Logo of Efinza


Rank #68
Real Estate Loans
Business Loans
Direct Marketplace Lending
Explore Efinza
Funded Since October 2021
Avg. Nominal Interest Rate
Minimum Investment
Public Statistics Page
Auto Invest
Secondary Market
Ring Fence

What is Efinza?

Efinza is run by Efinza Apicem OÜ, headquatered in Estonia. Efinza is a Direct Marketplace Lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. It's not regulated by any supervisory authority.

Efinza makes it possible to provide funding to real estate developers by investing in real estate loans and business loans. You can also apply for funding if you are a property developer yourself.

What does Efinza offer?

At Efinza, you can invest in projects denominated in EUR starting from €50. You can also set up an auto-invest feature.

Efinza doesn’t separate investors’ funds from the platform company assets and doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It doesn’t disclose statistics about its funded loans but shares its monthly funding volumes with P2PMarketData.

Efinza Details

Legal Company Name
Efinza Apicem OÜ
Business ID
Main Currency
Euro (€)
Headquarters Location
Established Date
March 2021
Launch Date
October 2021

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