Learn about Alternative Investing

Find good reads about Peer-to-Peer lending, real estate crowdfunding, startup crowdfunding and other online alternative investments.

Cyber security in peer-to-peer lending
Peer to Peer Lending
Cyber Security Risks in P2P Lending: What Investors Should Look Out For
The first thing an investor in P2P lending and other types of crowdinvesting must do before investing on a P2P platform is to get an overview of the risks involved and check if the platform is trustworthy.
Guest Contributor   •   October 14th, 2019
Students graduating with p2p loans
Peer to Peer Lending
Peer-to-Peer Student Lending: Lend to Students with P2P Loans
Pursuing an MBA or other types of higher education requires financing – especially if you are aiming for a program at a top university. In recent years a new trend for financing Student Loans has risen, the so called Peer-to-Peer Student Lending.
Jonas Schmidt   •   September 23rd, 2019
Buying stocks in P2P Lending Platforms
Startup investing
Equity Investment in P2P Lending Platforms
The main reasons startups, such as many P2P lending platforms, sell ownership when seeking funding are to speedup growth and in this world it is natural for them to use equity crowdfunding platforms to finance themselves. Here is what you need to know.
Martin Christensen   •   August 19th, 2019
Guaranteeing investments with buyback and provision funds
Peer to Peer Lending
Ultimate List of Buyback Guarantees & Provision Funds in P2P Lending
This article will cover all Buyback Guarantees and Provision Funds offered by P2P Lending Platforms. There are many different ways the platforms promise to ensure cashflow to lenders, here is an overview of all the available options out there.
Martin Christensen   •   August 8th, 2019
Peer-to-Peer Lending in China
Peer to Peer Lending
The Future of P2P Lending in China: Is There a Time After the Great Cleanup?
Chinese crowdfunding and especially the peer-to-peer (P2P) lending industry in China has experienced some turbulent years – and probably will in the coming years as well. From being almost nonexistent in 2012, to becoming perhaps nonexistent.
Jonas Schmidt   •   July 13th, 2019
Chinese Crowdfunding platforms and development
Peer to Peer Lending
Crowdfunding in China: A Rise and Fall
China is the world’s largest contributor when it comes to funds raised through crowdfunding. In China, crowdfunding as a source of finance has emerged quickly and evolved with incredible speed. However, only recently the sector has pressured.
Jonas Schmidt   •   July 12th, 2019
Trading an invoice
Crowdfunding
Peer to Peer Lending
What is Invoice Trading?
Invoice trading is also known as p2p invoice finance or invoice crowdlending and is a type of peer-to-peer lending that allows individuals or institutional investors to purchase invoices or receivable notes from a business at a discount.
Jonas Schmidt   •   July 1st, 2019
Statistics of Crowdfunding in Europe by Country
Crowdfunding
Crowdfunding in Europe: Market Size by Country & Finance Model (2019)
Crowdfunding in Europe consists of different types of alternative financing of which p2p consumer lending with a 42% market cap is the largest. The highest funding volume still originates from the UK followed by France, Germany and the Netherlands.
Jonas Schmidt   •   June 5th, 2019
Peer-to-Peer Business Lending Worldwide
Peer to Peer Lending
P2P Business Lending: Investing in Business Loans
Business crowdlending or p2p business lending is a type of lending-based crowdfunding where individuals or institutional funders will provide a loan to a business borrower – typically a small or medium-sized enterprise.
Jonas Schmidt   •   May 25th, 2019
Lending Peer-to-Peer to a consumer borrower
Peer to Peer Lending
Consumer Crowdlending: From Niche to Mass Market
Consumer crowdlending or p2p consumer lending covers unsecured loans to private individuals funded by either individuals. The loans can have a high variety of possible uses, such as loans for cars, refinancing, travel, wedding, or student loans.
Jonas Schmidt   •   May 20th, 2019
How to earn passive income with P2P Lending
Peer to Peer Lending
24 Ways to Make Money With P2P Lending in Europe
24 ideas to make money and earn passive income with P2P Lending in Europe. Earn interest by lending your Euro to SME Businesses, Real Estate Developers, Consumers and other alternative investments all over Europe.
Martin Christensen   •   April 6th, 2019
Peer-to-Peer Lending Skin in the Game
Peer to Peer Lending
What is P2P Lending “Skin in the Game”?
Skin in the game in p2p lending is a term used to describe the situation where P2P loan originators are risking losing their own money together with lenders buying their approved loans. The skin in the game is usually between 5 % and 15 %.
Jonas Schmidt   •   March 23rd, 2019