Learn about Alternative Investing

Consumer crowdlending or p2p consumer lending covers unsecured loans to private individuals funded by either individuals. The loans can have a high variety of possible uses, such as loans for cars, refinancing, travel, wedding, or student loans.

24 ideas to make money and earn passive income with P2P Lending in Europe. Earn interest by lending your Euro to SME Businesses, Real Estate Developers, Consumers and other alternative investments all over Europe.

Skin in the game in p2p lending is a term used to describe the situation where P2P loan originators are risking losing their own money together with lenders buying their approved loans. The skin in the game is usually between 5 % and 15 %.

Have you also noticed there are different online lending models in the so-called P2P Lending market? This short article will take you through the differences in the two ways of lending money to strangers online and provide you with a useful guide.

What is Diversification? Diversification is a risk management technique used to create variety in the investments of your portfolio. The idea behind diversification techniques to manage risks resides in Peer-to-Peer Lending is very valid.

The importance of investment structure in peer-to-peer lending is often overlooked, but how the loans you are investing in are structured can have a massive impact on your risk as an investor. Learn how to know the differences in structures.

In peer-to-peer lending, a Loan Originator (LO) is a sales entity that uses marketing to acquire borrowers looking for a loan. Loan originators are acting as the fourth part in the peer-to-peer lending process and it carries a different risk.