tullio Liblik. Tullio has over 25 years of experience. His professional background is mainly in asset management, and finance. Tullio has been, for example, a Founder and CEO of Saarte Investeering — an investment company specialised in real estate development. He's graduated from Estonian University of Life Sciences.