Learn about Alternative Investing

Find good reads about Peer-to-Peer lending, real estate crowdfunding, startup crowdfunding and other online alternative investments.

Lending that impacts societies
Peer to Peer Lending
What is Social Impact Lending and how does it support borrowers
For social enterprises, it can be challenging to find sufficient unrestricted funds via bank finance to scale up their activities or develop a new line of business. Social Impact Lending can be a solution to earn a return while impacting societies.
Jonas Schmidt   •   February 21st, 2020
Peer-to-Peer Lending Due Diligence
Peer to Peer Lending
The Due Diligence in Peer-to-Peer Lending Explained
In this Guest Post, Roxana (CSO at Blend Network) provides a brief guide to how her property lending platform performs due diligence and talks about what really matters for P2P Lending due diligence in 5 key steps.
Guest Contributor   •   February 17th, 2020
Funding by a crowd explanation
Raising funds
Crowdfunding
Crowdfunding Explained: The Ultimate Guide to Crowdfunding
Crowdfunding is an industry in rapid growth all over the world, with great potential for both fundraisers and funders. Crowdfunding is the way of raising funds from the public for either a business, an individual, a project, or a campaign.
Jonas Schmidt   •   November 24th, 2019
Cyber security in peer-to-peer lending
Peer to Peer Lending
Cyber Security Risks in P2P Lending: What Investors Should Look Out For
The first thing an investor in P2P lending and other types of crowdinvesting must do before investing on a P2P platform is to get an overview of the risks involved and check if the platform is trustworthy.
Guest Contributor   •   October 14th, 2019
Students graduating with p2p loans
Peer to Peer Lending
Peer-to-Peer Student Lending: Lend to Students with P2P Loans
Pursuing an MBA or other types of higher education requires financing – especially if you are aiming for a program at a top university. In recent years a new trend for financing Student Loans has risen, the so called Peer-to-Peer Student Lending.
Jonas Schmidt   •   September 23rd, 2019
Buying stocks in P2P Lending Platforms
Startup investing
Equity Investment in P2P Lending Platforms
The main reasons startups, such as many P2P lending platforms, sell ownership when seeking funding are to speedup growth and in this world it is natural for them to use equity crowdfunding platforms to finance themselves. Here is what you need to know.
Martin Christensen   •   August 19th, 2019
Guaranteeing investments with buyback and provision funds
Peer to Peer Lending
Ultimate List of Buyback Guarantees & Provision Funds in P2P Lending
This article will cover all Buyback Guarantees and Provision Funds offered by P2P Lending Platforms. There are many different ways the platforms promise to ensure cashflow to lenders, here is an overview of all the available options out there.
Martin Christensen   •   August 8th, 2019
Peer-to-Peer Lending in China
Peer to Peer Lending
The Future of P2P Lending in China: Is There a Time After the Great Cleanup?
Chinese crowdfunding and especially the peer-to-peer (P2P) lending industry in China has experienced some turbulent years – and probably will in the coming years as well. From being almost nonexistent in 2012, to becoming perhaps nonexistent.
Jonas Schmidt   •   July 13th, 2019
Chinese Crowdfunding platforms and development
Peer to Peer Lending
Crowdfunding in China: A Look at the World’s Largest Market
China is the world’s largest contributor when it comes to funds raised through crowdfunding. In China, crowdfunding as a source of finance has emerged quickly and evolved with incredible speed. However, only recently the sector has pressured.
Jonas Schmidt   •   July 12th, 2019
Trading an invoice
Crowdfunding
Peer to Peer Lending
What is Invoice Trading?
Invoice trading is also known as p2p invoice finance or invoice crowdlending and is a type of peer-to-peer lending that allows individuals or institutional investors to purchase invoices or receivable notes from a business at a discount.
Jonas Schmidt   •   July 1st, 2019
Statistics of Crowdfunding in Europe by Country
Crowdfunding
Crowdfunding in Europe: Market Size by Country & Finance Model (2019)
Crowdfunding in Europe consists of different types of alternative financing of which p2p consumer lending with a 42% market cap is the largest. The highest funding volume still originates from the UK followed by France, Germany and the Netherlands.
Jonas Schmidt   •   June 5th, 2019
Peer-to-Peer Business Lending Worldwide
Peer to Peer Lending
P2P Business Lending: Invest in Business Loans or Raise Funds
Business crowdlending or p2p business lending is a type of lending-based crowdfunding where individuals or institutional funders will provide a loan to a business borrower – typically a small or medium-sized enterprise.
Jonas Schmidt   •   May 25th, 2019