P2P Lending & Crowdinvesting Bonuses

A complete and updated list of all cashback and sign up bonuses the world of peer-to-peer investing has to offer.

Last Updated: 15 October 2019

  • Terms & Conditions: Invest a £1.000 or more for a minimum of 12 months to receive the bonus. 
  • Get the Assetz Capital Bonus: Use this link to Register at Assetz Capital and start investing.
  • Expiration Date: None.
  • Who Can Invest? To invest at Assetz Capital you must be above the age of 18 and hold a UK Sterling bank account. This means that non UK residents can invest as long as they hold a UK Sterling bank account and Assetz Capital is able to very address and identity.
  • Terms & Conditions: There are no obligations or minimum investment requirements to get the bonus.
  • Get the Bergfürst Bonus: Use this link to Register at Bergfürst and start investing.
  • Expiration Date: None.
  • Who Can Invest? To invest on Bergfürst you must be above the age of 18, but otherwise no limitations are mentioned.
  • Terms & Conditions: To get the bonus you must invest a minimum of € 1 on Bondora within the first 30 days.
  • Get the Bondora Bonus: Use this link to Register at Bondora and start investing.
  • Expiration Date: None.
  • Who Can Invest? Everyone above the age of 18 living in the EU, Switzerland or Norway and businesses registered in the EU or in a country approved by Bondora can invest on their platform. Other investors need to verified as an “accredited investor”.
  • Terms & Conditions: New investors will receive a cashback of 1 % of the invested funds within the first 90 days of registration. The bonus will be always be paid out monthly, corresponding to the increase in the amount of investments held during the respective 30-day period.
  • Get the Bondster Bonus: Use this link to Register at Bondster and start investing.
  • Expiration Date: None.
  • Who Can Invest? Adult citizens of the European Union and other selected countries with a European bank account, as well as legal entities based in the EU.
  • Terms & Conditions: To get the bonus you must invest at least €250 over a 90 day period starting from the day you register and keep the money invested for at least 90 days.
  • Get the Debitum Network Bonus: Use this link to Register at Debitum Network and start investing.
  • Expiration Date: EXPIRED.
  • Who Can Invest? No restrictions mentioned.
  • Terms & Conditions: All new investments with a minimum term of six months made before the expiration date are eligible for the cashback. The bonus is valid for all programs but the 4% and 5% auto-invest programs. You will usually receive the cashback within two working days. 
  • Get the DoFinance Bonus: Use this link to Register at DoFinance and start investing.
  • Expiration Date: EXPIRED.
  • Who Can Invest? Everyone above 18 years old, with a valid e-mail, valid documents and a bank account within the European Union, Switzerland or any other country of the EEA (European Economic Area) can invest on DoFinance.
  • Terms & Conditions: To get the sign up bonus you must transfer a minimum of € 100 to your Envestio account. On top of that, you get a cashback of 0.5 % of the net amount invested within the first 270 days after registration.
  • Get the Envestio Bonus: Use this link to Register at Envestio and start investing.
  • Expiration Date: None.
  • Who Can Invest? All adults in the EEC (European Economic Countries) and Switzerland can invest on Envestio. If you are based in another country, Envestio invites you to contact them with more details.
  • Terms & Conditions: New investors will receive 1% of the funds invested within the first 30 days after registration. When the 30 days have passed, you will receive a cashback bonus of 0.5% for two more months. 
  • Get the EstateGuru Bonus: Use this link to Register at EstateGuru and start investing before the end of October.
  • Expiration Date: The offer is available for the whole month of October and ends on 31 October 2019. However, the bonus is effective for 30 days, so even if you sign up in the end of October, the bonus will still last until the end of November.
  • Who Can Invest? To invest on EstateGuru you must be above the age of 18 and have a bank account in one of the European Economic Countries or Switzerland.
  • Terms & Conditions: New investors will receive 5 % of the funds invested within the first 30 days after registration.
  • Get the Flender Bonus: Use this link to Register at Flender and start investing.
  • Expiration Date: None.
  • Who Can Invest? Everyone with a valid passport or driving licence and a valid bank account available can invest on Flender.
  • Terms & Conditions: There are no obligations or minimum investment requirements to get the bonus.
  • Get the Housers Bonus: Use this link to Register at Housers and start investing.
  • Expiration Date: None.
  • Who Can Invest? All adults from most countries can invest on Housers, but they have limitations on some countries.
  • Terms & Conditions: New investors will receive a cashback bonus of up to £250 depending on the amount invested. If you invest £500-999.99, you will receive a cashback of £50; if you invest £1,000-4,999.99, you will receive a cashback of £100; and if you invest £5,000+, you will receive a cashback of £250. The offer applies to investments that run for a minimum of six months, so if you sell your investments on the secondary market within the six month qualifying period, they will not be eligible for the cashback. Also, investments made into the secondary market do not count as part of the amount that is eligible for cashback.
  • Get the Kuflink Bonus: Use this link to Register at Kuflink and start investing.
  • Expiration Date: None.
  • Who Can Invest? To be able to invest at Kuflink, you must be above 18 years old and have a UK bank account.
  • Terms & Conditions: To get the bonus you must make an investment of a least €50.
  • Get the Lendahand Bonus: Use this link to Register at Lendahand and you will automatically receive €25 with your first investment.
  • Expiration Date: None.
  • Who Can Invest? All adults from most countries can invest on Lendahand, but they have limitations on some countries.
  • Terms & Conditions: New investors will get a cashback bonus of 0.25% of all investments made within the first six months after registration (less reinvestments).
  • Get the Lendwise Bonus: Use this link to Register at Lendwise and start investing in P2P student loans.
  • Expiration Date: None.
  • Who Can Invest? To invest at Lendwise you must be at least 18 years old and have a UK bank account in your name.
  • Terms & Conditions: To get the bonus you must invest a minimum of €100.
  • Get the Lenndy Bonus: Use this link to Register at Lenndy and start investing.
  • Expiration Date: None.
  • Who Can Invest? To invest on Lenndy you must be above the age of 18, but otherwise no limitations are mentioned.
