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Efinza

Rank #68
Real Estate Loans
Business Loans
Direct Marketplace Lending
Explore Efinza
Funded Since October 2021
€0.70m
Avg. Nominal Interest Rate
11.47%
Minimum Investment
€50
Public Statistics Page
No
Auto Invest
Yes
Secondary Market
No
Ring Fence
No
Regulated
No

What is Efinza?

Efinza is run by Efinza Apicem OÜ, headquatered in Estonia. Efinza is a Direct Marketplace Lending platform, which means it operates the "traditional" or "pure" P2P lending model and serves as an online space where borrowers can apply for loans and investors can fund projects. It's not regulated by any supervisory authority.

Efinza makes it possible to provide funding to real estate developers by investing in real estate loans and business loans. You can also apply for funding if you are a property developer yourself.

What does Efinza offer?

At Efinza, you can invest in projects denominated in EUR starting from €50. You can also set up an auto-invest feature.

Efinza doesn’t separate investors’ funds from the platform company assets and doesn’t have a wind-down plan in place to ensure minimal damage in case the platform goes out of business. It doesn’t disclose statistics about its funded loans but shares its monthly funding volumes with P2PMarketData.

Efinza Details

Legal Company Name
Efinza Apicem OÜ
Business ID
16180197
Main Currency
Euro (€)
Headquarters Location
Estonia
Established Date
March 2021
Launch Date
October 2021

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