- Funded Since October 2021
- €0.70m
- Avg. Nominal Interest Rate
- 11.47%
- Minimum Investment
- €50
- Public Statistics Page
- No
- Auto Invest
- Yes
- Secondary Market
- No
- Ring Fence
- No
- Regulated
- No
What is Efinza?
Efinza is run by Efinza Apicem OÜ, headquatered in Estonia. Efinza is a Direct Marketplace Lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. It's not regulated by any supervisory authority.
Efinza makes it possible to provide funding to real estate developers by investing in real estate loans and business loans. You can also apply for funding if you are a property developer yourself.
What does Efinza offer?
At Efinza, you can invest in projects denominated in EUR starting from €50. You can also set up an auto-invest feature.
Efinza doesn’t separate investors’ funds from the platform company assets and doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It doesn’t disclose statistics about its funded loans but shares its monthly funding volumes with P2PMarketData.
Efinza Details
- Legal Company Name
- Efinza Apicem OÜ
- Business ID
- 16180197
- Main Currency
- Euro (€)
- Headquarters Location
- Estonia
- Established Date
- March 2021
- Launch Date
- October 2021