  • Terms & Conditions: If you invest £1,000 for 365 you will receive a £50 bonus. If you invest £10,000 for 365 days, you will receive a £150 bonus.
  • Get the Loanpad Bonus: Use this link to Register at Loanpad and start investing.
  • Expiration Date: None.
  • Who Can Invest? To invest on the Loanpad platform you must be above 18 years old, have a UK address, and have a UK bank account. However, if you do not have a UK address and would still like to open an account at Loanpad, it is possible to contact their support to learn more.
  • Terms & Conditions: New investors will get a 1 % cashback of their daily balance for the first 90 days after registration. The bonus will be paid in three installments.
  • Get the Mintos Bonus: Use this link to Register at Mintos and start investing.
  • Expiration Date: None.
  • Who Can Invest? To invest on Mintos you must be above 18 years of age with a bank account in the EU or other countries considered to have AML/CFT systems equivalent to the EU. 
  • Terms & Conditions: When signing up at Monethera through the link provided below, you will automatically get a €5 reward. Also, you will get a 0.5% cashback on all your Monethera investments made within the first 90 days.
  • Get the Monethera Bonus: Use this link to Register at Monethera and start investing.
  • Expiration Date: None.
  • Who Can Invest? Monethera is focused on European projects, but most countries in the world are able to invest on the platform (exceptions are the USA, China, and counties and entities sanctioned by the EU).
  • Terms & Conditions: There are no obligations or minimum investment requirements to get the bonus.
  • Get the NEO Finance Bonus: Use this link to Register at NEO Finance and start investing.
  • Expiration Date: None.
  • Who Can Invest? To invest on NEO Finance you must be a citizens of a country in the EU with a valid passport, ID card or mobile signature.
  • Terms & Conditions: To get the bonus you must deposit €500 on your account.
  • Get the October Bonus: Use this link to Register at October and start investing.
  • Expiration Date: None.
  • Who Can Invest? October does not mention any limitations in who can invest on their platform, but if you are from a non EU country you need to provide additional documents during registration.
  • Terms & Conditions: To get the bonus you must make your first investment with a minimum of 10 bonds, which corresponds to a minimum investment of approximately £900.
  • Get the Property Crowd Bonus: Use this link to Register at Property Crowd and start investing.
  • Expiration Date: None.
  • Who Can Invest? Property Crowd states that their investment opportunities are available only to institutional, high net worth, sophisticated, and other professional investors.
  • Terms & Conditions: New investors will get a cashback of up to £750 depending on the amount invested in the first 60 days after registration.
  • Get the Property Partner Bonus: Use this link to Register at Property Partner and start investing.
  • Expiration Date: None.
  • Who Can Invest? To invest at Property Partner you must be classified as either a high net worth, sophisticated or restricted investor.
  • Terms & Conditions: New investors will get a cashback of up to £150 depending on the amount invested in the first 8 weeks after registration. To get the cashback the money you must keep the money invested for at least 365 days.
  • Get the RateSetter Bonus: Use this link to Register at RateSetter and start investing.
  • Expiration Date: None.
  • Who Can Invest? To invest at RateSetter you must have a UK bank account, be at least 18 years of age, and be a UK citizen.
  • Terms & Conditions: To get the bonus you must register, verify your identity and lend a £1,000 or more.
  • Get the Rebuilding Society Bonus: Use this link to Register at Rebuilding Society and start investing.
  • Expiration Date: None.
  • Who Can Invest? No limitations mentioned.
  • Terms & Conditions: To get the Reinvest24 cashback bonus, you must invest a minimum of €100.
  • Get the Reinvest24 Bonus: Use this link to Register at Reinvest24 and start investing.
  • Expiration Date: The bonus is valid until 31 december 2019.
  • Who Can Invest? In order to invest on the Reinvest24 platform, you must be above 18 years old, not have a restricted legal capacity, and be able to verify yourself.
  • Terms & Conditions: To get the bonus you must invest in a project (minimum investment is €1,000).
  • Get the Rendity Bonus: Use this link to Register at Rendity and start investing.
  • Expiration Date: None.
  • Who Can Invest? To invest at Rendity you must have a European bank account and be above the age of 18.
  • Terms & Conditions: To get the Seedrs cashback bonus, new investors must invest a minimum of £150 in one or more projects within 30 days after signing up. All EUR investments will be converted to GBP using the daily European Central Bank conversion rate on the date of the investment
  • Get the Seedrs Bonus: Use this link to Register at Seedrs and start investing.
  • Expiration Date: None.
  • Who Can Invest? Investors above 18 years of age who can complete the investor authorisation process, can invest on the Seedrs platform. If you are not a High Net Worth individual or sophisticated investor, Seedrs asks you to complete a short investor quiz t​o make sure you have an understanding of the risk involved with investing in businesses.
  • Terms & Conditions: New investors will earn a 2% higher return on all investments made within the first three months after signing up. The bonus is activated after the first successful payment is made.
  • Get the Swaper Bonus: Use this link to Register at Swaper and start investing.
  • Expiration Date: The bonus is valid from 2 October to 2 November 2019.
  • Who Can Invest? To invest at Swaper you must be at least 18 years old, have a bank account in an European Economic Area (EEA) country, and be a resident of an EEA country. 
  • Terms & Conditions: To get the bonus you must invest a minimum of €50. The €10 bonus is assigned automatically to your account within 5 business days if the beforementioned requirement is fulfilled.
  • Get the Viainvest Bonus: Use this link to Register at Viainvest and start investing.
  • Expiration Date: None.
  • Who Can Invest? Investors at Viainvest must be above 18 years of age and hold a tax recidency within a European country or Switzerland.
  • Terms & Conditions: Investors will get a cashback of up to 2 % depending on the amount invested in the CashFree Hypo and CashFree Housing products during the calendar month. 
  • Get the Zlty Melon Bonus: Use this link to Register at ZLTY Melon and start investing.
  • Expiration Date: None.
  • Who Can Invest? To invest on Zlty Melon you must be a citizen of the SEPA (Single Euro Payments Area), be above 18 years of age, and have a bank account in one of the SEPA countries.

