Loan Originator

A loan originator, or a (loan) broker, in P2P lending refers to a lending company that issues loans to borrowers. It acts as a fourth party in the indirect lending structure (the other three being the lender, the borrower and the platform). The loan originator focuses on acquiring and managing borrowers, while the platform directs its efforts into attracting and serving lenders. Explore in detail how loan origination works in our what is a loan originator explainer.