Funding Report for December 2023

January 10th, 2024
14 minutes read

Online funding amounts for December surpass €300 million!

December 2023 Market Highlights

  • Total funding in December 2023: €320,484,083.
  • December 2023 was 7% lower than last month.
  • December 2023 was 39% higher than the same month last year.
  • December's funding distribution across categories revealed:
    • Consumer Debt: €277M (↘ -7%)
    • SME Business Debt: €7M (↘ -11%)
    • Real Estate Debt: €35M (↘ -8%)
  • After a period of growth, the market slowed down this month.

December 2023 Milestones

  • Esketit surpasses €400M in loans since its inception.
  • Swaper exceeds the €500M total funding milestone.
  • CG24 Group proudly reaches €1B in total funded loans. Congratulations!

December 2023 Updates

  • We welcomed 1 new reporters:
    1. Crowdpear the Lithuania-based direct marketplace lending platform specializing in real estate loans.
  • PeerBerry, and Kuflink analyses have been updated.
  • Fintown analysis has been published.

Direct Crowdfunding: December 2023 Funding Amounts

Here is the amount of capital raised on each direct crowdfunding platform over the past month:

PlatformFunding AmountCategoryLicense
Estateguru 
€9,399,359 (↗ 27%) 
Real Estate DebtEuropean Crowdfunding Service Provider
Kuflink 
€8,452,756 (↗ 49%) 
Real Estate DebtConsumer Credit (ELS)
CapitalRise 
€7,824,668 (↘ -31%) 
Real Estate DebtInvestment Firm
Profitus 
€4,326,670 (↘ -21%) 
Real Estate DebtCrowdfunding Platform Operator
NEO Finance 
€3,792,000 (↘ -14%) 
Personal DebtElectronic Money Institution
Swisspeers 
€2,855,812 (↘ -25%) 
Small Business DebtSelf Regulatory Organization
SAVY 
€2,259,680 (↗ 18%) 
Multi-sectorEuropean Crowdfunding Service Provider
Letsinvest 
€2,225,230 (↗ 176%) 
Real Estate DebtEuropean Crowdfunding Service Provider
Heavy Finance 
€1,538,858 (↘ -30%) 
Agriculture & FarmingEuropean Crowdfunding Service Provider
CG24 Group 
€1,393,485 (↘ -33%) 
Multi-sectorSelf Regulatory Organization
Žltý Melón 
€948,486 (↘ -15%) 
Personal DebtSmall Payment Institution
Lande 
€934,986 (↘ -8%) 
Agriculture & FarmingNo license
Fintown 
€725,675 (↗ 11%) 
Real Estate DebtNo license
Crowdpear 
€461,900 (↘ -28%) 
Real Estate DebtEuropean Crowdfunding Service Provider
Indemo 
€313,284 (↘ -10%) 
Real Estate DebtInvestment Service Provider
Klear 
€243,766 (↘ -15%) 
Personal DebtFinancial Institution
Bergfürst 
€0 (↘ -100%) 
Real Estate DebtInvestment Broker
Max Crowdfund 
€0 (→ 0%) 
Real Estate DebtBrokering Repayable Funds

Loan Reselling Platforms: December 2023 Funding Amounts

Here is the amount of capital raised on each marketplace reselling loans over the past month:

PlatformFunding AmountCategoryLicense
Mintos 
€112,442,959 (↘ -17%) 
Loan OriginatorsInvestment Service Provider
PeerBerry 
€70,786,847 (↘ -12%) 
Loan OriginatorsNo license
Esketit 
€26,760,139 (↗ 13%) 
Loan OriginatorsNo license
Swaper 
€25,982,253 (↗ 89%) 
Loan OriginatorsNo license
Robocash 
€21,384,601 (→ 0%) 
Loan OriginatorsNo license
Income Marketplace 
€3,950,087 (↗ 11%) 
Loan OriginatorsNo license
Lendermarket 
€3,253,798 (↘ -56%) 
Loan OriginatorsNo license
Debitum 
€2,200,000 (↗ 38%) 
Loan OriginatorsInvestment Service Provider
TWINO 
€2,199,958 (↘ -5%) 
Loan OriginatorsInvestment Service Provider
Afranga 
€1,725,062 (↗ 8%) 
Loan OriginatorsEuropean Crowdfunding Service Provider
Kviku Finance 
€1,210,605 (↘ -8%) 
Loan OriginatorsNo license
Lonvest 
€56,892 (↘ -55%) 
Loan OriginatorsNo license

Total funding amount over the last year (€ million)

Here is the development in capital raised over the past 12 months:

Funding amount by category and license in December 2023

Here is a breakdown of the capital raised on all platforms participating in the monthly funding report of December 2023, categorized by platform and licensing status:

Funding amount by category

Funding amount by license

*The data contained in this report is directly provided by the third-party companies and has not been independently verified by P2PMarketData. This data is submitted either manually via the Platform Portal or through API integration.