Overview of All Platform Cashback Bonuses

Explanation of P2P Platform Rewards

Sign Up Bonus

A peer-to-peer sign-up bonus is a lump sum that, in its simplest form, requires only that you sign up at a given peer-to-peer platform. However, this type of bonus also exist in a format where the reward requires that a minimum amount is deposited in the newly created account.

Cashback Bonus

A peer-to-peer cashback bonus is a type of bonus in which a given amount or percentage of the total amount invested in a fixed period after signing up for the peer-to-peer platform is paid to the investor. This period can vary from platform to platform, but is typically between 30 to 90 days. Typically, the bigger the amount invested, the bigger the reward will be.

Why Use a Platform Reward?

As a peer-to-peer investor, bonuses from platforms can be an easy way to increase the total return of your investments. At the same time, platform rewards can be a way to gain experience and knowledge about the world of p2p investing in general as a platform reward can be an opportunity to explore more p2p platforms. Investing across more platforms will also contribute to diversify your risk across different platforms and loans. 

Why Do Platforms Offer Rewards to Investors?

Essentially, an investor bonus is a way p2p platforms try to create attention around their platform and attract more investors. When signing up at a platform you usually deposit money on your account that is invested in loans. This contributes to increase the volume on the platform and finance their loans. Thus, bonus programs makes sense for the platforms as it can help increase the amount of money available for borrowers by attracting investors to their platform. As offering investor bonuses is a form of marketing for the platform always remember to check if the platform is reliable before transferring money by, for example, reading up on its history before transferring money and start investing. As a start, you can get an overview of the market by checking out our P2P Lending & Equity Crowdfunding Worldwide Statistics or visit our Crowdinvesting Academy. Also, remember to check if there are any specific requirements to get the platform bonus before you start investing.

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