P2P Lending in the Czech Republic

July 15th, 2020
2 minutes read

The Czech Market for Crowdfunding

According to data from the latest report by Cambridge Centre for Alternative Finance (CCAF) on the global market of alternative finance and crowdfunding, the Czech Republic had a total funding volume of €51.5 million in 2018, up from €26.5 million in 2017, which corresponds to a significant growth rate of 94.2%. This places Czech Republic’s crowdfunding market as number 19 in Europe and as number 40 in the worldwide crowdfunding statistics. The countries topping the list in Europe are the United Kingdom, the Netherlands, Germany, France, and Italy.

Best Peer-to-Peer Lending Platforms in Czechia

Here, you will find a list of the best peer-to-peer lending platforms in the Czech Republic. When choosing the best peer-to-peer lending sites in a country we consider a variety of factors that you can find in the Methodology below.

Sharing Data
Direct Marketplace Lending
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More P2P Lending Platforms in Czechia

Below, you will find a list of the remaining peer-to-peer lending platforms located in Czechia. If a new platform has been launched since this article was published and you do not see it here, please feel free to submit the platform by using the submit formula.

Sharing Data
Direct Marketplace Lending
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Sharing Data
Direct Marketplace Lending
Learn More
Sharing Data
Direct Marketplace Lending
Learn More

Taxation on Peer-to-Peer Lending in Czechia

Interest income generated from peer-to-peer lending or other sources is taxed at a standard rate of 15% in the Czech Republic. The tax might be withheld by some platforms.

To get a more in-depth overview of the Czech Republic tax system for both companies and individuals, we can recommend this overview made by PwC.

Keep in mind that this should not be considered tax advice and can be outdated, why you should always contact a tax adviser when handling your taxes.

Regulation on P2P Lending and Crowdfunding in Czechia

There is no specific law regulating P2P lending in the Czech Republic, but you can read more about the regulatory context guiding different types of crowdfunding in their factsheet made by the European Crowdfunding Network.


At P2PMarketData we are dedicated to providing an unbiased overview of the Peer-to-Peer Lending market and platforms. Among other, in our mission to bring more transparency to the market for online lending we track over 70 platforms funding volumes.

When choosing the best platforms in a country we have considered a variety of factors such as:

  • Number of investors
  • Minimum investment requirement
  • Historical annual returns
  • Diversification opportunities
  • Reinvestment opportunities
  • Educational and informational offerings
  • Platform fees
  • Total capital invested
  • Features (such as secondary market and automatic investing)
  • General transparency (the difficulty of finding who the owners are, how they make money on the platform (fees), terms & conditions and more)
  • Management team

We also look into the company’s online reputation (for example customer reviews, news, complaints, average monthly searches and social media).